Surgical pathology level 3 gross & microscopic examination at St. Bernardine Medical Center
2101 N Waterman Ave, San Bernardino, CA · CommonSpirit Health · · NPI 1689769911
$157.18
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
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What you pay up front if you don't use insurance.
$472.00
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
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The hospital's undiscounted list price — almost no one pays this.
$43.72 with Partnership Health Plan vs $401.20 with Blue Shield CA — same scan, same building. Share
Negotiated rates by payer
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| Partnership Health Plan | Medicaid|< 21 | $43.72 | ↓ -72% |
| LA Care | Medicaid|< 21 | $43.72 | ↓ -72% |
| Partnership Health Plan | Medicaid|> 21 | $43.72 | ↓ -72% |
| LA Care | Medicaid|> 21 | $43.72 | ↓ -72% |
| IHCG | Medicaid|All Plans | $57.20 | ↓ -64% |
| IHCG | Medicare|All Plans | $57.36 | ↓ -64% |
| Kaiser | Medicaid|All Plans | $58.39 | ↓ -63% |
| United | Commercial|All Other Plans | $59.71 | ↓ -62% |
| United | Commercial|HMO | $59.71 | ↓ -62% |
| Molina | Medicaid|< 21 | $61.65 | ↓ -61% |
| Molina | Medicaid|> 21 | $61.65 | ↓ -61% |
| HPN | Medicaid|All Plans | $64.14 | ↓ -59% |
| Health Net | Medicaid|All Plans | $66.15 | ↓ -58% |
| Scan Health Plan | Medicare|All Plans | $67.89 | ↓ -57% |
| Humana | Medicare|All Plans | $67.89 | ↓ -57% |
| Patton | Medicare|All Plans | $67.89 | ↓ -57% |
| First Health | Medicare|All Plans | $67.89 | ↓ -57% |
| Molina | Medicare|All Plans | $67.89 | ↓ -57% |
| United | Medicare|All Plans | $67.89 | ↓ -57% |
| Health Net | Medicare|All Plans | $67.89 | ↓ -57% |
| Epic Health | Medicare|All Plans | $67.89 | ↓ -57% |
| Inland Empire Health Plan | Medicare|All Plans | $67.89 | ↓ -57% |
| Kaiser | Medicare|All Plans | $67.89 | ↓ -57% |
| Central Health Plan | Medicare|All Plans | $67.89 | ↓ -57% |
| BCBS - Anthem | Medicare|All Plans | $67.89 | ↓ -57% |
| Blue Shield CA | Medicare|All Other Plans | $67.89 | ↓ -57% |
| BCBS - Anthem | Medicaid|All Plans | $81.77 | ↓ -48% |
| Inland Empire Health Plan | Medicaid|All Plans | $87.44 | ↓ -44% |
| Cigna | Commercial|PPO | $88.35 | ↓ -44% |
| Cigna | Commercial|All Other Plans | $88.35 | ↓ -44% |
| BCBS - Anthem | Commercial|Exchange | $95.78 | ↓ -39% |
| DHMG | Commercial|All Plans | $98.44 | ↓ -37% |
| EPIC Health | Commercial|All Plans | $115.41 | ↓ -27% |
| Naphcare | Commercial|All Plans | $132.39 | ↓ -16% |
| BCBS - Anthem | Commercial|Non-MCS PPO | $136.80 | ↓ -13% |
| BCBS - Anthem | Commercial|Non-MCS HMO | $136.80 | ↓ -13% |
| Redlands | Commercial|All Plans | $136.88 | ↓ -13% |
| Kaiser | Commercial|All Plans | $141.60 | ↓ -10% |
| Aetna | Commercial|Gatekeeper | $160.71 | ↑ +2% |
| Aetna | Commercial|Non-Gatekeeper | $189.86 | ↑ +21% |
| Care 1st | Medicaid|All Plans | $218.60 | ↑ +39% |
| BCBS - Anthem | Commercial|MCS | $220.31 | ↑ +40% |
| HPN | Medicare|Senior | $278.48 | ↑ +77% |
| HPN | Commercial|All Plans | $297.36 | ↑ +89% |
| First Health | Commercial|All Plans | $311.52 | ↑ +98% |
| MultiPlan | Commercial|All Plans | $377.60 | ↑ +140% |
| Healthsmart | Commercial|All Plans | $387.04 | ↑ +146% |
| Blue Shield CA | Medicare|BlueShield Promise | $401.20 | ↑ +155% |
Visitor-reported prices
Comments
Surgical pathology level 3 gross & microscopic examination at other California hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| Community Hospital San Bernardino | San Bernardino | $121.61 | $43.72 – $311.00 |
| St. John's Camarillo Hospital | Camarillo | $165.57 | $59.71 – $294.84 |
| Banner Lassen Medical Center | Susanville | $12.66 | $10.69 – $50.29 |
| Petaluma Valley Hospital | Petaluma | $316.71 | $70.23 – $98.94 |
| Arroyo Grande Hospital | Santa Maria | $14.30 | $16.70 – $79.36 |
| Mark Twain Medical Center | San Andreas | $85.25 | $8.65 – $33.41 |
| French Hospital | San Luis Obispo | $13.09 | $9.02 – $93.29 |
| Mercy Hospitals – Bakersfield | Bakersfield | $105.37 | $22.59 – $88.51 |