Split blood or products at St. Bernardine Medical Center
2101 N Waterman Ave, San Bernardino, CA · CommonSpirit Health · · NPI 1689769911
$139.86
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
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What you pay up front if you don't use insurance.
$420.00
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
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The hospital's undiscounted list price — almost no one pays this.
$54.10 with Aetna vs $424.57 with Naphcare — same scan, same building. Share
Negotiated rates by payer
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| Aetna | Commercial|Gatekeeper | $54.10 | ↓ -61% |
| Aetna | Commercial|Non-Gatekeeper | $63.91 | ↓ -54% |
| Cigna | Commercial|All Other Plans | $74.45 | ↓ -47% |
| Cigna | Commercial|PPO | $74.45 | ↓ -47% |
| Redlands | Commercial|All Plans | $121.80 | ↓ -13% |
| Kaiser | Commercial|All Plans | $126.00 | ↓ -10% |
| IHCG | Medicaid|All Plans | $132.73 | ↓ -5% |
| IHCG | Medicare|All Plans | $133.11 | ↓ -5% |
| United | Commercial|HMO | $178.99 | ↑ +28% |
| United | Commercial|All Other Plans | $178.99 | ↑ +28% |
| Kaiser | Medicaid|All Plans | $187.25 | ↑ +34% |
| BCBS - Anthem | Commercial|Exchange | $196.80 | ↑ +41% |
| Central Health Plan | Medicare|All Plans | $217.73 | ↑ +56% |
| First Health | Medicare|All Plans | $217.73 | ↑ +56% |
| Molina | Medicare|All Plans | $217.73 | ↑ +56% |
| United | Medicare|All Plans | $217.73 | ↑ +56% |
| Health Net | Medicare|All Plans | $217.73 | ↑ +56% |
| Kaiser | Medicare|All Plans | $217.73 | ↑ +56% |
| Humana | Medicare|All Plans | $217.73 | ↑ +56% |
| BCBS - Anthem | Medicare|All Plans | $217.73 | ↑ +56% |
| Blue Shield CA | Medicare|All Other Plans | $217.73 | ↑ +56% |
| Scan Health Plan | Medicare|All Plans | $217.73 | ↑ +56% |
| Inland Empire Health Plan | Medicare|All Plans | $217.73 | ↑ +56% |
| Epic Health | Medicare|All Plans | $217.73 | ↑ +56% |
| Patton | Medicare|All Plans | $217.73 | ↑ +56% |
| HPN | Medicare|Senior | $247.80 | ↑ +77% |
| HPN | Commercial|All Plans | $264.60 | ↑ +89% |
| First Health | Commercial|All Plans | $277.20 | ↑ +98% |
| BCBS - Anthem | Commercial|Non-MCS HMO | $281.10 | ↑ +101% |
| BCBS - Anthem | Commercial|Non-MCS PPO | $281.10 | ↑ +101% |
| DHMG | Commercial|All Plans | $315.71 | ↑ +126% |
| MultiPlan | Commercial|All Plans | $336.00 | ↑ +140% |
| Healthsmart | Commercial|All Plans | $344.40 | ↑ +146% |
| Blue Shield CA | Medicare|BlueShield Promise | $357.00 | ↑ +155% |
| EPIC Health | Commercial|All Plans | $370.14 | ↑ +165% |
| BCBS - Anthem | Commercial|MCS | $420.00 | ↑ +200% |
| Naphcare | Commercial|All Plans | $424.57 | ↑ +204% |
Visitor-reported prices
Comments
Split blood or products at other California hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| Petaluma Valley Hospital | Petaluma | $290.19 | $92.60 – $287.00 |
| Arroyo Grande Hospital | Santa Maria | $250.38 | $66.87 – $477.26 |
| Mark Twain Medical Center | San Andreas | $100.57 | $39.07 – $147.98 |
| French Hospital | San Luis Obispo | $229.32 | $78.61 – $434.14 |
| Mercy Hospitals – Bakersfield | Bakersfield | $73.46 | $71.19 – $198.00 |
| Bakersfield Memorial Hospital | Bakersfield | $72.67 | $68.47 – $198.00 |
| Queen of The Valley Medical Center | Napa | $278.97 | $130.54 – $287.00 |
| Providence St Joseph Hospital Eureka | Eureka | $161.67 | $219.12 – $287.00 |