Sinus CT scan (without contrast) at St. Bernardine Medical Center
2101 N Waterman Ave, San Bernardino, CA · CommonSpirit Health · · NPI 1689769911
$1,572.10
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
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What you pay up front if you don't use insurance.
$4,721.00
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
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The hospital's undiscounted list price — almost no one pays this.
$103.66 with IHCG vs $4,012.85 with Blue Shield CA — same scan, same building. Share
Negotiated rates by payer
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| IHCG | Medicaid|All Plans | $103.66 | ↓ -93% |
| IHCG | Medicare|All Plans | $103.96 | ↓ -93% |
| Kaiser | Medicaid|All Plans | $116.20 | ↓ -93% |
| Epic Health | Medicare|All Plans | $135.12 | ↓ -91% |
| Humana | Medicare|All Plans | $135.12 | ↓ -91% |
| Scan Health Plan | Medicare|All Plans | $135.12 | ↓ -91% |
| First Health | Medicare|All Plans | $135.12 | ↓ -91% |
| Molina | Medicare|All Plans | $135.12 | ↓ -91% |
| United | Medicare|All Plans | $135.12 | ↓ -91% |
| Health Net | Medicare|All Plans | $135.12 | ↓ -91% |
| Blue Shield CA | Medicare|All Other Plans | $135.12 | ↓ -91% |
| Kaiser | Medicare|All Plans | $135.12 | ↓ -91% |
| Central Health Plan | Medicare|All Plans | $135.12 | ↓ -91% |
| Inland Empire Health Plan | Medicare|All Plans | $135.12 | ↓ -91% |
| BCBS - Anthem | Medicare|All Plans | $135.12 | ↓ -91% |
| Patton | Medicare|All Plans | $135.12 | ↓ -91% |
| LA Care | Medicaid|> 21 | $176.93 | ↓ -89% |
| Partnership Health Plan | Medicaid|< 21 | $176.93 | ↓ -89% |
| LA Care | Medicaid|< 21 | $176.93 | ↓ -89% |
| Partnership Health Plan | Medicaid|> 21 | $176.93 | ↓ -89% |
| DHMG | Commercial|All Plans | $195.92 | ↓ -88% |
| EPIC Health | Commercial|All Plans | $229.70 | ↓ -85% |
| United | Commercial|All Other Plans | $245.18 | ↓ -84% |
| United | Commercial|HMO | $245.18 | ↓ -84% |
| Molina | Medicaid|> 21 | $249.47 | ↓ -84% |
| Molina | Medicaid|< 21 | $249.47 | ↓ -84% |
| HPN | Medicaid|All Plans | $259.56 | ↓ -83% |
| Naphcare | Commercial|All Plans | $263.48 | ↓ -83% |
| Health Net | Medicaid|All Plans | $267.67 | ↓ -83% |
| Inland Empire Health Plan | Medicaid|All Plans | $353.87 | ↓ -77% |
| BCBS - Anthem | Medicaid|All Plans | $449.09 | ↓ -71% |
| PrimeCare | Medicare|All Plans | $573.00 | ↓ -64% |
| Aetna | Commercial|Gatekeeper | $711.93 | ↓ -55% |
| PrimeCare | Commercial|All Plans | $829.00 | ↓ -47% |
| Aetna | Commercial|Non-Gatekeeper | $841.07 | ↓ -47% |
| Care 1st | Medicaid|All Plans | $884.65 | ↓ -44% |
| Cigna | Commercial|All Other Plans | $891.00 | ↓ -43% |
| Cigna | Commercial|PPO | $891.00 | ↓ -43% |
| BCBS - Anthem | Commercial|Exchange | $998.00 | ↓ -37% |
| Redlands | Commercial|All Plans | $1,369.09 | ↓ -13% |
| Kaiser | Commercial|All Plans | $1,416.30 | ↓ -10% |
| BCBS - Anthem | Commercial|Non-MCS HMO | $1,425.00 | ↓ -9% |
| BCBS - Anthem | Commercial|Non-MCS PPO | $1,425.00 | ↓ -9% |
| BCBS - Anthem | Commercial|MCS | $2,294.00 | ↑ +46% |
| HPN | Medicare|Senior | $2,785.39 | ↑ +77% |
| HPN | Commercial|All Plans | $2,974.23 | ↑ +89% |
| First Health | Commercial|All Plans | $3,115.86 | ↑ +98% |
| MultiPlan | Commercial|All Plans | $3,776.80 | ↑ +140% |
| Healthsmart | Commercial|All Plans | $3,871.22 | ↑ +146% |
| Blue Shield CA | Medicare|BlueShield Promise | $4,012.85 | ↑ +155% |
Visitor-reported prices
Comments
Sinus CT scan (without contrast) at other California hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| Community Hospital San Bernardino | San Bernardino | $1,350.91 | $135.12 – $3,455.00 |
| St. John's Camarillo Hospital | Camarillo | $1,568.92 | $135.12 – $2,793.96 |
| Redwood City Medical Center | Redwood City | $2,934.40 | $193.00 – $193.00 |
| Santa Clara Medical Center | SANTA CLARA | $2,934.40 | $193.00 – $193.00 |
| Baldwin Park Medical Center | BALDWIN PARK | $2,184.00 | $124.00 – $124.00 |
| Riverside Medical Center | RIVERSIDE | $2,184.00 | $124.00 – $124.00 |
| Banner Lassen Medical Center | Susanville | $813.21 | $21.27 – $1,403.59 |
| Sacramento Medical Center | SACRAMENTO | $2,934.40 | $193.00 – $193.00 |