Sheath below knee at St. Bernardine Medical Center

2101 N Waterman Ave, San Bernardino, CA · CommonSpirit Health · · NPI 1689769911

Source: hospital's published price file ↗ · Published Feb 28, 2026 · Ingested Sep 10, 2026

$38.30

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$115.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$13.00 with Redlands vs $85.20 with Care 1st — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Redlands Commercial|All Plans $13.00 ↓ -66%
PrimeCare Commercial|All Plans $14.30 ↓ -63%
PrimeCare Medicare|All Plans $14.30 ↓ -63%
Molina Medicaid|< 21 $14.95 ↓ -61%
Molina Medicaid|> 21 $14.95 ↓ -61%
BCBS - Anthem Medicaid|All Plans $16.25 ↓ -58%
Partnership Health Plan Medicaid|< 21 $17.04 ↓ -56%
LA Care Medicaid|> 21 $17.04 ↓ -56%
LA Care Medicaid|< 21 $17.04 ↓ -56%
Partnership Health Plan Medicaid|> 21 $17.04 ↓ -56%
BCBS - Anthem Commercial|Exchange $19.50 ↓ -49%
Kaiser Commercial|All Plans $19.50 ↓ -49%
Blue Shield CA Commercial|Exchange $22.10 ↓ -42%
Aetna Commercial|Gatekeeper $24.70 ↓ -36%
HPN Medicaid|All Plans $25.00 ↓ -35%
Health Net Medicaid|All Plans $25.78 ↓ -33%
BCBS - Anthem Commercial|Non-MCS HMO $26.65 ↓ -30%
BCBS - Anthem Commercial|MCS $27.95 ↓ -27%
BCBS - Anthem Commercial|Non-MCS PPO $27.95 ↓ -27%
Cigna Commercial|All Other Plans $28.60 ↓ -25%
Cigna Commercial|PPO $28.60 ↓ -25%
Inland Empire Health Plan Medicaid|All Plans $29.25 ↓ -24%
Aetna Commercial|Non-Gatekeeper $29.90 ↓ -22%
Health Net Commercial|EPPO $30.55 ↓ -20%
HPN Medicare|Senior $30.55 ↓ -20%
HPN Commercial|All Plans $31.20 ↓ -19%
Blue Shield CA Commercial|All Other Plans $33.80 ↓ -12%
Health Net Commercial|Care Product $34.45 ↓ -10%
Health Net Commercial|All Other Plans $37.70 ↓ -2%
United Commercial|All Other Plans $37.70 ↓ -2%
United Commercial|HMO $39.65 ↑ +4%
First Health Commercial|All Plans $42.90 ↑ +12%
MultiPlan Commercial|All Plans $52.00 ↑ +36%
Healthsmart Commercial|All Plans $53.30 ↑ +39%
Blue Shield CA Medicare|BlueShield Promise $55.25 ↑ +44%
Care 1st Medicaid|All Plans $85.20 ↑ +122%

Visitor-reported prices

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Sheath below knee at other California hospitals

Hospital City Cash price Negotiated range
Community Hospital San Bernardino San Bernardino $44.97 $13.65 – $85.20
Mercy Medical Center Mt. Shasta Mt Shasta $66.13 $20.40 – $83.30
Dominican Hospital Santa Cruz $101.25 $17.04 – $75.00
St. Mary Medical Center Long Beach $49.45 $13.00 – $85.20
Glendale Memorial Hospital Health Center Glendale $37.49 $13.00 – $72.08
Mercy Medical Center Redding Redding $35.49 $15.40 – $70.00
St. Elizabeth Community Hospital Red Bluff $40.88 $14.70 – $70.00
Providence Cedars-Sinai Tarzana Medical Center Tarzana not published $25.69 – $47.53

All California hospitals for this procedure →