Sarscov & inf vir a&b ag ia at St. Bernardine Medical Center

2101 N Waterman Ave, San Bernardino, CA · CommonSpirit Health · · NPI 1689769911

Source: hospital's published price file ↗ · Published Feb 28, 2026 · Ingested Sep 10, 2026

$77.26

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$232.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$60.32 with Blue Shield CA vs $317.95 with Care 1st — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Blue Shield CA Commercial|Exchange $60.32 ↓ -22%
Kaiser Medicaid|All Plans $60.45 ↓ -22%
LA Care Medicaid|< 21 $63.59 ↓ -18%
Partnership Health Plan Medicaid|< 21 $63.59 ↓ -18%
Partnership Health Plan Medicaid|> 21 $63.59 ↓ -18%
LA Care Medicaid|> 21 $63.59 ↓ -18%
Kaiser Commercial|All Plans $69.60 ↓ -10%
Scan Health Plan Medicare|All Plans $70.29 ↓ -9%
Health Net Medicare|All Plans $70.29 ↓ -9%
United Medicare|All Plans $70.29 ↓ -9%
Humana Medicare|All Plans $70.29 ↓ -9%
Patton Medicare|All Plans $70.29 ↓ -9%
Epic Health Medicare|All Plans $70.29 ↓ -9%
Inland Empire Health Plan Medicare|All Plans $70.29 ↓ -9%
First Health Medicare|All Plans $70.29 ↓ -9%
Molina Medicare|All Plans $70.29 ↓ -9%
Kaiser Medicare|All Plans $70.29 ↓ -9%
Central Health Plan Medicare|All Plans $70.29 ↓ -9%
BCBS - Anthem Medicare|All Plans $70.29 ↓ -9%
Blue Shield CA Medicare|All Other Plans $70.29 ↓ -9%
United Commercial|HMO $88.34 ↑ +14%
United Commercial|All Other Plans $88.34 ↑ +14%
Molina Medicaid|< 21 $89.66 ↑ +16%
Molina Medicaid|> 21 $89.66 ↑ +16%
Blue Shield CA Commercial|All Other Plans $90.48 ↑ +17%
HPN Medicaid|All Plans $93.29 ↑ +21%
BCBS - Anthem Medicaid|All Plans $95.39 ↑ +23%
Health Net Medicaid|All Plans $96.21 ↑ +25%
DHMG Commercial|All Plans $101.92 ↑ +32%
Redlands Commercial|All Plans $101.92 ↑ +32%
EPIC Health Commercial|All Plans $119.49 ↑ +55%
Inland Empire Health Plan Medicaid|All Plans $127.18 ↑ +65%
HPN Medicare|Senior $136.88 ↑ +77%
BCBS - Anthem Commercial|Exchange $136.88 ↑ +77%
Naphcare Commercial|All Plans $137.07 ↑ +77%
HPN Commercial|All Plans $146.16 ↑ +89%
First Health Commercial|All Plans $153.12 ↑ +98%
MultiPlan Commercial|All Plans $185.60 ↑ +140%
Healthsmart Commercial|All Plans $190.24 ↑ +146%
BCBS - Anthem Commercial|Non-MCS HMO $194.88 ↑ +152%
BCBS - Anthem Commercial|Non-MCS PPO $194.88 ↑ +152%
Blue Shield CA Medicare|BlueShield Promise $197.20 ↑ +155%
Aetna Commercial|Gatekeeper $232.00 ↑ +200%
Aetna Commercial|Non-Gatekeeper $232.00 ↑ +200%
BCBS - Anthem Commercial|MCS $232.00 ↑ +200%
Care 1st Medicaid|All Plans $317.95 ↑ +312%

Visitor-reported prices

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Sarscov & inf vir a&b ag ia at other California hospitals

Hospital City Cash price Negotiated range
Community Hospital San Bernardino San Bernardino $82.51 $42.20 – $317.95
St. John's Camarillo Hospital Camarillo $138.85 $70.29 – $247.26
Arroyo Grande Hospital Santa Maria $142.10 $63.59 – $217.56
Mark Twain Medical Center San Andreas $187.82 $63.59 – $276.36
French Hospital San Luis Obispo $130.15 $59.94 – $217.56
Mercy Hospitals – Bakersfield Bakersfield $65.30 $63.59 – $153.25
Bakersfield Memorial Hospital Bakersfield $64.60 $63.59 – $139.04
St. Joseph's Behavioral Health Center Stockton $161.03 $28.20 – $225.60

All California hospitals for this procedure →