Rsv assay w/optic at St. Bernardine Medical Center

2101 N Waterman Ave, San Bernardino, CA · CommonSpirit Health · · NPI 1689769911

Source: hospital's published price file ↗ · Published Feb 28, 2026 · Ingested Sep 10, 2026

$13.66

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$41.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$8.57 with Partnership Health Plan vs $42.85 with Care 1st — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Partnership Health Plan Medicaid|< 21 $8.57 ↓ -37%
LA Care Medicaid|< 21 $8.57 ↓ -37%
LA Care Medicaid|> 21 $8.57 ↓ -37%
Partnership Health Plan Medicaid|> 21 $8.57 ↓ -37%
Blue Shield CA Commercial|Exchange $10.66 ↓ -22%
Kaiser Medicaid|All Plans $11.27 ↓ -17%
Molina Medicaid|> 21 $12.08 ↓ -12%
Molina Medicaid|< 21 $12.08 ↓ -12%
Kaiser Commercial|All Plans $12.30 ↓ -10%
HPN Medicaid|All Plans $12.57 ↓ -8%
BCBS - Anthem Medicaid|All Plans $12.86 ↓ -6%
Health Net Medicaid|All Plans $12.96 ↓ -5%
IHCG Medicare|All Plans $13.10 ↓ -4%
Humana Medicare|All Plans $13.10 ↓ -4%
First Health Medicare|All Plans $13.10 ↓ -4%
Molina Medicare|All Plans $13.10 ↓ -4%
United Medicare|All Plans $13.10 ↓ -4%
Health Net Medicare|All Plans $13.10 ↓ -4%
Kaiser Medicare|All Plans $13.10 ↓ -4%
Central Health Plan Medicare|All Plans $13.10 ↓ -4%
BCBS - Anthem Medicare|All Plans $13.10 ↓ -4%
Blue Shield CA Medicare|All Other Plans $13.10 ↓ -4%
Scan Health Plan Medicare|All Plans $13.10 ↓ -4%
Inland Empire Health Plan Medicare|All Plans $13.10 ↓ -4%
Epic Health Medicare|All Plans $13.10 ↓ -4%
Patton Medicare|All Plans $13.10 ↓ -4%
IHCG Medicaid|All Plans $13.10 ↓ -4%
United Commercial|HMO $15.72 ↑ +15%
United Commercial|All Other Plans $15.72 ↑ +15%
Blue Shield CA Commercial|All Other Plans $15.99 ↑ +17%
Inland Empire Health Plan Medicaid|All Plans $17.14 ↑ +25%
DHMG Commercial|All Plans $19.00 ↑ +39%
Redlands Commercial|All Plans $19.00 ↑ +39%
EPIC Health Commercial|All Plans $22.27 ↑ +63%
HPN Medicare|Senior $24.19 ↑ +77%
BCBS - Anthem Commercial|Exchange $24.19 ↑ +77%
Naphcare Commercial|All Plans $25.55 ↑ +87%
HPN Commercial|All Plans $25.83 ↑ +89%
First Health Commercial|All Plans $27.06 ↑ +98%
MultiPlan Commercial|All Plans $32.80 ↑ +140%
Healthsmart Commercial|All Plans $33.62 ↑ +146%
BCBS - Anthem Commercial|Non-MCS HMO $34.44 ↑ +152%
BCBS - Anthem Commercial|Non-MCS PPO $34.44 ↑ +152%
Blue Shield CA Medicare|BlueShield Promise $34.85 ↑ +155%
Cigna Commercial|PPO $37.60 ↑ +175%
Cigna Commercial|All Other Plans $37.60 ↑ +175%
Aetna Commercial|Gatekeeper $37.85 ↑ +177%
Aetna Commercial|Non-Gatekeeper $41.00 ↑ +200%
BCBS - Anthem Commercial|MCS $41.00 ↑ +200%
Care 1st Medicaid|All Plans $42.85 ↑ +214%

Visitor-reported prices

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Rsv assay w/optic at other California hospitals

Hospital City Cash price Negotiated range
Community Hospital San Bernardino San Bernardino $15.25 $7.80 – $42.85
St. John's Camarillo Hospital Camarillo $53.88 $12.96 – $95.94
Banner Lassen Medical Center Susanville $22.32 $2.62 – $38.80
Mark Twain Medical Center San Andreas $22.65 $8.57 – $32.10
Redwood Memorial Hospital Fortuna $21.42 $106.73 – $106.73
Sierra Nevada Memorial Hospital Grass Valley $76.30 $8.57 – $37.24
Providence Cedars-Sinai Tarzana Medical Center Tarzana $289.10 $13.10 – $26.20
Sequoia Hospital Redwood City $157.98 $8.57 – $355.88

All California hospitals for this procedure →