Rheumatoid factor qualitative at St. Bernardine Medical Center

2101 N Waterman Ave, San Bernardino, CA · CommonSpirit Health · · NPI 1689769911

Source: hospital's published price file ↗ · Published Feb 28, 2026 · Ingested Sep 10, 2026

$113.89

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$342.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$5.28 with Kaiser vs $58.00 with BCBS - Anthem — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Kaiser Medicaid|All Plans $5.28 ↓ -95%
Humana Medicare|All Plans $6.14 ↓ -95%
IHCG Medicare|All Plans $6.14 ↓ -95%
IHCG Medicaid|All Plans $6.14 ↓ -95%
Blue Shield CA Medicare|All Other Plans $6.14 ↓ -95%
Scan Health Plan Medicare|All Plans $6.14 ↓ -95%
BCBS - Anthem Medicare|All Plans $6.14 ↓ -95%
First Health Medicare|All Plans $6.14 ↓ -95%
Molina Medicare|All Plans $6.14 ↓ -95%
Central Health Plan Medicare|All Plans $6.14 ↓ -95%
Kaiser Medicare|All Plans $6.14 ↓ -95%
United Medicare|All Plans $6.14 ↓ -95%
Inland Empire Health Plan Medicare|All Plans $6.14 ↓ -95%
Epic Health Medicare|All Plans $6.14 ↓ -95%
Patton Medicare|All Plans $6.14 ↓ -95%
Health Net Medicare|All Plans $6.14 ↓ -95%
Partnership Health Plan Medicaid|> 21 $7.23 ↓ -94%
LA Care Medicaid|> 21 $7.23 ↓ -94%
LA Care Medicaid|< 21 $7.23 ↓ -94%
Partnership Health Plan Medicaid|< 21 $7.23 ↓ -94%
United Commercial|All Other Plans $7.37 ↓ -94%
United Commercial|HMO $7.37 ↓ -94%
Redlands Commercial|All Plans $8.90 ↓ -92%
DHMG Commercial|All Plans $8.90 ↓ -92%
Molina Medicaid|< 21 $10.19 ↓ -91%
Molina Medicaid|> 21 $10.19 ↓ -91%
EPIC Health Commercial|All Plans $10.44 ↓ -91%
HPN Medicaid|All Plans $10.61 ↓ -91%
BCBS - Anthem Medicaid|All Plans $10.83 ↓ -90%
Health Net Medicaid|All Plans $10.93 ↓ -90%
Naphcare Commercial|All Plans $11.97 ↓ -89%
Inland Empire Health Plan Medicaid|All Plans $14.46 ↓ -87%
Blue Shield CA Commercial|Exchange $15.08 ↓ -87%
Kaiser Commercial|All Plans $17.40 ↓ -85%
Cigna Commercial|PPO $17.61 ↓ -85%
Cigna Commercial|All Other Plans $17.61 ↓ -85%
Blue Shield CA Commercial|All Other Plans $22.62 ↓ -80%
Aetna Commercial|Gatekeeper $23.10 ↓ -80%
Aetna Commercial|Non-Gatekeeper $27.29 ↓ -76%
BCBS - Anthem Commercial|Exchange $34.22 ↓ -70%
HPN Medicare|Senior $34.22 ↓ -70%
Care 1st Medicaid|All Plans $36.15 ↓ -68%
HPN Commercial|All Plans $36.54 ↓ -68%
First Health Commercial|All Plans $38.28 ↓ -66%
MultiPlan Commercial|All Plans $46.40 ↓ -59%
Healthsmart Commercial|All Plans $47.56 ↓ -58%
BCBS - Anthem Commercial|Non-MCS HMO $48.72 ↓ -57%
BCBS - Anthem Commercial|Non-MCS PPO $48.72 ↓ -57%
Blue Shield CA Medicare|BlueShield Promise $49.30 ↓ -57%
BCBS - Anthem Commercial|MCS $58.00 ↓ -49%

Visitor-reported prices

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Rheumatoid factor qualitative at other California hospitals

Hospital City Cash price Negotiated range
Community Hospital San Bernardino San Bernardino $63.35 $6.14 – $162.00
St. John's Camarillo Hospital Camarillo $3.29 $2.03 – $16.29
Banner Lassen Medical Center Susanville $44.59 $1.23 – $67.90
Petaluma Valley Hospital Petaluma $14.26 $6.02 – $45.61
Arroyo Grande Hospital Santa Maria $14.34 $6.14 – $32.83
Mark Twain Medical Center San Andreas $91.91 $6.14 – $135.24
French Hospital San Luis Obispo $13.14 $6.14 – $32.83
Mercy Hospitals – Bakersfield Bakersfield $90.90 $6.14 – $65.60

All California hospitals for this procedure →