Recon, cta for surg plan at St. Bernardine Medical Center
2101 N Waterman Ave, San Bernardino, CA · CommonSpirit Health · · NPI 1689769911
$303.70
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
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What you pay up front if you don't use insurance.
$912.00
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
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The hospital's undiscounted list price — almost no one pays this.
$264.48 with Redlands vs $912.00 with BCBS - Anthem — same scan, same building. Share
Negotiated rates by payer
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| Redlands | Commercial|All Plans | $264.48 | ↓ -13% |
| Kaiser | Commercial|All Plans | $273.60 | ↓ -10% |
| United | Commercial|All Other Plans | $419.52 | ↑ +38% |
| BCBS - Anthem | Commercial|Exchange | $538.08 | ↑ +77% |
| HPN | Medicare|Senior | $538.08 | ↑ +77% |
| PrimeCare | Medicare|All Plans | $573.00 | ↑ +89% |
| HPN | Commercial|All Plans | $574.56 | ↑ +89% |
| First Health | Commercial|All Plans | $601.92 | ↑ +98% |
| MultiPlan | Commercial|All Plans | $729.60 | ↑ +140% |
| Healthsmart | Commercial|All Plans | $747.84 | ↑ +146% |
| BCBS - Anthem | Commercial|Non-MCS PPO | $766.08 | ↑ +152% |
| BCBS - Anthem | Commercial|Non-MCS HMO | $766.08 | ↑ +152% |
| Blue Shield CA | Medicare|BlueShield Promise | $775.20 | ↑ +155% |
| PrimeCare | Commercial|All Plans | $829.00 | ↑ +173% |
| United | Commercial|HMO | $875.52 | ↑ +188% |
| Cigna | Commercial|PPO | $891.00 | ↑ +193% |
| Cigna | Commercial|All Other Plans | $891.00 | ↑ +193% |
| BCBS - Anthem | Commercial|MCS | $912.00 | ↑ +200% |
Visitor-reported prices
Comments
Recon, cta for surg plan at other California hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| Community Hospital San Bernardino | San Bernardino | $380.84 | $506.48 – $974.00 |
| St. John's Camarillo Hospital | Camarillo | $1,795.80 | $1,107.00 – $3,198.00 |
| Mark Twain Medical Center | San Andreas | $368.30 | $54.59 – $206.78 |
| Mercy Hospitals – Bakersfield | Bakersfield | $415.52 | $560.00 – $1,130.00 |
| Bakersfield Memorial Hospital | Bakersfield | $411.04 | $560.00 – $1,130.00 |
| St. Joseph's Medical Center Stockton | Stockton | $476.87 | $60.27 – $3,330.00 |
| Mercy Medical Center Merced | Merced | $624.18 | $166.20 – $548.46 |
| St. Mary Medical Center | Long Beach | $533.20 | $310.00 – $1,582.00 |