Radphm lcl tmr spect/ct 2+ areas/2+ days at St. Bernardine Medical Center

2101 N Waterman Ave, San Bernardino, CA · CommonSpirit Health · · NPI 1689769911

Source: hospital's published price file ↗ · Published Feb 28, 2026 · Ingested Sep 10, 2026

$1,156.85

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$3,474.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$631.33 with Partnership Health Plan vs $6,839.22 with Cigna — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Partnership Health Plan Medicaid|> 21 $631.33 ↓ -45%
LA Care Medicaid|> 21 $631.33 ↓ -45%
LA Care Medicaid|< 21 $631.33 ↓ -45%
Partnership Health Plan Medicaid|< 21 $631.33 ↓ -45%
Molina Medicaid|> 21 $890.18 ↓ -23%
Molina Medicaid|< 21 $890.18 ↓ -23%
HPN Medicaid|All Plans $926.16 ↓ -20%
BCBS - Anthem Medicaid|All Plans $947.00 ↓ -18%
Health Net Medicaid|All Plans $955.14 ↓ -17%
Redlands Commercial|All Plans $1,007.46 ↓ -13%
Kaiser Commercial|All Plans $1,042.20 ↓ -10%
IHCG Medicaid|All Plans $1,176.70 ↑ +2%
IHCG Medicare|All Plans $1,180.06 ↑ +2%
Inland Empire Health Plan Medicaid|All Plans $1,262.66 ↑ +9%
Kaiser Medicaid|All Plans $1,426.52 ↑ +23%
BCBS - Anthem Medicare|All Plans $1,658.74 ↑ +43%
Scan Health Plan Medicare|All Plans $1,658.74 ↑ +43%
Patton Medicare|All Plans $1,658.74 ↑ +43%
First Health Medicare|All Plans $1,658.74 ↑ +43%
Molina Medicare|All Plans $1,658.74 ↑ +43%
Epic Health Medicare|All Plans $1,658.74 ↑ +43%
United Medicare|All Plans $1,658.74 ↑ +43%
Inland Empire Health Plan Medicare|All Plans $1,658.74 ↑ +43%
Health Net Medicare|All Plans $1,658.74 ↑ +43%
Blue Shield CA Medicare|All Other Plans $1,658.74 ↑ +43%
Kaiser Medicare|All Plans $1,658.74 ↑ +43%
Central Health Plan Medicare|All Plans $1,658.74 ↑ +43%
Humana Medicare|All Plans $1,658.74 ↑ +43%
Aetna Commercial|Gatekeeper $2,020.83 ↑ +75%
BCBS - Anthem Commercial|Exchange $2,049.66 ↑ +77%
HPN Medicare|Senior $2,049.66 ↑ +77%
HPN Commercial|All Plans $2,188.62 ↑ +89%
First Health Commercial|All Plans $2,292.84 ↑ +98%
Aetna Commercial|Non-Gatekeeper $2,387.39 ↑ +106%
DHMG Commercial|All Plans $2,405.17 ↑ +108%
MultiPlan Commercial|All Plans $2,779.20 ↑ +140%
EPIC Health Commercial|All Plans $2,819.86 ↑ +144%
Healthsmart Commercial|All Plans $2,848.68 ↑ +146%
BCBS - Anthem Commercial|Non-MCS HMO $2,918.16 ↑ +152%
BCBS - Anthem Commercial|Non-MCS PPO $2,918.16 ↑ +152%
United Commercial|HMO $2,938.37 ↑ +154%
United Commercial|All Other Plans $2,938.37 ↑ +154%
Blue Shield CA Medicare|BlueShield Promise $2,952.90 ↑ +155%
Care 1st Medicaid|All Plans $3,156.65 ↑ +173%
Naphcare Commercial|All Plans $3,234.54 ↑ +180%
BCBS - Anthem Commercial|MCS $3,474.00 ↑ +200%
Cigna Commercial|All Other Plans $6,839.22 ↑ +491%
Cigna Commercial|PPO $6,839.22 ↑ +491%

Visitor-reported prices

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Radphm lcl tmr spect/ct 2+ areas/2+ days at other California hospitals

Hospital City Cash price Negotiated range
Community Hospital San Bernardino San Bernardino $1,331.75 $631.33 – $6,839.22
St. John's Camarillo Hospital Camarillo $1,446.28 $891.54 – $6,326.24
Banner Lassen Medical Center Susanville $1,158.82 $261.10 – $1,675.19
Mercy Hospitals – Bakersfield Bakersfield $974.25 $631.33 – $6,851.62
Bakersfield Memorial Hospital Bakersfield $963.75 $631.33 – $6,851.62
St. Joseph's Medical Center Stockton Stockton $1,214.81 $459.27 – $2,187.00
Mercy Medical Center Merced Merced $884.26 $309.00 – $1,717.00
Dominican Hospital Santa Cruz $3,679.20 $631.33 – $21,349.91

All California hospitals for this procedure →