Protein analysis w/probe at St. Bernardine Medical Center

2101 N Waterman Ave, San Bernardino, CA · CommonSpirit Health · · NPI 1689769911

Source: hospital's published price file ↗ · Published Feb 28, 2026 · Ingested Sep 10, 2026

$117.55

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$353.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$30.08 with Partnership Health Plan vs $353.00 with BCBS - Anthem — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Partnership Health Plan Medicaid|> 21 $30.08 ↓ -74%
Partnership Health Plan Medicaid|< 21 $30.08 ↓ -74%
LA Care Medicaid|> 21 $30.08 ↓ -74%
LA Care Medicaid|< 21 $30.08 ↓ -74%
United Commercial|HMO $31.46 ↓ -73%
United Commercial|All Other Plans $31.46 ↓ -73%
Molina Medicaid|> 21 $42.41 ↓ -64%
Molina Medicaid|< 21 $42.41 ↓ -64%
HPN Medicaid|All Plans $44.13 ↓ -62%
Health Net Medicaid|All Plans $45.51 ↓ -61%
BCBS - Anthem Medicaid|All Plans $47.16 ↓ -60%
Inland Empire Health Plan Medicaid|All Plans $60.16 ↓ -49%
Cigna Commercial|All Other Plans $75.20 ↓ -36%
Cigna Commercial|PPO $75.20 ↓ -36%
Aetna Commercial|Gatekeeper $92.70 ↓ -21%
Redlands Commercial|All Plans $102.37 ↓ -13%
Kaiser Commercial|All Plans $105.90 ↓ -10%
Aetna Commercial|Non-Gatekeeper $109.51 ↓ -7%
Care 1st Medicaid|All Plans $150.40 ↑ +28%
HPN Medicare|Senior $208.27 ↑ +77%
BCBS - Anthem Commercial|Exchange $208.27 ↑ +77%
HPN Commercial|All Plans $222.39 ↑ +89%
First Health Commercial|All Plans $232.98 ↑ +98%
MultiPlan Commercial|All Plans $282.40 ↑ +140%
Healthsmart Commercial|All Plans $289.46 ↑ +146%
BCBS - Anthem Commercial|Non-MCS PPO $296.52 ↑ +152%
BCBS - Anthem Commercial|Non-MCS HMO $296.52 ↑ +152%
Blue Shield CA Medicare|BlueShield Promise $300.05 ↑ +155%
BCBS - Anthem Commercial|MCS $353.00 ↑ +200%

Visitor-reported prices

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Protein analysis w/probe at other California hospitals

Hospital City Cash price Negotiated range
Community Hospital San Bernardino San Bernardino $139.98 $30.08 – $358.00
Sequoia Hospital Redwood City $24.03 $28.38 – $91.27
St. Mary Medical Center Long Beach $148.35 $12.50 – $345.00
Glendale Memorial Hospital Health Center Glendale $116.39 $30.08 – $285.60
Petaluma Valley Hospital Petaluma not published $52.44 – $179.71
Queen of The Valley Medical Center Napa not published $52.44 – $227.11
Providence St Joseph Hospital Eureka Eureka not published $52.44 – $257.54
Healdsburg Hospital Healdsburg not published $91.14 – $102.74

All California hospitals for this procedure →