Postop app non-wgt bear dsg at St. Bernardine Medical Center

2101 N Waterman Ave, San Bernardino, CA · CommonSpirit Health · · NPI 1689769911

Source: hospital's published price file ↗ · Published Feb 28, 2026 · Ingested Sep 10, 2026

$934.07

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$2,805.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$190.29 with LA Care vs $1,831.75 with Blue Shield CA — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
LA Care Medicaid|> 21 $190.29 ↓ -80%
Partnership Health Plan Medicaid|< 21 $190.29 ↓ -80%
Partnership Health Plan Medicaid|> 21 $190.29 ↓ -80%
LA Care Medicaid|< 21 $190.29 ↓ -80%
Molina Medicaid|< 21 $268.31 ↓ -71%
Molina Medicaid|> 21 $268.31 ↓ -71%
HPN Medicaid|All Plans $279.16 ↓ -70%
BCBS - Anthem Medicaid|All Plans $285.44 ↓ -69%
Health Net Medicaid|All Plans $287.89 ↓ -69%
Inland Empire Health Plan Medicaid|All Plans $380.58 ↓ -59%
Redlands Commercial|All Plans $431.00 ↓ -54%
PrimeCare Commercial|All Plans $474.10 ↓ -49%
PrimeCare Medicare|All Plans $474.10 ↓ -49%
BCBS - Anthem Commercial|Exchange $646.50 ↓ -31%
Kaiser Commercial|All Plans $646.50 ↓ -31%
Blue Shield CA Commercial|Exchange $732.70 ↓ -22%
Aetna Commercial|Gatekeeper $818.90 ↓ -12%
BCBS - Anthem Commercial|Non-MCS HMO $883.55 ↓ -5%
BCBS - Anthem Commercial|Non-MCS PPO $926.65 ↓ -1%
BCBS - Anthem Commercial|MCS $926.65 ↓ -1%
Cigna Commercial|PPO $948.20 ↑ +2%
Cigna Commercial|All Other Plans $948.20 ↑ +2%
Care 1st Medicaid|All Plans $951.45 ↑ +2%
Aetna Commercial|Non-Gatekeeper $991.30 ↑ +6%
HPN Medicare|Senior $1,012.85 ↑ +8%
Health Net Commercial|EPPO $1,012.85 ↑ +8%
HPN Commercial|All Plans $1,034.40 ↑ +11%
Blue Shield CA Commercial|All Other Plans $1,120.60 ↑ +20%
Health Net Commercial|Care Product $1,142.15 ↑ +22%
United Commercial|All Other Plans $1,249.90 ↑ +34%
Health Net Commercial|All Other Plans $1,249.90 ↑ +34%
United Commercial|HMO $1,314.55 ↑ +41%
First Health Commercial|All Plans $1,422.30 ↑ +52%
MultiPlan Commercial|All Plans $1,724.00 ↑ +85%
Healthsmart Commercial|All Plans $1,767.10 ↑ +89%
Blue Shield CA Medicare|BlueShield Promise $1,831.75 ↑ +96%

Visitor-reported prices

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Postop app non-wgt bear dsg at other California hospitals

Hospital City Cash price Negotiated range
Community Hospital San Bernardino San Bernardino $1,096.76 $190.29 – $2,155.00
Petaluma Valley Hospital Petaluma $1,382.79 not published
Mercy Hospitals – Bakersfield Bakersfield $2,025.66 $190.29 – $4,914.00
Bakersfield Memorial Hospital Bakersfield $2,003.82 $190.29 – $5,296.20
Queen of The Valley Medical Center Napa $1,378.47 not published
Providence St Joseph Hospital Eureka Eureka $1,512.43 not published
Healdsburg Hospital Healdsburg $950.67 not published
Redwood Memorial Hospital Fortuna $1,512.43 not published

All California hospitals for this procedure →