Phys blood bank serv xmatch at St. Bernardine Medical Center

2101 N Waterman Ave, San Bernardino, CA · CommonSpirit Health · · NPI 1689769911

Source: hospital's published price file ↗ · Published Feb 28, 2026 · Ingested Sep 10, 2026

$29.31

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$88.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$18.72 with Blue Shield CA vs $247.60 with Care 1st — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Blue Shield CA Commercial|Exchange $18.72 ↓ -36%
Redlands Commercial|All Plans $20.88 ↓ -29%
IHCG Medicaid|All Plans $21.26 ↓ -27%
IHCG Medicare|All Plans $21.33 ↓ -27%
Kaiser Commercial|All Plans $21.60 ↓ -26%
Kaiser Medicaid|All Plans $26.76 ↓ -9%
Blue Shield CA Commercial|All Other Plans $28.08 ↓ -4%
United Commercial|HMO $29.60 ↑ +1%
United Commercial|All Other Plans $29.60 ↑ +1%
Epic Health Medicare|All Plans $31.12 ↑ +6%
Humana Medicare|All Plans $31.12 ↑ +6%
First Health Medicare|All Plans $31.12 ↑ +6%
Molina Medicare|All Plans $31.12 ↑ +6%
United Medicare|All Plans $31.12 ↑ +6%
Health Net Medicare|All Plans $31.12 ↑ +6%
Kaiser Medicare|All Plans $31.12 ↑ +6%
Central Health Plan Medicare|All Plans $31.12 ↑ +6%
BCBS - Anthem Medicare|All Plans $31.12 ↑ +6%
Blue Shield CA Medicare|All Other Plans $31.12 ↑ +6%
Scan Health Plan Medicare|All Plans $31.12 ↑ +6%
Inland Empire Health Plan Medicare|All Plans $31.12 ↑ +6%
Patton Medicare|All Plans $31.12 ↑ +6%
HPN Medicare|Senior $42.48 ↑ +45%
BCBS - Anthem Commercial|Exchange $42.48 ↑ +45%
DHMG Commercial|All Plans $45.12 ↑ +54%
HPN Commercial|All Plans $45.36 ↑ +55%
First Health Commercial|All Plans $47.52 ↑ +62%
Partnership Health Plan Medicaid|> 21 $49.52 ↑ +69%
LA Care Medicaid|> 21 $49.52 ↑ +69%
LA Care Medicaid|< 21 $49.52 ↑ +69%
Partnership Health Plan Medicaid|< 21 $49.52 ↑ +69%
EPIC Health Commercial|All Plans $52.90 ↑ +80%
MultiPlan Commercial|All Plans $57.60 ↑ +97%
Healthsmart Commercial|All Plans $59.04 ↑ +101%
BCBS - Anthem Commercial|Non-MCS HMO $60.48 ↑ +106%
BCBS - Anthem Commercial|Non-MCS PPO $60.48 ↑ +106%
Naphcare Commercial|All Plans $60.68 ↑ +107%
Blue Shield CA Medicare|BlueShield Promise $61.20 ↑ +109%
Molina Medicaid|> 21 $69.82 ↑ +138%
Molina Medicaid|< 21 $69.82 ↑ +138%
Aetna Commercial|Gatekeeper $72.00 ↑ +146%
Inland Empire Health Plan Medicaid|All Plans $72.00 ↑ +146%
BCBS - Anthem Medicaid|All Plans $72.00 ↑ +146%
Aetna Commercial|Non-Gatekeeper $72.00 ↑ +146%
BCBS - Anthem Commercial|MCS $72.00 ↑ +146%
HPN Medicaid|All Plans $72.65 ↑ +148%
Health Net Medicaid|All Plans $74.92 ↑ +156%
Cigna Commercial|PPO $142.94 ↑ +388%
Cigna Commercial|All Other Plans $142.94 ↑ +388%
Care 1st Medicaid|All Plans $247.60 ↑ +745%

Visitor-reported prices

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Phys blood bank serv xmatch at other California hospitals

Hospital City Cash price Negotiated range
Community Hospital San Bernardino San Bernardino $35.59 $14.40 – $247.60
St. Mary Medical Center Long Beach $42.57 $12.50 – $247.60
Glendale Memorial Hospital Health Center Glendale $45.97 $28.20 – $141.00
Petaluma Valley Hospital Petaluma not published $38.98 – $152.62
Queen of The Valley Medical Center Napa not published $41.07 – $192.87
Providence St Joseph Hospital Eureka Eureka not published $37.20 – $218.71
Healdsburg Hospital Healdsburg not published $38.97 – $138.81
Redwood Memorial Hospital Fortuna not published $219.22 – $219.22

All California hospitals for this procedure →