Phys blood bank serv authrj at St. Bernardine Medical Center

2101 N Waterman Ave, San Bernardino, CA · CommonSpirit Health · · NPI 1689769911

Source: hospital's published price file ↗ · Published Feb 28, 2026 · Ingested Sep 10, 2026

$188.15

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$565.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$57.20 with IHCG vs $565.00 with BCBS - Anthem — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
IHCG Medicaid|All Plans $57.20 ↓ -70%
IHCG Medicare|All Plans $57.36 ↓ -70%
Kaiser Medicaid|All Plans $58.39 ↓ -69%
United Commercial|HMO $59.71 ↓ -68%
United Commercial|All Other Plans $59.71 ↓ -68%
Partnership Health Plan Medicaid|< 21 $62.48 ↓ -67%
Partnership Health Plan Medicaid|> 21 $62.48 ↓ -67%
LA Care Medicaid|> 21 $62.48 ↓ -67%
LA Care Medicaid|< 21 $62.48 ↓ -67%
Patton Medicare|All Plans $67.89 ↓ -64%
Humana Medicare|All Plans $67.89 ↓ -64%
Scan Health Plan Medicare|All Plans $67.89 ↓ -64%
First Health Medicare|All Plans $67.89 ↓ -64%
Molina Medicare|All Plans $67.89 ↓ -64%
United Medicare|All Plans $67.89 ↓ -64%
Health Net Medicare|All Plans $67.89 ↓ -64%
Central Health Plan Medicare|All Plans $67.89 ↓ -64%
BCBS - Anthem Medicare|All Plans $67.89 ↓ -64%
Blue Shield CA Medicare|All Other Plans $67.89 ↓ -64%
Inland Empire Health Plan Medicare|All Plans $67.89 ↓ -64%
Epic Health Medicare|All Plans $67.89 ↓ -64%
Kaiser Medicare|All Plans $67.89 ↓ -64%
Molina Medicaid|> 21 $88.10 ↓ -53%
Molina Medicaid|< 21 $88.10 ↓ -53%
HPN Medicaid|All Plans $91.66 ↓ -51%
Health Net Medicaid|All Plans $94.53 ↓ -50%
DHMG Commercial|All Plans $98.44 ↓ -48%
BCBS - Anthem Medicaid|All Plans $100.16 ↓ -47%
EPIC Health Commercial|All Plans $115.41 ↓ -39%
Inland Empire Health Plan Medicaid|All Plans $124.96 ↓ -34%
Naphcare Commercial|All Plans $132.39 ↓ -30%
Aetna Commercial|Gatekeeper $142.28 ↓ -24%
Cigna Commercial|PPO $142.94 ↓ -24%
Cigna Commercial|All Other Plans $142.94 ↓ -24%
Blue Shield CA Commercial|Exchange $146.90 ↓ -22%
Redlands Commercial|All Plans $163.85 ↓ -13%
Aetna Commercial|Non-Gatekeeper $168.09 ↓ -11%
Kaiser Commercial|All Plans $169.50 ↓ -10%
Blue Shield CA Commercial|All Other Plans $220.35 ↑ +17%
BCBS - Anthem Commercial|Exchange $289.82 ↑ +54%
Care 1st Medicaid|All Plans $312.40 ↑ +66%
HPN Medicare|Senior $333.35 ↑ +77%
HPN Commercial|All Plans $355.95 ↑ +89%
First Health Commercial|All Plans $372.90 ↑ +98%
BCBS - Anthem Commercial|Non-MCS HMO $413.97 ↑ +120%
BCBS - Anthem Commercial|Non-MCS PPO $413.97 ↑ +120%
MultiPlan Commercial|All Plans $452.00 ↑ +140%
Healthsmart Commercial|All Plans $463.30 ↑ +146%
Blue Shield CA Medicare|BlueShield Promise $480.25 ↑ +155%
BCBS - Anthem Commercial|MCS $565.00 ↑ +200%

Visitor-reported prices

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Phys blood bank serv authrj at other California hospitals

Hospital City Cash price Negotiated range
Community Hospital San Bernardino San Bernardino $224.83 $59.71 – $575.00
St. Mary Medical Center Long Beach $42.57 $12.75 – $312.40
Glendale Memorial Hospital Health Center Glendale $72.38 $44.40 – $187.46
Petaluma Valley Hospital Petaluma not published $70.23 – $242.80
Queen of The Valley Medical Center Napa not published $73.99 – $306.84
Providence St Joseph Hospital Eureka Eureka not published $67.02 – $347.96
Healdsburg Hospital Healdsburg not published $70.21 – $139.84
Redwood Memorial Hospital Fortuna not published $348.77 – $348.77

All California hospitals for this procedure →