Pd hl 3.5in 4d med rbr mld 6432 at St. Bernardine Medical Center

2101 N Waterman Ave, San Bernardino, CA · CommonSpirit Health · · NPI 1689769911

Source: hospital's published price file ↗ · Published Feb 28, 2026 · Ingested Sep 10, 2026

$38.30

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$115.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$9.42 with LA Care vs $72.25 with Blue Shield CA — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
LA Care Medicaid|> 21 $9.42 ↓ -75%
Partnership Health Plan Medicaid|< 21 $9.42 ↓ -75%
Partnership Health Plan Medicaid|> 21 $9.42 ↓ -75%
LA Care Medicaid|< 21 $9.42 ↓ -75%
Molina Medicaid|< 21 $13.28 ↓ -65%
Molina Medicaid|> 21 $13.28 ↓ -65%
HPN Medicaid|All Plans $13.82 ↓ -64%
BCBS - Anthem Medicaid|All Plans $14.13 ↓ -63%
Health Net Medicaid|All Plans $14.26 ↓ -63%
Redlands Commercial|All Plans $17.00 ↓ -56%
PrimeCare Commercial|All Plans $18.70 ↓ -51%
PrimeCare Medicare|All Plans $18.70 ↓ -51%
Inland Empire Health Plan Medicaid|All Plans $18.85 ↓ -51%
BCBS - Anthem Commercial|Exchange $25.50 ↓ -33%
Kaiser Commercial|All Plans $25.50 ↓ -33%
Blue Shield CA Commercial|Exchange $28.90 ↓ -25%
Aetna Commercial|Gatekeeper $32.30 ↓ -16%
BCBS - Anthem Commercial|Non-MCS HMO $34.85 ↓ -9%
BCBS - Anthem Commercial|Non-MCS PPO $36.55 ↓ -5%
BCBS - Anthem Commercial|MCS $36.55 ↓ -5%
Cigna Commercial|PPO $37.40 ↓ -2%
Cigna Commercial|All Other Plans $37.40 ↓ -2%
Aetna Commercial|Non-Gatekeeper $39.10 ↑ +2%
Health Net Commercial|EPPO $39.95 ↑ +4%
HPN Medicare|Senior $39.95 ↑ +4%
HPN Commercial|All Plans $40.80 ↑ +7%
Blue Shield CA Commercial|All Other Plans $44.20 ↑ +15%
Health Net Commercial|Care Product $45.05 ↑ +18%
Care 1st Medicaid|All Plans $47.10 ↑ +23%
Health Net Commercial|All Other Plans $49.30 ↑ +29%
United Commercial|All Other Plans $49.30 ↑ +29%
United Commercial|HMO $51.85 ↑ +35%
First Health Commercial|All Plans $56.10 ↑ +46%
MultiPlan Commercial|All Plans $68.00 ↑ +78%
Healthsmart Commercial|All Plans $69.70 ↑ +82%
Blue Shield CA Medicare|BlueShield Promise $72.25 ↑ +89%

Visitor-reported prices

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Pd hl 3.5in 4d med rbr mld 6432 at other California hospitals

Hospital City Cash price Negotiated range
Community Hospital San Bernardino San Bernardino $44.97 $9.42 – $85.00
Mercy Hospitals – Bakersfield Bakersfield $37.10 $9.42 – $90.00
Bakersfield Memorial Hospital Bakersfield $36.70 $9.42 – $97.00
St. Joseph's Medical Center Stockton Stockton $26.46 $9.42 – $90.00
Mercy Medical Center Merced Merced $41.20 $9.42 – $76.80
St. Mary Medical Center Long Beach $49.45 $8.48 – $85.00
Glendale Memorial Hospital Health Center Glendale $37.49 $9.42 – $84.15
Providence Cedars-Sinai Tarzana Medical Center Tarzana not published $27.48 – $50.84

All California hospitals for this procedure →