Path clin consltj sf 5-20 at St. Bernardine Medical Center
2101 N Waterman Ave, San Bernardino, CA · CommonSpirit Health · · NPI 1689769911
$34.64
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
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What you pay up front if you don't use insurance.
$104.00
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
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The hospital's undiscounted list price — almost no one pays this.
$30.16 with Redlands vs $99.84 with United — same scan, same building. Share
Negotiated rates by payer
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| Redlands | Commercial|All Plans | $30.16 | ↓ -13% |
| Kaiser | Commercial|All Plans | $31.20 | ↓ -10% |
| United | Commercial|All Other Plans | $47.84 | ↑ +38% |
| HPN | Medicare|Senior | $61.36 | ↑ +77% |
| HPN | Commercial|All Plans | $65.52 | ↑ +89% |
| First Health | Commercial|All Plans | $68.64 | ↑ +98% |
| MultiPlan | Commercial|All Plans | $83.20 | ↑ +140% |
| Healthsmart | Commercial|All Plans | $85.28 | ↑ +146% |
| Blue Shield CA | Medicare|BlueShield Promise | $88.40 | ↑ +155% |
| United | Commercial|HMO | $99.84 | ↑ +188% |
Visitor-reported prices
Comments
Path clin consltj sf 5-20 at other California hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| Community Hospital San Bernardino | San Bernardino | $40.67 | $54.08 – $104.00 |
| Arroyo Grande Hospital | Santa Maria | $131.40 | $97.50 – $191.10 |
| Mark Twain Medical Center | San Andreas | $110.56 | $42.95 – $162.68 |
| French Hospital | San Luis Obispo | $120.35 | $52.65 – $191.10 |
| Mercy Hospitals – Bakersfield | Bakersfield | $57.51 | $77.50 – $124.00 |
| Bakersfield Memorial Hospital | Bakersfield | $56.89 | $77.50 – $153.45 |
| St. Joseph's Behavioral Health Center | Stockton | $125.62 | $22.00 – $176.00 |
| St. Joseph's Medical Center Stockton | Stockton | $53.22 | $38.01 – $152.04 |