Non-corrosive finish at St. Bernardine Medical Center
2101 N Waterman Ave, San Bernardino, CA · CommonSpirit Health · · NPI 1689769911
$84.92
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
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What you pay up front if you don't use insurance.
$255.00
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
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The hospital's undiscounted list price — almost no one pays this.
$51.00 with Redlands vs $287.40 with Care 1st — same scan, same building. Share
Negotiated rates by payer
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| Redlands | Commercial|All Plans | $51.00 | ↓ -40% |
| PrimeCare | Commercial|All Plans | $56.10 | ↓ -34% |
| PrimeCare | Medicare|All Plans | $56.10 | ↓ -34% |
| Partnership Health Plan | Medicaid|< 21 | $57.48 | ↓ -32% |
| LA Care | Medicaid|> 21 | $57.48 | ↓ -32% |
| LA Care | Medicaid|< 21 | $57.48 | ↓ -32% |
| Partnership Health Plan | Medicaid|> 21 | $57.48 | ↓ -32% |
| Molina | Medicaid|> 21 | $58.65 | ↓ -31% |
| Molina | Medicaid|< 21 | $58.65 | ↓ -31% |
| BCBS - Anthem | Medicaid|All Plans | $63.75 | ↓ -25% |
| BCBS - Anthem | Commercial|Exchange | $76.50 | ↓ -10% |
| Kaiser | Commercial|All Plans | $76.50 | ↓ -10% |
| HPN | Medicaid|All Plans | $84.32 | ↓ -1% |
| Blue Shield CA | Commercial|Exchange | $86.70 | ↑ +2% |
| Health Net | Medicaid|All Plans | $86.96 | ↑ +2% |
| Aetna | Commercial|Gatekeeper | $96.90 | ↑ +14% |
| BCBS - Anthem | Commercial|Non-MCS HMO | $104.55 | ↑ +23% |
| BCBS - Anthem | Commercial|MCS | $109.65 | ↑ +29% |
| BCBS - Anthem | Commercial|Non-MCS PPO | $109.65 | ↑ +29% |
| Cigna | Commercial|All Other Plans | $112.20 | ↑ +32% |
| Cigna | Commercial|PPO | $112.20 | ↑ +32% |
| Inland Empire Health Plan | Medicaid|All Plans | $114.75 | ↑ +35% |
| Aetna | Commercial|Non-Gatekeeper | $117.30 | ↑ +38% |
| Health Net | Commercial|EPPO | $119.85 | ↑ +41% |
| HPN | Medicare|Senior | $119.85 | ↑ +41% |
| HPN | Commercial|All Plans | $122.40 | ↑ +44% |
| Blue Shield CA | Commercial|All Other Plans | $132.60 | ↑ +56% |
| Health Net | Commercial|Care Product | $135.15 | ↑ +59% |
| Health Net | Commercial|All Other Plans | $147.90 | ↑ +74% |
| United | Commercial|All Other Plans | $147.90 | ↑ +74% |
| United | Commercial|HMO | $155.55 | ↑ +83% |
| First Health | Commercial|All Plans | $168.30 | ↑ +98% |
| MultiPlan | Commercial|All Plans | $204.00 | ↑ +140% |
| Healthsmart | Commercial|All Plans | $209.10 | ↑ +146% |
| Blue Shield CA | Medicare|BlueShield Promise | $216.75 | ↑ +155% |
| Care 1st | Medicaid|All Plans | $287.40 | ↑ +238% |
Visitor-reported prices
Comments
Non-corrosive finish at other California hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| Community Hospital San Bernardino | San Bernardino | $99.71 | $53.55 – $287.40 |
| St. Mary Medical Center | Long Beach | $109.65 | $51.00 – $287.40 |
| Glendale Memorial Hospital Health Center | Glendale | $83.13 | $40.00 – $252.45 |
| Mercy San Juan Medical Center | Carmichael | $120.56 | $48.40 – $374.00 |
| Mercy General Hospital | Sacramento | $95.92 | $57.48 – $391.60 |
| Mercy Hospital of Folsom | Folsom | $171.16 | $48.40 – $422.40 |
| Woodland Memorial Hospital | Woodland | $120.56 | $48.40 – $440.00 |
| Methodist Hospital of Sacramento | Sacramento | $126.72 | $57.48 – $396.00 |