Neck (Cervical Spine) CT scan (with contrast) at St. Bernardine Medical Center

2101 N Waterman Ave, San Bernardino, CA · CommonSpirit Health · · NPI 1689769911

Source: hospital's published price file ↗ · Published Feb 28, 2026 · Ingested Sep 10, 2026

$2,323.01

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$6,976.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$233.92 with LA Care vs $5,929.60 with Blue Shield CA — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
LA Care Medicaid|< 21 $233.92 ↓ -90%
LA Care Medicaid|> 21 $233.92 ↓ -90%
Partnership Health Plan Medicaid|> 21 $233.92 ↓ -90%
Partnership Health Plan Medicaid|< 21 $233.92 ↓ -90%
Molina Medicaid|< 21 $329.83 ↓ -86%
Molina Medicaid|> 21 $329.83 ↓ -86%
HPN Medicaid|All Plans $343.16 ↓ -85%
IHCG Medicaid|All Plans $353.19 ↓ -85%
Health Net Medicaid|All Plans $353.90 ↓ -85%
IHCG Medicare|All Plans $354.20 ↓ -85%
Kaiser Medicaid|All Plans $390.24 ↓ -83%
Humana Medicare|All Plans $453.77 ↓ -80%
Molina Medicare|All Plans $453.77 ↓ -80%
United Medicare|All Plans $453.77 ↓ -80%
Health Net Medicare|All Plans $453.77 ↓ -80%
Kaiser Medicare|All Plans $453.77 ↓ -80%
Central Health Plan Medicare|All Plans $453.77 ↓ -80%
BCBS - Anthem Medicare|All Plans $453.77 ↓ -80%
Patton Medicare|All Plans $453.77 ↓ -80%
Epic Health Medicare|All Plans $453.77 ↓ -80%
Inland Empire Health Plan Medicare|All Plans $453.77 ↓ -80%
Blue Shield CA Medicare|All Other Plans $453.77 ↓ -80%
Scan Health Plan Medicare|All Plans $453.77 ↓ -80%
First Health Medicare|All Plans $453.77 ↓ -80%
Inland Empire Health Plan Medicaid|All Plans $467.84 ↓ -80%
BCBS - Anthem Medicaid|All Plans $545.49 ↓ -77%
PrimeCare Medicare|All Plans $573.00 ↓ -75%
DHMG Commercial|All Plans $657.97 ↓ -72%
EPIC Health Commercial|All Plans $771.41 ↓ -67%
United Commercial|HMO $828.27 ↓ -64%
United Commercial|All Other Plans $828.27 ↓ -64%
PrimeCare Commercial|All Plans $829.00 ↓ -64%
Naphcare Commercial|All Plans $884.85 ↓ -62%
Cigna Commercial|PPO $891.00 ↓ -62%
Cigna Commercial|All Other Plans $891.00 ↓ -62%
Aetna Commercial|Gatekeeper $920.30 ↓ -60%
BCBS - Anthem Commercial|Exchange $998.00 ↓ -57%
Aetna Commercial|Non-Gatekeeper $1,087.23 ↓ -53%
Care 1st Medicaid|All Plans $1,169.60 ↓ -50%
BCBS - Anthem Commercial|Non-MCS PPO $1,425.00 ↓ -39%
BCBS - Anthem Commercial|Non-MCS HMO $1,425.00 ↓ -39%
Redlands Commercial|All Plans $2,023.04 ↓ -13%
Kaiser Commercial|All Plans $2,092.80 ↓ -10%
BCBS - Anthem Commercial|MCS $2,294.00 ↓ -1%
HPN Medicare|Senior $4,115.84 ↑ +77%
HPN Commercial|All Plans $4,394.88 ↑ +89%
First Health Commercial|All Plans $4,604.16 ↑ +98%
MultiPlan Commercial|All Plans $5,580.80 ↑ +140%
Healthsmart Commercial|All Plans $5,720.32 ↑ +146%
Blue Shield CA Medicare|BlueShield Promise $5,929.60 ↑ +155%

Visitor-reported prices

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Neck (Cervical Spine) CT scan (with contrast) at other California hospitals

Hospital City Cash price Negotiated range
Community Hospital San Bernardino San Bernardino $5,201.48 $233.92 – $13,303.00
St. John's Camarillo Hospital Camarillo $3,159.74 $353.90 – $5,626.92
Banner Lassen Medical Center Susanville $1,427.05 $71.43 – $2,432.76
Petaluma Valley Hospital Petaluma $5,770.14 $470.15 – $1,637.00
Arroyo Grande Hospital Santa Maria $3,583.22 $233.92 – $6,228.88
Mark Twain Medical Center San Andreas $5,633.03 $233.92 – $1,790.46
French Hospital San Luis Obispo $2,613.08 $233.92 – $1,823.78
Mercy Hospitals – Bakersfield Bakersfield $3,536.75 $233.92 – $7,626.40

All California hospitals for this procedure →