Ndl round specialty proguide at St. Bernardine Medical Center
2101 N Waterman Ave, San Bernardino, CA · CommonSpirit Health · · NPI 1689769911
$28.31
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
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What you pay up front if you don't use insurance.
$85.00
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
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The hospital's undiscounted list price — almost no one pays this.
$17.00 with Redlands vs $72.25 with Blue Shield CA — same scan, same building. Share
Negotiated rates by payer
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| Redlands | Commercial|All Plans | $17.00 | ↓ -40% |
| Kaiser | Medicaid|All Plans | $17.00 | ↓ -40% |
| PrimeCare | Medicare|All Plans | $18.70 | ↓ -34% |
| PrimeCare | Commercial|All Plans | $18.70 | ↓ -34% |
| Molina | Medicaid|> 21 | $19.55 | ↓ -31% |
| Molina | Medicaid|< 21 | $19.55 | ↓ -31% |
| BCBS - Anthem | Medicaid|All Plans | $21.25 | ↓ -25% |
| BCBS - Anthem | Commercial|Exchange | $25.50 | ↓ -10% |
| Kaiser | Commercial|All Plans | $25.50 | ↓ -10% |
| Blue Shield CA | Commercial|Exchange | $28.90 | ↑ +2% |
| Aetna | Commercial|Gatekeeper | $32.30 | ↑ +14% |
| BCBS - Anthem | Commercial|Non-MCS HMO | $34.85 | ↑ +23% |
| BCBS - Anthem | Commercial|Non-MCS PPO | $36.55 | ↑ +29% |
| BCBS - Anthem | Commercial|MCS | $36.55 | ↑ +29% |
| Cigna | Commercial|PPO | $37.40 | ↑ +32% |
| Cigna | Commercial|All Other Plans | $37.40 | ↑ +32% |
| Inland Empire Health Plan | Medicaid|All Plans | $38.25 | ↑ +35% |
| Aetna | Commercial|Non-Gatekeeper | $39.10 | ↑ +38% |
| Health Net | Commercial|EPPO | $39.95 | ↑ +41% |
| HPN | Medicare|Senior | $39.95 | ↑ +41% |
| HPN | Medicaid|All Plans | $40.80 | ↑ +44% |
| HPN | Commercial|All Plans | $40.80 | ↑ +44% |
| Blue Shield CA | Commercial|All Other Plans | $44.20 | ↑ +56% |
| Health Net | Commercial|Care Product | $45.05 | ↑ +59% |
| United | Commercial|All Other Plans | $49.30 | ↑ +74% |
| Health Net | Commercial|All Other Plans | $49.30 | ↑ +74% |
| United | Commercial|HMO | $51.85 | ↑ +83% |
| First Health | Commercial|All Plans | $56.10 | ↑ +98% |
| MultiPlan | Commercial|All Plans | $68.00 | ↑ +140% |
| Healthsmart | Commercial|All Plans | $69.70 | ↑ +146% |
| Blue Shield CA | Medicare|BlueShield Promise | $72.25 | ↑ +155% |
Visitor-reported prices
Comments
Ndl round specialty proguide at other California hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| Community Hospital San Bernardino | San Bernardino | $33.24 | $17.85 – $85.00 |
| St. John's Camarillo Hospital | Camarillo | $29.79 | $18.36 – $53.04 |
| Banner Lassen Medical Center | Susanville | $274.01 | $68.06 – $161.02 |
| Petaluma Valley Hospital | Petaluma | $3,057.20 | not published |
| Queen of The Valley Medical Center | Napa | $2,902.16 | not published |
| Providence St Joseph Hospital Eureka | Eureka | $2,563.01 | not published |
| Healdsburg Hospital | Healdsburg | $1,986.45 | not published |
| Redwood Memorial Hospital | Fortuna | $2,563.01 | not published |