Microdissection manual at St. Bernardine Medical Center

2101 N Waterman Ave, San Bernardino, CA · CommonSpirit Health · · NPI 1689769911

Source: hospital's published price file ↗ · Published Feb 28, 2026 · Ingested Sep 10, 2026

$49.76

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$149.40

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$43.33 with Redlands vs $564.15 with Care 1st — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Redlands Commercial|All Plans $43.33 ↓ -13%
Kaiser Commercial|All Plans $44.82 ↓ -10%
BCBS - Anthem Commercial|Exchange $88.15 ↑ +77%
HPN Medicare|Senior $88.15 ↑ +77%
HPN Commercial|All Plans $94.13 ↑ +89%
First Health Commercial|All Plans $98.61 ↑ +98%
LA Care Medicaid|> 21 $112.83 ↑ +127%
Partnership Health Plan Medicaid|> 21 $112.83 ↑ +127%
Partnership Health Plan Medicaid|< 21 $112.83 ↑ +127%
LA Care Medicaid|< 21 $112.83 ↑ +127%
MultiPlan Commercial|All Plans $119.52 ↑ +140%
Healthsmart Commercial|All Plans $122.51 ↑ +146%
BCBS - Anthem Commercial|Non-MCS PPO $125.50 ↑ +152%
BCBS - Anthem Commercial|Non-MCS HMO $125.50 ↑ +152%
Blue Shield CA Medicare|BlueShield Promise $126.99 ↑ +155%
BCBS - Anthem Medicaid|All Plans $149.40 ↑ +200%
Aetna Commercial|Gatekeeper $149.40 ↑ +200%
Aetna Commercial|Non-Gatekeeper $149.40 ↑ +200%
Molina Medicaid|< 21 $149.40 ↑ +200%
Molina Medicaid|> 21 $149.40 ↑ +200%
United Commercial|All Other Plans $149.40 ↑ +200%
United Commercial|HMO $149.40 ↑ +200%
BCBS - Anthem Commercial|MCS $149.40 ↑ +200%
Inland Empire Health Plan Medicaid|All Plans $149.40 ↑ +200%
HPN Medicaid|All Plans $165.52 ↑ +233%
Health Net Medicaid|All Plans $170.70 ↑ +243%
Cigna Commercial|PPO $544.96 ↑ +995%
Cigna Commercial|All Other Plans $544.96 ↑ +995%
Care 1st Medicaid|All Plans $564.15 ↑ +1034%

Visitor-reported prices

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Microdissection manual at other California hospitals

Hospital City Cash price Negotiated range
Community Hospital San Bernardino San Bernardino $58.42 $82.17 – $564.15
Arroyo Grande Hospital Santa Maria $69.45 $81.13 – $489.51
French Hospital San Luis Obispo $63.61 $43.82 – $575.46
Mercy Medical Center Mt. Shasta Mt Shasta $431.79 $102.24 – $417.48
St. Mary Medical Center Long Beach $64.25 $37.35 – $564.15
Glendale Memorial Hospital Health Center Glendale $48.71 $37.35 – $477.27
Mercy Medical Center Redding Redding $281.39 $112.83 – $426.00
St. Elizabeth Community Hospital Red Bluff $324.12 $112.83 – $417.48

All California hospitals for this procedure →