Mayo repu protein electrophoresis urine at St. Bernardine Medical Center

2101 N Waterman Ave, San Bernardino, CA · CommonSpirit Health · · NPI 1689769911

Source: hospital's published price file ↗ · Published Feb 28, 2026 · Ingested Sep 10, 2026

$5.55

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$16.66

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$2.57 with Blue Shield CA vs $79.25 with Care 1st — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Blue Shield CA Commercial|Exchange $2.57 ↓ -54%
Kaiser Commercial|All Plans $2.96 ↓ -47%
Blue Shield CA Commercial|All Other Plans $3.85 ↓ -31%
HPN Medicare|Senior $5.82 ↑ +5%
BCBS - Anthem Commercial|Exchange $5.82 ↑ +5%
HPN Commercial|All Plans $6.21 ↑ +12%
First Health Commercial|All Plans $6.51 ↑ +17%
MultiPlan Commercial|All Plans $7.88 ↑ +42%
Healthsmart Commercial|All Plans $8.08 ↑ +46%
BCBS - Anthem Commercial|Non-MCS HMO $8.28 ↑ +49%
BCBS - Anthem Commercial|Non-MCS PPO $8.28 ↑ +49%
Blue Shield CA Medicare|BlueShield Promise $8.38 ↑ +51%
Kaiser Medicaid|All Plans $8.48 ↑ +53%
Central Health Plan Medicare|All Plans $9.85 ↑ +77%
BCBS - Anthem Medicaid|All Plans $9.85 ↑ +77%
BCBS - Anthem Medicare|All Plans $9.85 ↑ +77%
BCBS - Anthem Commercial|MCS $9.85 ↑ +77%
IHCG Medicare|All Plans $9.85 ↑ +77%
Humana Medicare|All Plans $9.85 ↑ +77%
Aetna Commercial|Gatekeeper $9.85 ↑ +77%
Aetna Commercial|Non-Gatekeeper $9.85 ↑ +77%
First Health Medicare|All Plans $9.85 ↑ +77%
Molina Medicare|All Plans $9.85 ↑ +77%
Molina Medicaid|< 21 $9.85 ↑ +77%
Molina Medicaid|> 21 $9.85 ↑ +77%
United Commercial|All Other Plans $9.85 ↑ +77%
United Medicare|All Plans $9.85 ↑ +77%
United Commercial|HMO $9.85 ↑ +77%
Health Net Medicare|All Plans $9.85 ↑ +77%
Kaiser Medicare|All Plans $9.85 ↑ +77%
Partnership Health Plan Medicaid|> 21 $9.85 ↑ +77%
Scan Health Plan Medicare|All Plans $9.85 ↑ +77%
LA Care Medicaid|< 21 $9.85 ↑ +77%
LA Care Medicaid|> 21 $9.85 ↑ +77%
Inland Empire Health Plan Medicaid|All Plans $9.85 ↑ +77%
Inland Empire Health Plan Medicare|All Plans $9.85 ↑ +77%
Epic Health Medicare|All Plans $9.85 ↑ +77%
Patton Medicare|All Plans $9.85 ↑ +77%
IHCG Medicaid|All Plans $9.85 ↑ +77%
Blue Shield CA Medicare|All Other Plans $9.85 ↑ +77%
Partnership Health Plan Medicaid|< 21 $9.85 ↑ +77%
Health Net Medicaid|All Plans $12.12 ↑ +118%
Redlands Commercial|All Plans $14.29 ↑ +157%
DHMG Commercial|All Plans $14.29 ↑ +157%
EPIC Health Commercial|All Plans $16.75 ↑ +202%
Naphcare Commercial|All Plans $19.21 ↑ +246%
HPN Medicaid|All Plans $23.25 ↑ +319%
Cigna Commercial|All Other Plans $51.15 ↑ +822%
Cigna Commercial|PPO $51.15 ↑ +822%
Care 1st Medicaid|All Plans $79.25 ↑ +1328%

Visitor-reported prices

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Mayo repu protein electrophoresis urine at other California hospitals

Hospital City Cash price Negotiated range
Community Hospital San Bernardino San Bernardino $6.52 $1.97 – $79.25
St. John's Camarillo Hospital Camarillo $98.55 $4.50 – $47.31
Banner Lassen Medical Center Susanville $13.15 $3.57 – $26.15
Petaluma Valley Hospital Petaluma $103.02 $17.47 – $142.61
Arroyo Grande Hospital Santa Maria $29.75 $4.93 – $45.94
Mark Twain Medical Center San Andreas $29.70 $2.55 – $9.85
French Hospital San Luis Obispo $27.25 $2.66 – $54.01
Mercy Hospitals – Bakersfield Bakersfield $8.54 $4.93 – $51.24

All California hospitals for this procedure →