Mayo muscle-specific kinase (musk) antibody at St. Bernardine Medical Center

2101 N Waterman Ave, San Bernardino, CA · CommonSpirit Health · · NPI 1689769911

Source: hospital's published price file ↗ · Published Feb 28, 2026 · Ingested Sep 10, 2026

$98.24

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$295.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$76.70 with Blue Shield CA vs $283.20 with United — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Blue Shield CA Commercial|Exchange $76.70 ↓ -22%
Redlands Commercial|All Plans $85.55 ↓ -13%
Kaiser Commercial|All Plans $88.50 ↓ -10%
Blue Shield CA Commercial|All Other Plans $115.05 ↑ +17%
United Commercial|All Other Plans $135.70 ↑ +38%
HPN Medicare|Senior $174.05 ↑ +77%
HPN Commercial|All Plans $185.85 ↑ +89%
First Health Commercial|All Plans $194.70 ↑ +98%
MultiPlan Commercial|All Plans $236.00 ↑ +140%
Healthsmart Commercial|All Plans $241.90 ↑ +146%
Blue Shield CA Medicare|BlueShield Promise $250.75 ↑ +155%
United Commercial|HMO $283.20 ↑ +188%

Visitor-reported prices

visitor-reported
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Mayo muscle-specific kinase (musk) antibody at other California hospitals

Hospital City Cash price Negotiated range
Community Hospital San Bernardino San Bernardino $115.35 $59.00 – $295.00
St. John's Camarillo Hospital Camarillo $129.21 $79.65 – $230.10
Banner Lassen Medical Center Susanville $414.05 $3.68 – $630.50
Petaluma Valley Hospital Petaluma $499.80 $18.03 – $40.45
Arroyo Grande Hospital Santa Maria $126.26 $147.50 – $289.10
Mark Twain Medical Center San Andreas $196.47 $76.32 – $289.10
French Hospital San Luis Obispo $115.64 $79.65 – $289.10
Mercy Hospitals – Bakersfield Bakersfield $109.45 $147.50 – $236.00

All California hospitals for this procedure →