Mayo factor xi at St. Bernardine Medical Center
2101 N Waterman Ave, San Bernardino, CA · CommonSpirit Health · · NPI 1689769911
$14.11
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
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What you pay up front if you don't use insurance.
$42.35
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
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The hospital's undiscounted list price — almost no one pays this.
$11.02 with Blue Shield CA vs $114.10 with Care 1st — same scan, same building. Share
Negotiated rates by payer
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| Blue Shield CA | Commercial|Exchange | $11.02 | ↓ -22% |
| Kaiser | Commercial|All Plans | $12.71 | ↓ -10% |
| Kaiser | Medicaid|All Plans | $15.39 | ↑ +9% |
| Blue Shield CA | Commercial|All Other Plans | $16.52 | ↑ +17% |
| IHCG | Medicare|All Plans | $17.90 | ↑ +27% |
| Humana | Medicare|All Plans | $17.90 | ↑ +27% |
| First Health | Medicare|All Plans | $17.90 | ↑ +27% |
| Molina | Medicare|All Plans | $17.90 | ↑ +27% |
| United | Medicare|All Plans | $17.90 | ↑ +27% |
| Health Net | Medicare|All Plans | $17.90 | ↑ +27% |
| Kaiser | Medicare|All Plans | $17.90 | ↑ +27% |
| Central Health Plan | Medicare|All Plans | $17.90 | ↑ +27% |
| BCBS - Anthem | Medicare|All Plans | $17.90 | ↑ +27% |
| Blue Shield CA | Medicare|All Other Plans | $17.90 | ↑ +27% |
| Scan Health Plan | Medicare|All Plans | $17.90 | ↑ +27% |
| Inland Empire Health Plan | Medicare|All Plans | $17.90 | ↑ +27% |
| Epic Health | Medicare|All Plans | $17.90 | ↑ +27% |
| Patton | Medicare|All Plans | $17.90 | ↑ +27% |
| IHCG | Medicaid|All Plans | $17.90 | ↑ +27% |
| United | Commercial|HMO | $21.48 | ↑ +52% |
| United | Commercial|All Other Plans | $21.48 | ↑ +52% |
| Partnership Health Plan | Medicaid|< 21 | $22.82 | ↑ +62% |
| LA Care | Medicaid|< 21 | $22.82 | ↑ +62% |
| LA Care | Medicaid|> 21 | $22.82 | ↑ +62% |
| Partnership Health Plan | Medicaid|> 21 | $22.82 | ↑ +62% |
| BCBS - Anthem | Commercial|Exchange | $24.99 | ↑ +77% |
| HPN | Medicare|Senior | $24.99 | ↑ +77% |
| Redlands | Commercial|All Plans | $25.95 | ↑ +84% |
| DHMG | Commercial|All Plans | $25.95 | ↑ +84% |
| HPN | Commercial|All Plans | $26.69 | ↑ +89% |
| First Health | Commercial|All Plans | $27.96 | ↑ +98% |
| EPIC Health | Commercial|All Plans | $30.43 | ↑ +116% |
| Molina | Medicaid|> 21 | $32.18 | ↑ +128% |
| Molina | Medicaid|< 21 | $32.18 | ↑ +128% |
| HPN | Medicaid|All Plans | $33.48 | ↑ +137% |
| MultiPlan | Commercial|All Plans | $33.88 | ↑ +140% |
| Health Net | Medicaid|All Plans | $34.53 | ↑ +145% |
| Healthsmart | Commercial|All Plans | $34.73 | ↑ +146% |
| Naphcare | Commercial|All Plans | $34.90 | ↑ +147% |
| BCBS - Anthem | Commercial|Non-MCS HMO | $35.58 | ↑ +152% |
| BCBS - Anthem | Commercial|Non-MCS PPO | $35.58 | ↑ +152% |
| Blue Shield CA | Medicare|BlueShield Promise | $36.00 | ↑ +155% |
| BCBS - Anthem | Medicaid|All Plans | $36.18 | ↑ +156% |
| Aetna | Commercial|Gatekeeper | $42.35 | ↑ +200% |
| Inland Empire Health Plan | Medicaid|All Plans | $42.35 | ↑ +200% |
| BCBS - Anthem | Commercial|MCS | $42.35 | ↑ +200% |
| Aetna | Commercial|Non-Gatekeeper | $42.35 | ↑ +200% |
| Cigna | Commercial|All Other Plans | $51.37 | ↑ +264% |
| Cigna | Commercial|PPO | $51.37 | ↑ +264% |
| Care 1st | Medicaid|All Plans | $114.10 | ↑ +709% |
Visitor-reported prices
Comments
Mayo factor xi at other California hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| Community Hospital San Bernardino | San Bernardino | $16.56 | $8.47 – $114.10 |
| St. John's Camarillo Hospital | Camarillo | $18.55 | $11.44 – $47.51 |
| Banner Lassen Medical Center | Susanville | $23.24 | $3.58 – $37.83 |
| Petaluma Valley Hospital | Petaluma | $93.87 | $17.54 – $146.19 |
| Arroyo Grande Hospital | Santa Maria | $93.30 | $17.90 – $46.14 |
| Mark Twain Medical Center | San Andreas | $28.21 | $17.90 – $41.51 |
| French Hospital | San Luis Obispo | $85.45 | $11.44 – $54.24 |
| Mercy Hospitals – Bakersfield | Bakersfield | $15.72 | $17.90 – $51.46 |