Lso r post pnl sj-t9 pre cst at St. Bernardine Medical Center

2101 N Waterman Ave, San Bernardino, CA · CommonSpirit Health · · NPI 1689769911

Source: hospital's published price file ↗ · Published Feb 28, 2026 · Ingested Sep 10, 2026

$324.68

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$975.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$101.81 with Partnership Health Plan vs $509.05 with Care 1st — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Partnership Health Plan Medicaid|< 21 $101.81 ↓ -69%
LA Care Medicaid|> 21 $101.81 ↓ -69%
LA Care Medicaid|< 21 $101.81 ↓ -69%
Partnership Health Plan Medicaid|> 21 $101.81 ↓ -69%
Redlands Commercial|All Plans $115.00 ↓ -65%
PrimeCare Medicare|All Plans $126.50 ↓ -61%
PrimeCare Commercial|All Plans $126.50 ↓ -61%
Molina Medicaid|< 21 $132.25 ↓ -59%
Molina Medicaid|> 21 $132.25 ↓ -59%
BCBS - Anthem Medicaid|All Plans $143.75 ↓ -56%
HPN Medicaid|All Plans $149.36 ↓ -54%
Health Net Medicaid|All Plans $154.03 ↓ -53%
BCBS - Anthem Commercial|Exchange $172.50 ↓ -47%
Kaiser Commercial|All Plans $172.50 ↓ -47%
Blue Shield CA Commercial|Exchange $195.50 ↓ -40%
Inland Empire Health Plan Medicaid|All Plans $203.62 ↓ -37%
Aetna Commercial|Gatekeeper $218.50 ↓ -33%
BCBS - Anthem Commercial|Non-MCS HMO $235.75 ↓ -27%
BCBS - Anthem Commercial|MCS $247.25 ↓ -24%
BCBS - Anthem Commercial|Non-MCS PPO $247.25 ↓ -24%
Cigna Commercial|PPO $253.00 ↓ -22%
Cigna Commercial|All Other Plans $253.00 ↓ -22%
Aetna Commercial|Non-Gatekeeper $264.50 ↓ -19%
Health Net Commercial|EPPO $270.25 ↓ -17%
HPN Medicare|Senior $270.25 ↓ -17%
HPN Commercial|All Plans $276.00 ↓ -15%
Blue Shield CA Commercial|All Other Plans $299.00 ↓ -8%
Health Net Commercial|Care Product $304.75 ↓ -6%
United Commercial|All Other Plans $333.50 ↑ +3%
Health Net Commercial|All Other Plans $333.50 ↑ +3%
United Commercial|HMO $350.75 ↑ +8%
First Health Commercial|All Plans $379.50 ↑ +17%
MultiPlan Commercial|All Plans $460.00 ↑ +42%
Healthsmart Commercial|All Plans $471.50 ↑ +45%
Blue Shield CA Medicare|BlueShield Promise $488.75 ↑ +51%
Care 1st Medicaid|All Plans $509.05 ↑ +57%

Visitor-reported prices

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Lso r post pnl sj-t9 pre cst at other California hospitals

Hospital City Cash price Negotiated range
Community Hospital San Bernardino San Bernardino $381.23 $101.81 – $575.00
St. John's Camarillo Hospital Camarillo $261.05 $143.04 – $464.88
Mercy Hospitals – Bakersfield Bakersfield $417.38 $101.81 – $459.00
Bakersfield Memorial Hospital Bakersfield $412.88 $101.81 – $494.70
St. Joseph's Medical Center Stockton Stockton $264.60 $101.81 – $459.00
Mercy Medical Center Mt. Shasta Mt Shasta $571.83 $135.36 – $552.72
Mercy Medical Center Merced Merced $231.75 $53.82 – $224.64
St. Mary Medical Center Long Beach $419.25 $91.63 – $575.00

All California hospitals for this procedure →