Lower Back (Lumbar Spine) CT scan (with contrast) at St. Bernardine Medical Center
2101 N Waterman Ave, San Bernardino, CA · CommonSpirit Health · · NPI 1689769911
$2,608.73
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
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What you pay up front if you don't use insurance.
$7,834.00
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
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The hospital's undiscounted list price — almost no one pays this.
$233.92 with LA Care vs $6,658.90 with Blue Shield CA — same scan, same building. Share
Negotiated rates by payer
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| LA Care | Medicaid|< 21 | $233.92 | ↓ -91% |
| LA Care | Medicaid|> 21 | $233.92 | ↓ -91% |
| Partnership Health Plan | Medicaid|> 21 | $233.92 | ↓ -91% |
| Partnership Health Plan | Medicaid|< 21 | $233.92 | ↓ -91% |
| Molina | Medicaid|< 21 | $329.83 | ↓ -87% |
| Molina | Medicaid|> 21 | $329.83 | ↓ -87% |
| HPN | Medicaid|All Plans | $343.16 | ↓ -87% |
| IHCG | Medicaid|All Plans | $353.19 | ↓ -86% |
| Health Net | Medicaid|All Plans | $353.90 | ↓ -86% |
| IHCG | Medicare|All Plans | $354.20 | ↓ -86% |
| Kaiser | Medicaid|All Plans | $390.24 | ↓ -85% |
| Humana | Medicare|All Plans | $453.77 | ↓ -83% |
| Molina | Medicare|All Plans | $453.77 | ↓ -83% |
| United | Medicare|All Plans | $453.77 | ↓ -83% |
| Health Net | Medicare|All Plans | $453.77 | ↓ -83% |
| Kaiser | Medicare|All Plans | $453.77 | ↓ -83% |
| Central Health Plan | Medicare|All Plans | $453.77 | ↓ -83% |
| BCBS - Anthem | Medicare|All Plans | $453.77 | ↓ -83% |
| Patton | Medicare|All Plans | $453.77 | ↓ -83% |
| Epic Health | Medicare|All Plans | $453.77 | ↓ -83% |
| Inland Empire Health Plan | Medicare|All Plans | $453.77 | ↓ -83% |
| Blue Shield CA | Medicare|All Other Plans | $453.77 | ↓ -83% |
| Scan Health Plan | Medicare|All Plans | $453.77 | ↓ -83% |
| First Health | Medicare|All Plans | $453.77 | ↓ -83% |
| Inland Empire Health Plan | Medicaid|All Plans | $467.84 | ↓ -82% |
| BCBS - Anthem | Medicaid|All Plans | $545.49 | ↓ -79% |
| PrimeCare | Medicare|All Plans | $573.00 | ↓ -78% |
| DHMG | Commercial|All Plans | $657.97 | ↓ -75% |
| EPIC Health | Commercial|All Plans | $771.41 | ↓ -70% |
| United | Commercial|HMO | $828.27 | ↓ -68% |
| United | Commercial|All Other Plans | $828.27 | ↓ -68% |
| PrimeCare | Commercial|All Plans | $829.00 | ↓ -68% |
| Naphcare | Commercial|All Plans | $884.85 | ↓ -66% |
| Cigna | Commercial|PPO | $891.00 | ↓ -66% |
| Cigna | Commercial|All Other Plans | $891.00 | ↓ -66% |
| Aetna | Commercial|Gatekeeper | $919.07 | ↓ -65% |
| BCBS - Anthem | Commercial|Exchange | $998.00 | ↓ -62% |
| Aetna | Commercial|Non-Gatekeeper | $1,085.78 | ↓ -58% |
| Care 1st | Medicaid|All Plans | $1,169.60 | ↓ -55% |
| BCBS - Anthem | Commercial|Non-MCS PPO | $1,425.00 | ↓ -45% |
| BCBS - Anthem | Commercial|Non-MCS HMO | $1,425.00 | ↓ -45% |
| Redlands | Commercial|All Plans | $2,271.86 | ↓ -13% |
| BCBS - Anthem | Commercial|MCS | $2,294.00 | ↓ -12% |
| Kaiser | Commercial|All Plans | $2,350.20 | ↓ -10% |
| HPN | Medicare|Senior | $4,622.06 | ↑ +77% |
| HPN | Commercial|All Plans | $4,935.42 | ↑ +89% |
| First Health | Commercial|All Plans | $5,170.44 | ↑ +98% |
| MultiPlan | Commercial|All Plans | $6,267.20 | ↑ +140% |
| Healthsmart | Commercial|All Plans | $6,423.88 | ↑ +146% |
| Blue Shield CA | Medicare|BlueShield Promise | $6,658.90 | ↑ +155% |
Visitor-reported prices
Comments
Lower Back (Lumbar Spine) CT scan (with contrast) at other California hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| Community Hospital San Bernardino | San Bernardino | $4,089.86 | $233.92 – $10,460.00 |
| St. John's Camarillo Hospital | Camarillo | $1,543.52 | $353.90 – $2,748.72 |
| Banner Lassen Medical Center | Susanville | $1,746.26 | $71.43 – $2,976.93 |
| Petaluma Valley Hospital | Petaluma | $6,076.14 | $470.15 – $1,637.00 |
| Arroyo Grande Hospital | Santa Maria | $3,402.18 | $233.92 – $5,917.24 |
| Mark Twain Medical Center | San Andreas | $5,641.02 | $233.92 – $1,778.70 |
| French Hospital | San Luis Obispo | $2,726.36 | $233.92 – $1,768.00 |
| Mercy Hospitals – Bakersfield | Bakersfield | $3,536.75 | $233.92 – $7,626.40 |