Lower Back (Lumbar Spine) CT scan (with and without contrast) at St. Bernardine Medical Center
2101 N Waterman Ave, San Bernardino, CA · CommonSpirit Health · · NPI 1689769911
$2,939.73
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
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What you pay up front if you don't use insurance.
$8,828.00
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
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The hospital's undiscounted list price — almost no one pays this.
$168.54 with IHCG vs $7,503.80 with Blue Shield CA — same scan, same building. Share
Negotiated rates by payer
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| IHCG | Medicaid|All Plans | $168.54 | ↓ -94% |
| IHCG | Medicare|All Plans | $169.02 | ↓ -94% |
| Kaiser | Medicaid|All Plans | $194.52 | ↓ -93% |
| Epic Health | Medicare|All Plans | $226.19 | ↓ -92% |
| Humana | Medicare|All Plans | $226.19 | ↓ -92% |
| Molina | Medicare|All Plans | $226.19 | ↓ -92% |
| United | Medicare|All Plans | $226.19 | ↓ -92% |
| Scan Health Plan | Medicare|All Plans | $226.19 | ↓ -92% |
| Health Net | Medicare|All Plans | $226.19 | ↓ -92% |
| Blue Shield CA | Medicare|All Other Plans | $226.19 | ↓ -92% |
| Kaiser | Medicare|All Plans | $226.19 | ↓ -92% |
| Central Health Plan | Medicare|All Plans | $226.19 | ↓ -92% |
| Inland Empire Health Plan | Medicare|All Plans | $226.19 | ↓ -92% |
| BCBS - Anthem | Medicare|All Plans | $226.19 | ↓ -92% |
| Patton | Medicare|All Plans | $226.19 | ↓ -92% |
| First Health | Medicare|All Plans | $226.19 | ↓ -92% |
| Partnership Health Plan | Medicaid|< 21 | $275.51 | ↓ -91% |
| LA Care | Medicaid|< 21 | $275.51 | ↓ -91% |
| LA Care | Medicaid|> 21 | $275.51 | ↓ -91% |
| Partnership Health Plan | Medicaid|> 21 | $275.51 | ↓ -91% |
| DHMG | Commercial|All Plans | $327.98 | ↓ -89% |
| EPIC Health | Commercial|All Plans | $384.52 | ↓ -87% |
| Molina | Medicaid|> 21 | $388.47 | ↓ -87% |
| Molina | Medicaid|< 21 | $388.47 | ↓ -87% |
| United | Commercial|All Other Plans | $401.74 | ↓ -86% |
| United | Commercial|HMO | $401.74 | ↓ -86% |
| HPN | Medicaid|All Plans | $404.17 | ↓ -86% |
| Health Net | Medicaid|All Plans | $416.82 | ↓ -86% |
| Naphcare | Commercial|All Plans | $441.07 | ↓ -85% |
| BCBS - Anthem | Medicaid|All Plans | $545.49 | ↓ -81% |
| Inland Empire Health Plan | Medicaid|All Plans | $551.01 | ↓ -81% |
| PrimeCare | Medicare|All Plans | $573.00 | ↓ -81% |
| PrimeCare | Commercial|All Plans | $829.00 | ↓ -72% |
| Cigna | Commercial|All Other Plans | $891.00 | ↓ -70% |
| Cigna | Commercial|PPO | $891.00 | ↓ -70% |
| BCBS - Anthem | Commercial|Exchange | $998.00 | ↓ -66% |
| Aetna | Commercial|Gatekeeper | $1,153.64 | ↓ -61% |
| Aetna | Commercial|Non-Gatekeeper | $1,362.90 | ↓ -54% |
| Care 1st | Medicaid|All Plans | $1,377.55 | ↓ -53% |
| BCBS - Anthem | Commercial|Non-MCS PPO | $1,425.00 | ↓ -52% |
| BCBS - Anthem | Commercial|Non-MCS HMO | $1,425.00 | ↓ -52% |
| BCBS - Anthem | Commercial|MCS | $2,294.00 | ↓ -22% |
| Redlands | Commercial|All Plans | $2,560.12 | ↓ -13% |
| Kaiser | Commercial|All Plans | $2,648.40 | ↓ -10% |
| HPN | Medicare|Senior | $5,208.52 | ↑ +77% |
| HPN | Commercial|All Plans | $5,561.64 | ↑ +89% |
| First Health | Commercial|All Plans | $5,826.48 | ↑ +98% |
| MultiPlan | Commercial|All Plans | $7,062.40 | ↑ +140% |
| Healthsmart | Commercial|All Plans | $7,238.96 | ↑ +146% |
| Blue Shield CA | Medicare|BlueShield Promise | $7,503.80 | ↑ +155% |
Visitor-reported prices
Comments
Lower Back (Lumbar Spine) CT scan (with and without contrast) at other California hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| Community Hospital San Bernardino | San Bernardino | $4,609.11 | $226.19 – $11,788.00 |
| St. John's Camarillo Hospital | Camarillo | $1,561.04 | $226.19 – $2,779.92 |
| Banner Lassen Medical Center | Susanville | $2,095.63 | $35.60 – $3,572.51 |
| Petaluma Valley Hospital | Petaluma | $261.63 | $236.37 – $2,039.84 |
| Arroyo Grande Hospital | Santa Maria | $3,794.22 | $226.19 – $7,264.74 |
| Mark Twain Medical Center | San Andreas | $5,909.42 | $275.51 – $1,910.02 |
| French Hospital | San Luis Obispo | $3,025.85 | $226.19 – $1,768.00 |
| Mercy Hospitals – Bakersfield | Bakersfield | $3,985.66 | $226.19 – $8,594.40 |