Limited autopsy at St. Bernardine Medical Center
2101 N Waterman Ave, San Bernardino, CA · CommonSpirit Health · · NPI 1689769911
$207.46
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
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What you pay up front if you don't use insurance.
$623.00
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
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The hospital's undiscounted list price — almost no one pays this.
$126.46 with United vs $529.55 with Blue Shield CA — same scan, same building. Share
Negotiated rates by payer
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| United | Commercial|All Other Plans | $126.46 | ↓ -39% |
| United | Commercial|HMO | $126.46 | ↓ -39% |
| Redlands | Commercial|All Plans | $180.67 | ↓ -13% |
| Kaiser | Commercial|All Plans | $186.90 | ↓ -10% |
| Aetna | Commercial|Gatekeeper | $303.36 | ↑ +46% |
| Cigna | Commercial|All Other Plans | $303.75 | ↑ +46% |
| Cigna | Commercial|PPO | $303.75 | ↑ +46% |
| Aetna | Commercial|Non-Gatekeeper | $358.39 | ↑ +73% |
| HPN | Medicare|Senior | $367.57 | ↑ +77% |
| HPN | Commercial|All Plans | $392.49 | ↑ +89% |
| First Health | Commercial|All Plans | $411.18 | ↑ +98% |
| MultiPlan | Commercial|All Plans | $498.40 | ↑ +140% |
| Healthsmart | Commercial|All Plans | $510.86 | ↑ +146% |
| Blue Shield CA | Medicare|BlueShield Promise | $529.55 | ↑ +155% |
Visitor-reported prices
Comments
Limited autopsy at other California hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| Community Hospital San Bernardino | San Bernardino | $247.90 | $126.46 – $634.00 |
| Mercy Medical Center Mt. Shasta | Mt Shasta | $903.66 | $278.77 – $1,138.28 |
| California Hospital Medical Center | Los Angeles | $75.66 | $39.00 – $210.07 |
| St. Mary Medical Center | Long Beach | $262.73 | $38.00 – $611.00 |
| Glendale Memorial Hospital Health Center | Glendale | $205.06 | $126.46 – $503.20 |
| Mercy Medical Center Redding | Redding | $588.89 | $126.46 – $1,138.28 |
| St. Elizabeth Community Hospital | Red Bluff | $678.33 | $650.45 – $1,138.28 |
| Petaluma Valley Hospital | Petaluma | not published | $207.16 – $519.38 |