Large Joint Injection or Fluid Draw (both sides) at St. Bernardine Medical Center

2101 N Waterman Ave, San Bernardino, CA · CommonSpirit Health · · NPI 1689769911

Source: hospital's published price file ↗ · Published Feb 28, 2026 · Ingested Sep 10, 2026

not published by hospital

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

not published by hospital

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$52.54 with LA Care vs $12,827.00 with BCBS - Anthem — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
LA Care Medicaid|< 21 $52.54 —
Partnership Health Plan Medicaid|< 21 $52.54 —
Partnership Health Plan Medicaid|> 21 $52.54 —
LA Care Medicaid|> 21 $52.54 —
Health Net Medicaid|All Plans $64.62 —
BCBS - Anthem Medicaid|All Plans $98.52 —
Molina Medicaid|< 21 $116.80 —
Molina Medicaid|> 21 $116.80 —
HPN Medicaid|All Plans $121.53 —
Inland Empire Health Plan Medicaid|All Plans $131.36 —
IHCG Medicaid|All Plans $302.65 —
IHCG Medicare|All Plans $303.52 —
Kaiser Medicaid|All Plans $322.56 —
Inland Empire Health Plan Medicare|All Plans $375.07 —
BCBS - Anthem Medicare|All Plans $375.07 —
Blue Shield CA Medicare|All Other Plans $375.07 —
Central Health Plan Medicare|All Plans $375.07 —
Epic Health Medicare|All Plans $375.07 —
First Health Medicare|All Plans $375.07 —
Health Net Medicare|All Plans $375.07 —
Humana Medicare|All Plans $375.07 —
Kaiser Medicare|All Plans $375.07 —
Molina Medicare|All Plans $375.07 —
Patton Medicare|All Plans $375.07 —
Scan Health Plan Medicare|All Plans $375.07 —
United Medicare|All Plans $375.07 —
Care 1st Medicaid|All Plans $414.20 —
DHMG Commercial|All Plans $543.85 —
Blue Shield CA Commercial|All Other Plans $570.00 —
EPIC Health Commercial|All Plans $637.62 —
Blue Shield CA Commercial|Exchange $663.00 —
Naphcare Commercial|All Plans $731.39 —
Health Net Commercial|EPPO $1,334.00 —
Health Net Commercial|Care Product $1,520.00 —
Health Net Commercial|All Other Plans $1,655.00 —
BCBS - Anthem Commercial|Non-MCS HMO $2,097.00 —
BCBS - Anthem Commercial|Exchange $5,577.00 —
BCBS - Anthem Commercial|Non-MCS PPO $7,967.00 —
BCBS - Anthem Commercial|MCS $12,827.00 —
HPN Medicare|Senior not published by hospital —
First Health Commercial|All Plans not published by hospital —
Kaiser Commercial|All Plans not published by hospital —
Redlands Commercial|All Plans not published by hospital —
Blue Shield CA Medicare|BlueShield Promise not published by hospital —
United Commercial|HMO not published by hospital —
MultiPlan Commercial|All Plans not published by hospital —
Healthsmart Commercial|All Plans not published by hospital —
HPN Commercial|All Plans not published by hospital —
United Commercial|All Other Plans not published by hospital —

Visitor-reported prices

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Large Joint Injection or Fluid Draw (both sides) at other California hospitals

Hospital City Cash price Negotiated range
Community Hospital San Bernardino San Bernardino not published $52.54 – $731.39
Fresno Medical Center FRESNO $1,271.20 not published
St. John's Camarillo Hospital Camarillo $454.65 $64.62 – $682.44
Antioch Medical Center ANTIOCH $1,271.20 not published
Redwood City Medical Center Redwood City $1,271.20 not published
Santa Clara Medical Center SANTA CLARA $1,271.20 not published
Baldwin Park Medical Center BALDWIN PARK $951.60 not published
Riverside Medical Center RIVERSIDE $951.60 not published

All California hospitals for this procedure →