L/s ratio fetal lung at St. Bernardine Medical Center

2101 N Waterman Ave, San Bernardino, CA · CommonSpirit Health · · NPI 1689769911

Source: hospital's published price file ↗ · Published Feb 28, 2026 · Ingested Sep 10, 2026

$16.65

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

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What you pay up front if you don't use insurance.

$50.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$13.00 with Blue Shield CA vs $140.15 with Care 1st — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Blue Shield CA Commercial|Exchange $13.00 ↓ -22%
Kaiser Commercial|All Plans $15.00 ↓ -10%
Kaiser Medicaid|All Plans $18.91 ↑ +14%
Blue Shield CA Commercial|All Other Plans $19.50 ↑ +17%
IHCG Medicare|All Plans $21.99 ↑ +32%
Humana Medicare|All Plans $21.99 ↑ +32%
First Health Medicare|All Plans $21.99 ↑ +32%
Molina Medicare|All Plans $21.99 ↑ +32%
United Medicare|All Plans $21.99 ↑ +32%
Health Net Medicare|All Plans $21.99 ↑ +32%
Kaiser Medicare|All Plans $21.99 ↑ +32%
Central Health Plan Medicare|All Plans $21.99 ↑ +32%
BCBS - Anthem Medicare|All Plans $21.99 ↑ +32%
Blue Shield CA Medicare|All Other Plans $21.99 ↑ +32%
Scan Health Plan Medicare|All Plans $21.99 ↑ +32%
Inland Empire Health Plan Medicare|All Plans $21.99 ↑ +32%
Epic Health Medicare|All Plans $21.99 ↑ +32%
Patton Medicare|All Plans $21.99 ↑ +32%
IHCG Medicaid|All Plans $21.99 ↑ +32%
United Commercial|All Other Plans $26.39 ↑ +58%
United Commercial|HMO $26.39 ↑ +58%
Partnership Health Plan Medicaid|< 21 $28.03 ↑ +68%
LA Care Medicaid|> 21 $28.03 ↑ +68%
LA Care Medicaid|< 21 $28.03 ↑ +68%
Partnership Health Plan Medicaid|> 21 $28.03 ↑ +68%
BCBS - Anthem Commercial|Exchange $29.50 ↑ +77%
HPN Medicare|Senior $29.50 ↑ +77%
HPN Commercial|All Plans $31.50 ↑ +89%
Redlands Commercial|All Plans $31.89 ↑ +92%
DHMG Commercial|All Plans $31.89 ↑ +92%
First Health Commercial|All Plans $33.00 ↑ +98%
EPIC Health Commercial|All Plans $37.38 ↑ +125%
Molina Medicaid|> 21 $39.52 ↑ +137%
Molina Medicaid|< 21 $39.52 ↑ +137%
MultiPlan Commercial|All Plans $40.00 ↑ +140%
Healthsmart Commercial|All Plans $41.00 ↑ +146%
HPN Medicaid|All Plans $41.12 ↑ +147%
BCBS - Anthem Commercial|Non-MCS HMO $42.00 ↑ +152%
BCBS - Anthem Commercial|Non-MCS PPO $42.00 ↑ +152%
Health Net Medicaid|All Plans $42.41 ↑ +155%
Blue Shield CA Medicare|BlueShield Promise $42.50 ↑ +155%
Naphcare Commercial|All Plans $42.88 ↑ +158%
BCBS - Anthem Medicaid|All Plans $45.57 ↑ +174%
BCBS - Anthem Commercial|MCS $50.00 ↑ +200%
Inland Empire Health Plan Medicaid|All Plans $50.00 ↑ +200%
Aetna Commercial|Gatekeeper $50.00 ↑ +200%
Aetna Commercial|Non-Gatekeeper $50.00 ↑ +200%
Cigna Commercial|All Other Plans $63.06 ↑ +279%
Cigna Commercial|PPO $63.06 ↑ +279%
Care 1st Medicaid|All Plans $140.15 ↑ +742%

Visitor-reported prices

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L/s ratio fetal lung at other California hospitals

Hospital City Cash price Negotiated range
Community Hospital San Bernardino San Bernardino $19.55 $10.00 – $140.15
St. Mary Medical Center Long Beach $21.50 $12.50 – $140.15
Glendale Memorial Hospital Health Center Glendale $16.30 $10.00 – $50.00
Petaluma Valley Hospital Petaluma not published $21.55 – $179.38
Queen of The Valley Medical Center Napa not published $21.99 – $226.69
Providence St Joseph Hospital Eureka Eureka not published $21.99 – $257.07
Healdsburg Hospital Healdsburg not published $21.99 – $102.55
Redwood Memorial Hospital Fortuna not published $257.67 – $257.67

All California hospitals for this procedure →