Kit hfx iq ipg bundle at St. Bernardine Medical Center
2101 N Waterman Ave, San Bernardino, CA · CommonSpirit Health · · NPI 1689769911
$35,982.32
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
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What you pay up front if you don't use insurance.
$108,055.00
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
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The hospital's undiscounted list price — almost no one pays this.
$21,611.00 with Redlands vs $91,846.75 with Blue Shield CA — same scan, same building. Share
Negotiated rates by payer
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| Redlands | Commercial|All Plans | $21,611.00 | ↓ -40% |
| Kaiser | Medicaid|All Plans | $21,611.00 | ↓ -40% |
| PrimeCare | Commercial|All Plans | $23,772.10 | ↓ -34% |
| PrimeCare | Medicare|All Plans | $23,772.10 | ↓ -34% |
| Molina | Medicaid|< 21 | $24,852.65 | ↓ -31% |
| Molina | Medicaid|> 21 | $24,852.65 | ↓ -31% |
| BCBS - Anthem | Medicaid|All Plans | $27,013.75 | ↓ -25% |
| Care 1st | Medicaid|All Plans | $28,094.30 | ↓ -22% |
| Kaiser | Commercial|All Plans | $32,416.50 | ↓ -10% |
| BCBS - Anthem | Commercial|Exchange | $32,416.50 | ↓ -10% |
| Blue Shield CA | Commercial|Exchange | $36,738.70 | ↑ +2% |
| Aetna | Commercial|Gatekeeper | $41,060.90 | ↑ +14% |
| BCBS - Anthem | Commercial|Non-MCS HMO | $44,302.55 | ↑ +23% |
| BCBS - Anthem | Commercial|Non-MCS PPO | $46,463.65 | ↑ +29% |
| BCBS - Anthem | Commercial|MCS | $46,463.65 | ↑ +29% |
| Cigna | Commercial|PPO | $47,544.20 | ↑ +32% |
| Cigna | Commercial|All Other Plans | $47,544.20 | ↑ +32% |
| Inland Empire Health Plan | Medicaid|All Plans | $48,624.75 | ↑ +35% |
| Aetna | Commercial|Non-Gatekeeper | $49,705.30 | ↑ +38% |
| HPN | Medicare|Senior | $50,785.85 | ↑ +41% |
| Health Net | Commercial|EPPO | $50,785.85 | ↑ +41% |
| HPN | Commercial|All Plans | $51,866.40 | ↑ +44% |
| HPN | Medicaid|All Plans | $51,866.40 | ↑ +44% |
| Blue Shield CA | Commercial|All Other Plans | $56,188.60 | ↑ +56% |
| Health Net | Commercial|Care Product | $57,269.15 | ↑ +59% |
| Health Net | Commercial|All Other Plans | $62,671.90 | ↑ +74% |
| United | Commercial|All Other Plans | $62,671.90 | ↑ +74% |
| United | Commercial|HMO | $65,913.55 | ↑ +83% |
| First Health | Commercial|All Plans | $71,316.30 | ↑ +98% |
| MultiPlan | Commercial|All Plans | $86,444.00 | ↑ +140% |
| Healthsmart | Commercial|All Plans | $88,605.10 | ↑ +146% |
| Blue Shield CA | Medicare|BlueShield Promise | $91,846.75 | ↑ +155% |
Visitor-reported prices
Comments
Kit hfx iq ipg bundle at other California hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| Community Hospital San Bernardino | San Bernardino | $42,249.51 | $22,691.55 – $108,055.00 |
| St. John's Camarillo Hospital | Camarillo | $49,197.04 | $535.68 – $1,740.96 |
| Petaluma Valley Hospital | Petaluma | $46,206.00 | not published |
| Mercy Hospitals – Bakersfield | Bakersfield | $50,932.74 | $620.00 – $2,232.00 |
| Bakersfield Memorial Hospital | Bakersfield | $50,383.60 | $620.00 – $2,405.60 |
| Queen of The Valley Medical Center | Napa | $31,365.00 | not published |
| Providence St Joseph Hospital Eureka | Eureka | $17,518.50 | not published |
| Healdsburg Hospital | Healdsburg | $20,655.00 | not published |