Kidney img w/bldflw sgl without rx at St. Bernardine Medical Center
2101 N Waterman Ave, San Bernardino, CA · CommonSpirit Health · · NPI 1689769911
$515.16
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
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What you pay up front if you don't use insurance.
$1,547.00
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
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The hospital's undiscounted list price — almost no one pays this.
$276.77 with Partnership Health Plan vs $2,561.08 with Cigna — same scan, same building. Share
Negotiated rates by payer
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| Partnership Health Plan | Medicaid|> 21 | $276.77 | ↓ -46% |
| LA Care | Medicaid|< 21 | $276.77 | ↓ -46% |
| Partnership Health Plan | Medicaid|< 21 | $276.77 | ↓ -46% |
| LA Care | Medicaid|> 21 | $276.77 | ↓ -46% |
| Molina | Medicaid|< 21 | $390.25 | ↓ -24% |
| Molina | Medicaid|> 21 | $390.25 | ↓ -24% |
| HPN | Medicaid|All Plans | $406.02 | ↓ -21% |
| BCBS - Anthem | Medicaid|All Plans | $415.16 | ↓ -19% |
| Health Net | Medicaid|All Plans | $418.73 | ↓ -19% |
| IHCG | Medicaid|All Plans | $436.55 | ↓ -15% |
| IHCG | Medicare|All Plans | $437.80 | ↓ -15% |
| Redlands | Commercial|All Plans | $448.63 | ↓ -13% |
| Kaiser | Commercial|All Plans | $464.10 | ↓ -10% |
| Inland Empire Health Plan | Medicaid|All Plans | $553.53 | ↑ +7% |
| Kaiser | Medicaid|All Plans | $588.18 | ↑ +14% |
| Aetna | Commercial|Gatekeeper | $594.52 | ↑ +15% |
| Scan Health Plan | Medicare|All Plans | $683.93 | ↑ +33% |
| Humana | Medicare|All Plans | $683.93 | ↑ +33% |
| First Health | Medicare|All Plans | $683.93 | ↑ +33% |
| Molina | Medicare|All Plans | $683.93 | ↑ +33% |
| United | Medicare|All Plans | $683.93 | ↑ +33% |
| Patton | Medicare|All Plans | $683.93 | ↑ +33% |
| Health Net | Medicare|All Plans | $683.93 | ↑ +33% |
| Epic Health | Medicare|All Plans | $683.93 | ↑ +33% |
| Inland Empire Health Plan | Medicare|All Plans | $683.93 | ↑ +33% |
| Kaiser | Medicare|All Plans | $683.93 | ↑ +33% |
| Central Health Plan | Medicare|All Plans | $683.93 | ↑ +33% |
| BCBS - Anthem | Medicare|All Plans | $683.93 | ↑ +33% |
| Blue Shield CA | Medicare|All Other Plans | $683.93 | ↑ +33% |
| Aetna | Commercial|Non-Gatekeeper | $702.36 | ↑ +36% |
| BCBS - Anthem | Commercial|Exchange | $912.73 | ↑ +77% |
| HPN | Medicare|Senior | $912.73 | ↑ +77% |
| HPN | Commercial|All Plans | $974.61 | ↑ +89% |
| DHMG | Commercial|All Plans | $991.70 | ↑ +93% |
| First Health | Commercial|All Plans | $1,021.02 | ↑ +98% |
| United | Commercial|All Other Plans | $1,101.15 | ↑ +114% |
| United | Commercial|HMO | $1,101.15 | ↑ +114% |
| EPIC Health | Commercial|All Plans | $1,162.68 | ↑ +126% |
| MultiPlan | Commercial|All Plans | $1,237.60 | ↑ +140% |
| Healthsmart | Commercial|All Plans | $1,268.54 | ↑ +146% |
| BCBS - Anthem | Commercial|Non-MCS HMO | $1,299.48 | ↑ +152% |
| BCBS - Anthem | Commercial|Non-MCS PPO | $1,299.48 | ↑ +152% |
| Blue Shield CA | Medicare|BlueShield Promise | $1,314.95 | ↑ +155% |
| Naphcare | Commercial|All Plans | $1,333.66 | ↑ +159% |
| Care 1st | Medicaid|All Plans | $1,383.85 | ↑ +169% |
| BCBS - Anthem | Commercial|MCS | $1,547.00 | ↑ +200% |
| Cigna | Commercial|All Other Plans | $2,561.08 | ↑ +397% |
| Cigna | Commercial|PPO | $2,561.08 | ↑ +397% |
Visitor-reported prices
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Kidney img w/bldflw sgl without rx at other California hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| Community Hospital San Bernardino | San Bernardino | $1,503.40 | $276.77 – $3,845.00 |
| St. John's Camarillo Hospital | Camarillo | $2,047.22 | $418.73 – $3,645.72 |
| Banner Lassen Medical Center | Susanville | $860.89 | $107.65 – $1,244.51 |
| Arroyo Grande Hospital | Santa Maria | $2,642.48 | $276.77 – $4,780.44 |
| Mark Twain Medical Center | San Andreas | $3,470.53 | $276.77 – $2,405.90 |
| French Hospital | San Luis Obispo | $1,912.18 | $276.77 – $2,704.43 |
| Mercy Hospitals – Bakersfield | Bakersfield | $789.49 | $276.77 – $2,565.73 |
| Bakersfield Memorial Hospital | Bakersfield | $780.98 | $276.77 – $2,565.73 |