Kidney img w/bldflw sgl without rx at St. Bernardine Medical Center

2101 N Waterman Ave, San Bernardino, CA · CommonSpirit Health · · NPI 1689769911

Source: hospital's published price file ↗ · Published Feb 28, 2026 · Ingested Sep 10, 2026

$515.16

Cash price

?

Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$1,547.00

Gross charge

?

Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$276.77 with Partnership Health Plan vs $2,561.08 with Cigna — same scan, same building. Share

Negotiated rates by payer
?

Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
?

Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
?

Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Partnership Health Plan Medicaid|> 21 $276.77 ↓ -46%
LA Care Medicaid|< 21 $276.77 ↓ -46%
Partnership Health Plan Medicaid|< 21 $276.77 ↓ -46%
LA Care Medicaid|> 21 $276.77 ↓ -46%
Molina Medicaid|< 21 $390.25 ↓ -24%
Molina Medicaid|> 21 $390.25 ↓ -24%
HPN Medicaid|All Plans $406.02 ↓ -21%
BCBS - Anthem Medicaid|All Plans $415.16 ↓ -19%
Health Net Medicaid|All Plans $418.73 ↓ -19%
IHCG Medicaid|All Plans $436.55 ↓ -15%
IHCG Medicare|All Plans $437.80 ↓ -15%
Redlands Commercial|All Plans $448.63 ↓ -13%
Kaiser Commercial|All Plans $464.10 ↓ -10%
Inland Empire Health Plan Medicaid|All Plans $553.53 ↑ +7%
Kaiser Medicaid|All Plans $588.18 ↑ +14%
Aetna Commercial|Gatekeeper $594.52 ↑ +15%
Scan Health Plan Medicare|All Plans $683.93 ↑ +33%
Humana Medicare|All Plans $683.93 ↑ +33%
First Health Medicare|All Plans $683.93 ↑ +33%
Molina Medicare|All Plans $683.93 ↑ +33%
United Medicare|All Plans $683.93 ↑ +33%
Patton Medicare|All Plans $683.93 ↑ +33%
Health Net Medicare|All Plans $683.93 ↑ +33%
Epic Health Medicare|All Plans $683.93 ↑ +33%
Inland Empire Health Plan Medicare|All Plans $683.93 ↑ +33%
Kaiser Medicare|All Plans $683.93 ↑ +33%
Central Health Plan Medicare|All Plans $683.93 ↑ +33%
BCBS - Anthem Medicare|All Plans $683.93 ↑ +33%
Blue Shield CA Medicare|All Other Plans $683.93 ↑ +33%
Aetna Commercial|Non-Gatekeeper $702.36 ↑ +36%
BCBS - Anthem Commercial|Exchange $912.73 ↑ +77%
HPN Medicare|Senior $912.73 ↑ +77%
HPN Commercial|All Plans $974.61 ↑ +89%
DHMG Commercial|All Plans $991.70 ↑ +93%
First Health Commercial|All Plans $1,021.02 ↑ +98%
United Commercial|All Other Plans $1,101.15 ↑ +114%
United Commercial|HMO $1,101.15 ↑ +114%
EPIC Health Commercial|All Plans $1,162.68 ↑ +126%
MultiPlan Commercial|All Plans $1,237.60 ↑ +140%
Healthsmart Commercial|All Plans $1,268.54 ↑ +146%
BCBS - Anthem Commercial|Non-MCS HMO $1,299.48 ↑ +152%
BCBS - Anthem Commercial|Non-MCS PPO $1,299.48 ↑ +152%
Blue Shield CA Medicare|BlueShield Promise $1,314.95 ↑ +155%
Naphcare Commercial|All Plans $1,333.66 ↑ +159%
Care 1st Medicaid|All Plans $1,383.85 ↑ +169%
BCBS - Anthem Commercial|MCS $1,547.00 ↑ +200%
Cigna Commercial|All Other Plans $2,561.08 ↑ +397%
Cigna Commercial|PPO $2,561.08 ↑ +397%

Visitor-reported prices

visitor-reported
Report what you paid sign in to post

Comments

Add a comment sign in to post

Kidney img w/bldflw sgl without rx at other California hospitals

Hospital City Cash price Negotiated range
Community Hospital San Bernardino San Bernardino $1,503.40 $276.77 – $3,845.00
St. John's Camarillo Hospital Camarillo $2,047.22 $418.73 – $3,645.72
Banner Lassen Medical Center Susanville $860.89 $107.65 – $1,244.51
Arroyo Grande Hospital Santa Maria $2,642.48 $276.77 – $4,780.44
Mark Twain Medical Center San Andreas $3,470.53 $276.77 – $2,405.90
French Hospital San Luis Obispo $1,912.18 $276.77 – $2,704.43
Mercy Hospitals – Bakersfield Bakersfield $789.49 $276.77 – $2,565.73
Bakersfield Memorial Hospital Bakersfield $780.98 $276.77 – $2,565.73

All California hospitals for this procedure →