Iron at St. Bernardine Medical Center
2101 N Waterman Ave, San Bernardino, CA · CommonSpirit Health · · NPI 1689769911
$95.91
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
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What you pay up front if you don't use insurance.
$288.00
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
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The hospital's undiscounted list price — almost no one pays this.
$5.56 with Kaiser vs $61.00 with BCBS - Anthem — same scan, same building. Share
Negotiated rates by payer
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| Kaiser | Medicaid|All Plans | $5.56 | ↓ -94% |
| Humana | Medicare|All Plans | $6.47 | ↓ -93% |
| IHCG | Medicare|All Plans | $6.47 | ↓ -93% |
| IHCG | Medicaid|All Plans | $6.47 | ↓ -93% |
| Blue Shield CA | Medicare|All Other Plans | $6.47 | ↓ -93% |
| Scan Health Plan | Medicare|All Plans | $6.47 | ↓ -93% |
| BCBS - Anthem | Medicare|All Plans | $6.47 | ↓ -93% |
| First Health | Medicare|All Plans | $6.47 | ↓ -93% |
| Molina | Medicare|All Plans | $6.47 | ↓ -93% |
| Central Health Plan | Medicare|All Plans | $6.47 | ↓ -93% |
| Kaiser | Medicare|All Plans | $6.47 | ↓ -93% |
| United | Medicare|All Plans | $6.47 | ↓ -93% |
| Epic Health | Medicare|All Plans | $6.47 | ↓ -93% |
| Patton | Medicare|All Plans | $6.47 | ↓ -93% |
| Inland Empire Health Plan | Medicare|All Plans | $6.47 | ↓ -93% |
| Health Net | Medicare|All Plans | $6.47 | ↓ -93% |
| United | Commercial|HMO | $7.76 | ↓ -92% |
| United | Commercial|All Other Plans | $7.76 | ↓ -92% |
| Partnership Health Plan | Medicaid|> 21 | $8.20 | ↓ -91% |
| LA Care | Medicaid|> 21 | $8.20 | ↓ -91% |
| LA Care | Medicaid|< 21 | $8.20 | ↓ -91% |
| Partnership Health Plan | Medicaid|< 21 | $8.20 | ↓ -91% |
| Redlands | Commercial|All Plans | $9.38 | ↓ -90% |
| DHMG | Commercial|All Plans | $9.38 | ↓ -90% |
| EPIC Health | Commercial|All Plans | $11.00 | ↓ -89% |
| BCBS - Anthem | Medicaid|All Plans | $11.22 | ↓ -88% |
| Molina | Medicaid|> 21 | $11.56 | ↓ -88% |
| Molina | Medicaid|< 21 | $11.56 | ↓ -88% |
| HPN | Medicaid|All Plans | $12.03 | ↓ -87% |
| Health Net | Medicaid|All Plans | $12.41 | ↓ -87% |
| Naphcare | Commercial|All Plans | $12.62 | ↓ -87% |
| Blue Shield CA | Commercial|Exchange | $15.86 | ↓ -83% |
| Inland Empire Health Plan | Medicaid|All Plans | $16.41 | ↓ -83% |
| Kaiser | Commercial|All Plans | $18.30 | ↓ -81% |
| Cigna | Commercial|PPO | $18.58 | ↓ -81% |
| Cigna | Commercial|All Other Plans | $18.58 | ↓ -81% |
| Blue Shield CA | Commercial|All Other Plans | $23.79 | ↓ -75% |
| Aetna | Commercial|Gatekeeper | $26.40 | ↓ -72% |
| Aetna | Commercial|Non-Gatekeeper | $31.19 | ↓ -67% |
| BCBS - Anthem | Commercial|Exchange | $35.99 | ↓ -62% |
| HPN | Medicare|Senior | $35.99 | ↓ -62% |
| HPN | Commercial|All Plans | $38.43 | ↓ -60% |
| First Health | Commercial|All Plans | $40.26 | ↓ -58% |
| Care 1st | Medicaid|All Plans | $41.00 | ↓ -57% |
| MultiPlan | Commercial|All Plans | $48.80 | ↓ -49% |
| Healthsmart | Commercial|All Plans | $50.02 | ↓ -48% |
| BCBS - Anthem | Commercial|Non-MCS HMO | $51.24 | ↓ -47% |
| BCBS - Anthem | Commercial|Non-MCS PPO | $51.24 | ↓ -47% |
| Blue Shield CA | Medicare|BlueShield Promise | $51.85 | ↓ -46% |
| BCBS - Anthem | Commercial|MCS | $61.00 | ↓ -36% |
Visitor-reported prices
Comments
Iron at other California hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| Community Hospital San Bernardino | San Bernardino | $123.95 | $6.47 – $91.52 |
| St. John's Camarillo Hospital | Camarillo | $98.12 | $6.47 – $20.19 |
| Banner Lassen Medical Center | Susanville | $98.28 | $1.29 – $12.61 |
| Petaluma Valley Hospital | Petaluma | $220.32 | $6.34 – $52.87 |
| Arroyo Grande Hospital | Santa Maria | $13.70 | $2.34 – $16.69 |
| Mark Twain Medical Center | San Andreas | $75.26 | $6.47 – $15.86 |
| French Hospital | San Luis Obispo | $12.55 | $1.27 – $19.62 |
| Mercy Hospitals – Bakersfield | Bakersfield | $97.95 | $6.47 – $85.60 |