Insulin total at St. Bernardine Medical Center
2101 N Waterman Ave, San Bernardino, CA · CommonSpirit Health · · NPI 1689769911
$11.66
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
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What you pay up front if you don't use insurance.
$35.00
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
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The hospital's undiscounted list price — almost no one pays this.
$2.08 with Blue Shield CA vs $57.40 with Care 1st — same scan, same building. Share
Negotiated rates by payer
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| Blue Shield CA | Commercial|Exchange | $2.08 | ↓ -82% |
| Kaiser | Commercial|All Plans | $2.40 | ↓ -79% |
| Blue Shield CA | Commercial|All Other Plans | $3.12 | ↓ -73% |
| HPN | Medicare|Senior | $4.72 | ↓ -60% |
| BCBS - Anthem | Commercial|Exchange | $4.72 | ↓ -60% |
| HPN | Commercial|All Plans | $5.04 | ↓ -57% |
| First Health | Commercial|All Plans | $5.28 | ↓ -55% |
| MultiPlan | Commercial|All Plans | $6.40 | ↓ -45% |
| Healthsmart | Commercial|All Plans | $6.56 | ↓ -44% |
| BCBS - Anthem | Commercial|Non-MCS HMO | $6.72 | ↓ -42% |
| BCBS - Anthem | Commercial|Non-MCS PPO | $6.72 | ↓ -42% |
| Blue Shield CA | Medicare|BlueShield Promise | $6.80 | ↓ -42% |
| Kaiser | Medicaid|All Plans | $6.88 | ↓ -41% |
| Central Health Plan | Medicare|All Plans | $8.00 | ↓ -31% |
| BCBS - Anthem | Medicaid|All Plans | $8.00 | ↓ -31% |
| BCBS - Anthem | Medicare|All Plans | $8.00 | ↓ -31% |
| BCBS - Anthem | Commercial|MCS | $8.00 | ↓ -31% |
| IHCG | Medicare|All Plans | $8.00 | ↓ -31% |
| Humana | Medicare|All Plans | $8.00 | ↓ -31% |
| Aetna | Commercial|Gatekeeper | $8.00 | ↓ -31% |
| Aetna | Commercial|Non-Gatekeeper | $8.00 | ↓ -31% |
| First Health | Medicare|All Plans | $8.00 | ↓ -31% |
| Molina | Medicare|All Plans | $8.00 | ↓ -31% |
| Molina | Medicaid|< 21 | $8.00 | ↓ -31% |
| Molina | Medicaid|> 21 | $8.00 | ↓ -31% |
| United | Commercial|All Other Plans | $8.00 | ↓ -31% |
| United | Medicare|All Plans | $8.00 | ↓ -31% |
| United | Commercial|HMO | $8.00 | ↓ -31% |
| Health Net | Medicare|All Plans | $8.00 | ↓ -31% |
| Kaiser | Medicare|All Plans | $8.00 | ↓ -31% |
| Partnership Health Plan | Medicaid|> 21 | $8.00 | ↓ -31% |
| Scan Health Plan | Medicare|All Plans | $8.00 | ↓ -31% |
| LA Care | Medicaid|< 21 | $8.00 | ↓ -31% |
| LA Care | Medicaid|> 21 | $8.00 | ↓ -31% |
| Inland Empire Health Plan | Medicaid|All Plans | $8.00 | ↓ -31% |
| Inland Empire Health Plan | Medicare|All Plans | $8.00 | ↓ -31% |
| Epic Health | Medicare|All Plans | $8.00 | ↓ -31% |
| Patton | Medicare|All Plans | $8.00 | ↓ -31% |
| IHCG | Medicaid|All Plans | $8.00 | ↓ -31% |
| Blue Shield CA | Medicare|All Other Plans | $8.00 | ↓ -31% |
| Partnership Health Plan | Medicaid|< 21 | $8.00 | ↓ -31% |
| Health Net | Medicaid|All Plans | $9.84 | ↓ -16% |
| Redlands | Commercial|All Plans | $11.60 | ↓ -1% |
| DHMG | Commercial|All Plans | $11.60 | ↓ -1% |
| EPIC Health | Commercial|All Plans | $13.60 | ↑ +17% |
| Naphcare | Commercial|All Plans | $15.60 | ↑ +34% |
| HPN | Medicaid|All Plans | $16.84 | ↑ +44% |
| Cigna | Commercial|All Other Plans | $32.79 | ↑ +181% |
| Cigna | Commercial|PPO | $32.79 | ↑ +181% |
| Care 1st | Medicaid|All Plans | $57.40 | ↑ +392% |
Visitor-reported prices
Comments
Insulin total at other California hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| Community Hospital San Bernardino | San Bernardino | $13.41 | $1.60 – $57.40 |
| St. John's Camarillo Hospital | Camarillo | $26.28 | $2.16 – $30.33 |
| Banner Lassen Medical Center | Susanville | $4.38 | $2.29 – $13.20 |
| Petaluma Valley Hospital | Petaluma | $13.80 | $11.20 – $93.32 |
| Arroyo Grande Hospital | Santa Maria | $33.17 | $4.00 – $29.45 |
| Mark Twain Medical Center | San Andreas | $68.60 | $4.34 – $8.00 |
| French Hospital | San Luis Obispo | $30.38 | $2.16 – $34.62 |
| Mercy Hospitals – Bakersfield | Bakersfield | $31.54 | $4.00 – $32.85 |