Insitu hybridization manual at St. Bernardine Medical Center
2101 N Waterman Ave, San Bernardino, CA · CommonSpirit Health · · NPI 1689769911
$404.93
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
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What you pay up front if you don't use insurance.
$1,216.00
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
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The hospital's undiscounted list price — almost no one pays this.
$22.73 with Redlands vs $777.00 with EPIC Health — same scan, same building. Share
Negotiated rates by payer
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| Redlands | Commercial|All Plans | $22.73 | ↓ -94% |
| Kaiser | Commercial|All Plans | $23.52 | ↓ -94% |
| BCBS - Anthem | Commercial|Exchange | $46.24 | ↓ -89% |
| HPN | Medicare|Senior | $46.24 | ↓ -89% |
| HPN | Commercial|All Plans | $49.38 | ↓ -88% |
| First Health | Commercial|All Plans | $51.73 | ↓ -87% |
| MultiPlan | Commercial|All Plans | $62.70 | ↓ -85% |
| Healthsmart | Commercial|All Plans | $64.27 | ↓ -84% |
| BCBS - Anthem | Commercial|Non-MCS PPO | $65.84 | ↓ -84% |
| BCBS - Anthem | Commercial|Non-MCS HMO | $65.84 | ↓ -84% |
| Blue Shield CA | Medicare|BlueShield Promise | $66.62 | ↓ -84% |
| LA Care | Medicaid|< 21 | $75.41 | ↓ -81% |
| LA Care | Medicaid|> 21 | $75.41 | ↓ -81% |
| Partnership Health Plan | Medicaid|< 21 | $75.41 | ↓ -81% |
| Partnership Health Plan | Medicaid|> 21 | $75.41 | ↓ -81% |
| Health Net | Medicare|All Plans | $78.37 | ↓ -81% |
| Patton | Medicare|All Plans | $78.37 | ↓ -81% |
| Epic Health | Medicare|All Plans | $78.37 | ↓ -81% |
| Inland Empire Health Plan | Medicare|All Plans | $78.37 | ↓ -81% |
| Molina | Medicaid|> 21 | $78.37 | ↓ -81% |
| Inland Empire Health Plan | Medicaid|All Plans | $78.37 | ↓ -81% |
| Kaiser | Medicare|All Plans | $78.37 | ↓ -81% |
| Central Health Plan | Medicare|All Plans | $78.37 | ↓ -81% |
| BCBS - Anthem | Medicaid|All Plans | $78.37 | ↓ -81% |
| BCBS - Anthem | Medicare|All Plans | $78.37 | ↓ -81% |
| Molina | Medicaid|< 21 | $78.37 | ↓ -81% |
| BCBS - Anthem | Commercial|MCS | $78.37 | ↓ -81% |
| Molina | Medicare|All Plans | $78.37 | ↓ -81% |
| First Health | Medicare|All Plans | $78.37 | ↓ -81% |
| Scan Health Plan | Medicare|All Plans | $78.37 | ↓ -81% |
| Aetna | Commercial|Non-Gatekeeper | $78.37 | ↓ -81% |
| Aetna | Commercial|Gatekeeper | $78.37 | ↓ -81% |
| Humana | Medicare|All Plans | $78.37 | ↓ -81% |
| United | Commercial|All Other Plans | $78.37 | ↓ -81% |
| United | Commercial|HMO | $78.37 | ↓ -81% |
| Health Net | Medicaid|All Plans | $96.40 | ↓ -76% |
| HPN | Medicaid|All Plans | $110.63 | ↓ -73% |
| DHMG | Commercial|All Plans | $113.64 | ↓ -72% |
| Naphcare | Commercial|All Plans | $152.83 | ↓ -62% |
| Cigna | Commercial|All Other Plans | $277.93 | ↓ -31% |
| Cigna | Commercial|PPO | $277.93 | ↓ -31% |
| IHCG | Medicaid|All Plans | $327.67 | ↓ -19% |
| IHCG | Medicare|All Plans | $328.61 | ↓ -19% |
| Care 1st | Medicaid|All Plans | $377.05 | ↓ -7% |
| Kaiser | Medicaid|All Plans | $393.07 | ↓ -3% |
| United | Medicare|All Plans | $457.06 | ↑ +13% |
| Blue Shield CA | Medicare|All Other Plans | $457.06 | ↑ +13% |
| EPIC Health | Commercial|All Plans | $777.00 | ↑ +92% |
Visitor-reported prices
Comments
Insitu hybridization manual at other California hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| Community Hospital San Bernardino | San Bernardino | $499.31 | $43.11 – $377.05 |
| Banner Lassen Medical Center | Susanville | $321.56 | $71.94 – $388.00 |
| Petaluma Valley Hospital | Petaluma | $756.84 | $483.05 – $702.68 |
| Arroyo Grande Hospital | Santa Maria | $64.20 | $35.90 – $249.65 |
| Mark Twain Medical Center | San Andreas | $76.06 | $29.55 – $111.92 |
| French Hospital | San Luis Obispo | $58.80 | $19.39 – $293.49 |
| Mercy Hospitals – Bakersfield | Bakersfield | $56.34 | $75.41 – $278.43 |
| Bakersfield Memorial Hospital | Bakersfield | $55.73 | $75.41 – $278.43 |