Insert sq defib electrode at St. Bernardine Medical Center

2101 N Waterman Ave, San Bernardino, CA · CommonSpirit Health · · NPI 1689769911

Source: hospital's published price file ↗ · Published Feb 28, 2026 · Ingested Sep 10, 2026

not published by hospital

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

not published by hospital

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$428.89 with LA Care vs $20,505.15 with Naphcare — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
LA Care Medicaid|> 21 $428.89
LA Care Medicaid|< 21 $428.89
Partnership Health Plan Medicaid|> 21 $428.89
Partnership Health Plan Medicaid|< 21 $428.89
Molina Medicaid|> 21 $604.73
Molina Medicaid|< 21 $604.73
HPN Medicaid|All Plans $629.18
BCBS - Anthem Medicaid|All Plans $643.34
Health Net Medicaid|All Plans $648.86
Inland Empire Health Plan Medicaid|All Plans $857.78
Care 1st Medicaid|All Plans $2,144.45
BCBS - Anthem Commercial|Non-MCS HMO $2,776.00
Health Net Commercial|EPPO $5,479.00
Health Net Commercial|Care Product $6,240.00
Health Net Commercial|All Other Plans $6,798.00
BCBS - Anthem Commercial|Exchange $7,390.00
Blue Shield CA Commercial|All Other Plans $8,102.00
IHCG Medicaid|All Plans $8,835.35
IHCG Medicare|All Plans $8,860.57
Kaiser Medicaid|All Plans $9,043.30
Blue Shield CA Commercial|Exchange $9,473.00
Central Health Plan Medicare|All Plans $10,515.46
BCBS - Anthem Medicare|All Plans $10,515.46
Humana Medicare|All Plans $10,515.46
Kaiser Medicare|All Plans $10,515.46
Health Net Medicare|All Plans $10,515.46
Blue Shield CA Medicare|All Other Plans $10,515.46
United Medicare|All Plans $10,515.46
Scan Health Plan Medicare|All Plans $10,515.46
Molina Medicare|All Plans $10,515.46
First Health Medicare|All Plans $10,515.46
Inland Empire Health Plan Medicare|All Plans $10,515.46
Epic Health Medicare|All Plans $10,515.46
Patton Medicare|All Plans $10,515.46
BCBS - Anthem Commercial|Non-MCS PPO $10,557.00
DHMG Commercial|All Plans $15,247.42
BCBS - Anthem Commercial|MCS $16,997.00
EPIC Health Commercial|All Plans $17,876.28
Naphcare Commercial|All Plans $20,505.15
MultiPlan Commercial|All Plans not published by hospital
United Commercial|HMO not published by hospital
Blue Shield CA Medicare|BlueShield Promise not published by hospital
Healthsmart Commercial|All Plans not published by hospital
Kaiser Commercial|All Plans not published by hospital
United Commercial|All Other Plans not published by hospital
HPN Commercial|All Plans not published by hospital
Redlands Commercial|All Plans not published by hospital
HPN Medicare|Senior not published by hospital
First Health Commercial|All Plans not published by hospital

Visitor-reported prices

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Insert sq defib electrode at other California hospitals

Hospital City Cash price Negotiated range
Community Hospital San Bernardino San Bernardino not published $428.89 – $20,505.15
St. John's Camarillo Hospital Camarillo $6,502.11 $648.86 – $20,488.56
Bakersfield Memorial Hospital Bakersfield $2,374.49 $428.89 – $6,470.00
St. Joseph's Medical Center Stockton Stockton $3,926.96 $428.89 – $11,741.96
Mercy Medical Center Merced Merced $12,772.00 $428.89 – $24,552.00
Providence Cedars-Sinai Tarzana Medical Center Tarzana $2,462.25 $4,589.00 – $19,690.54
California Hospital Medical Center Los Angeles $13,318.59 $386.00 – $21,694.19
Providence Saint Joseph Medical Center Burbank $3,593.45 $4,589.00 – $19,690.54

All California hospitals for this procedure →