Ins mark abd/pel for right perq at St. Bernardine Medical Center
2101 N Waterman Ave, San Bernardino, CA · CommonSpirit Health · · NPI 1689769911
not published by hospital
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
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What you pay up front if you don't use insurance.
not published by hospital
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
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The hospital's undiscounted list price — almost no one pays this.
$453.09 with LA Care vs $4,062.00 with Blue Shield CA — same scan, same building. Share
Negotiated rates by payer
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| LA Care | Medicaid|< 21 | $453.09 | — |
| Partnership Health Plan | Medicaid|> 21 | $453.09 | — |
| Partnership Health Plan | Medicaid|< 21 | $453.09 | — |
| LA Care | Medicaid|> 21 | $453.09 | — |
| Molina | Medicaid|> 21 | $638.86 | — |
| Molina | Medicaid|< 21 | $638.86 | — |
| HPN | Medicaid|All Plans | $664.68 | — |
| BCBS - Anthem | Medicaid|All Plans | $679.64 | — |
| Health Net | Medicaid|All Plans | $685.48 | — |
| Inland Empire Health Plan | Medicaid|All Plans | $906.18 | — |
| IHCG | Medicaid|All Plans | $1,151.87 | — |
| IHCG | Medicare|All Plans | $1,155.16 | — |
| Kaiser | Medicaid|All Plans | $1,495.12 | — |
| United | Medicare|All Plans | $1,738.51 | — |
| Humana | Medicare|All Plans | $1,738.51 | — |
| First Health | Medicare|All Plans | $1,738.51 | — |
| Molina | Medicare|All Plans | $1,738.51 | — |
| Health Net | Medicare|All Plans | $1,738.51 | — |
| Kaiser | Medicare|All Plans | $1,738.51 | — |
| Central Health Plan | Medicare|All Plans | $1,738.51 | — |
| BCBS - Anthem | Medicare|All Plans | $1,738.51 | — |
| Blue Shield CA | Medicare|All Other Plans | $1,738.51 | — |
| Scan Health Plan | Medicare|All Plans | $1,738.51 | — |
| Inland Empire Health Plan | Medicare|All Plans | $1,738.51 | — |
| Epic Health | Medicare|All Plans | $1,738.51 | — |
| Patton | Medicare|All Plans | $1,738.51 | — |
| Health Net | Commercial|EPPO | $1,997.00 | — |
| Care 1st | Medicaid|All Plans | $2,265.45 | — |
| Health Net | Commercial|Care Product | $2,275.00 | — |
| Health Net | Commercial|All Other Plans | $2,478.00 | — |
| DHMG | Commercial|All Plans | $2,520.84 | — |
| EPIC Health | Commercial|All Plans | $2,955.47 | — |
| Naphcare | Commercial|All Plans | $3,390.09 | — |
| Blue Shield CA | Commercial|All Other Plans | $3,491.00 | — |
| Blue Shield CA | Commercial|Exchange | $4,062.00 | — |
| Healthsmart | Commercial|All Plans | not published by hospital | — |
| United | Commercial|All Other Plans | not published by hospital | — |
| Blue Shield CA | Medicare|BlueShield Promise | not published by hospital | — |
| HPN | Commercial|All Plans | not published by hospital | — |
| United | Commercial|HMO | not published by hospital | — |
| HPN | Medicare|Senior | not published by hospital | — |
| Redlands | Commercial|All Plans | not published by hospital | — |
| First Health | Commercial|All Plans | not published by hospital | — |
| Kaiser | Commercial|All Plans | not published by hospital | — |
| MultiPlan | Commercial|All Plans | not published by hospital | — |
Visitor-reported prices
Comments
Ins mark abd/pel for right perq at other California hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| Community Hospital San Bernardino | San Bernardino | not published | $453.09 – $3,390.09 |
| Arroyo Grande Hospital | Santa Maria | $1,888.34 | $453.09 – $4,036.62 |
| French Hospital | San Luis Obispo | $1,614.65 | $453.09 – $3,838.66 |
| Mercy Hospitals – Bakersfield | Bakersfield | $1,386.06 | $453.09 – $2,988.80 |
| Bakersfield Memorial Hospital | Bakersfield | $1,371.12 | $453.09 – $2,951.44 |
| Providence St Joseph Hospital Eureka | Eureka | $2,338.86 | $1,780.22 – $11,036.00 |
| St. Joseph's Medical Center Stockton | Stockton | $1,693.74 | $453.09 – $2,309.16 |
| Santa Rosa Memorial Hospital | Santa Rosa | $2,393.43 | $1,925.97 – $4,737.00 |