Infect ag if nos ea at St. Bernardine Medical Center

2101 N Waterman Ave, San Bernardino, CA · CommonSpirit Health · · NPI 1689769911

Source: hospital's published price file ↗ · Published Feb 28, 2026 · Ingested Sep 10, 2026

$19.60

Cash price

?

Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$58.85

Gross charge

?

Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$2.23 with Blue Shield CA vs $72.45 with Care 1st — same scan, same building. Share

Negotiated rates by payer
?

Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
?

Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
?

Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Blue Shield CA Commercial|Exchange $2.23 ↓ -89%
Kaiser Commercial|All Plans $2.57 ↓ -87%
Blue Shield CA Commercial|All Other Plans $3.34 ↓ -83%
HPN Medicare|Senior $5.04 ↓ -74%
BCBS - Anthem Commercial|Exchange $5.04 ↓ -74%
HPN Commercial|All Plans $5.39 ↓ -73%
First Health Commercial|All Plans $5.64 ↓ -71%
MultiPlan Commercial|All Plans $6.84 ↓ -65%
Healthsmart Commercial|All Plans $7.01 ↓ -64%
BCBS - Anthem Commercial|Non-MCS HMO $7.18 ↓ -63%
BCBS - Anthem Commercial|Non-MCS PPO $7.18 ↓ -63%
Blue Shield CA Medicare|BlueShield Promise $7.26 ↓ -63%
Kaiser Medicaid|All Plans $7.35 ↓ -63%
Central Health Plan Medicare|All Plans $8.54 ↓ -56%
BCBS - Anthem Medicaid|All Plans $8.54 ↓ -56%
BCBS - Anthem Medicare|All Plans $8.54 ↓ -56%
BCBS - Anthem Commercial|MCS $8.54 ↓ -56%
IHCG Medicare|All Plans $8.54 ↓ -56%
Humana Medicare|All Plans $8.54 ↓ -56%
Aetna Commercial|Gatekeeper $8.54 ↓ -56%
Aetna Commercial|Non-Gatekeeper $8.54 ↓ -56%
First Health Medicare|All Plans $8.54 ↓ -56%
Molina Medicare|All Plans $8.54 ↓ -56%
Molina Medicaid|< 21 $8.54 ↓ -56%
Molina Medicaid|> 21 $8.54 ↓ -56%
United Commercial|All Other Plans $8.54 ↓ -56%
United Medicare|All Plans $8.54 ↓ -56%
United Commercial|HMO $8.54 ↓ -56%
Health Net Medicare|All Plans $8.54 ↓ -56%
Kaiser Medicare|All Plans $8.54 ↓ -56%
Partnership Health Plan Medicaid|> 21 $8.54 ↓ -56%
Scan Health Plan Medicare|All Plans $8.54 ↓ -56%
LA Care Medicaid|< 21 $8.54 ↓ -56%
LA Care Medicaid|> 21 $8.54 ↓ -56%
Inland Empire Health Plan Medicaid|All Plans $8.54 ↓ -56%
Inland Empire Health Plan Medicare|All Plans $8.54 ↓ -56%
Epic Health Medicare|All Plans $8.54 ↓ -56%
Patton Medicare|All Plans $8.54 ↓ -56%
IHCG Medicaid|All Plans $8.54 ↓ -56%
Blue Shield CA Medicare|All Other Plans $8.54 ↓ -56%
Partnership Health Plan Medicaid|< 21 $8.54 ↓ -56%
Health Net Medicaid|All Plans $10.51 ↓ -46%
Redlands Commercial|All Plans $12.39 ↓ -37%
DHMG Commercial|All Plans $12.39 ↓ -37%
EPIC Health Commercial|All Plans $14.52 ↓ -26%
Naphcare Commercial|All Plans $16.66 ↓ -15%
HPN Medicaid|All Plans $21.26 ↑ +8%
Cigna Commercial|All Other Plans $46.20 ↑ +136%
Cigna Commercial|PPO $46.20 ↑ +136%
Care 1st Medicaid|All Plans $72.45 ↑ +270%

Visitor-reported prices

visitor-reported
Report what you paid sign in to post

Comments

Add a comment sign in to post

Infect ag if nos ea at other California hospitals

Hospital City Cash price Negotiated range
Community Hospital San Bernardino San Bernardino $23.02 $1.71 – $72.45
Arroyo Grande Hospital Santa Maria $3.66 $4.27 – $41.50
French Hospital San Luis Obispo $3.35 $2.31 – $48.79
Mercy Hospitals – Bakersfield Bakersfield $40.44 $4.27 – $46.29
Bakersfield Memorial Hospital Bakersfield $40.01 $4.27 – $46.29
St. Joseph's Behavioral Health Center Stockton $62.24 $0.86 – $6.84
St. Joseph's Medical Center Stockton Stockton $32.05 $1.80 – $8.54
Mercy Medical Center Mt. Shasta Mt Shasta $6.65 $4.45 – $8.54

All California hospitals for this procedure →