In situ hybridization per specimen initial single probe stain at St. Bernardine Medical Center

2101 N Waterman Ave, San Bernardino, CA · CommonSpirit Health · · NPI 1689769911

Source: hospital's published price file ↗ · Published Feb 28, 2026 · Ingested Sep 10, 2026

$416.92

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

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What you pay up front if you don't use insurance.

$1,252.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

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The hospital's undiscounted list price — almost no one pays this.

$31.90 with Redlands vs $437.90 with Care 1st — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Redlands Commercial|All Plans $31.90 ↓ -92%
Kaiser Commercial|All Plans $33.00 ↓ -92%
HPN Medicare|Senior $64.90 ↓ -84%
BCBS - Anthem Commercial|Exchange $64.90 ↓ -84%
HPN Commercial|All Plans $69.30 ↓ -83%
First Health Commercial|All Plans $72.60 ↓ -83%
Partnership Health Plan Medicaid|< 21 $87.58 ↓ -79%
LA Care Medicaid|> 21 $87.58 ↓ -79%
LA Care Medicaid|< 21 $87.58 ↓ -79%
Partnership Health Plan Medicaid|> 21 $87.58 ↓ -79%
MultiPlan Commercial|All Plans $88.00 ↓ -79%
Healthsmart Commercial|All Plans $90.20 ↓ -78%
BCBS - Anthem Commercial|Non-MCS PPO $92.40 ↓ -78%
BCBS - Anthem Commercial|Non-MCS HMO $92.40 ↓ -78%
Blue Shield CA Medicare|BlueShield Promise $93.50 ↓ -78%
Epic Health Medicare|All Plans $110.00 ↓ -74%
Inland Empire Health Plan Medicare|All Plans $110.00 ↓ -74%
Inland Empire Health Plan Medicaid|All Plans $110.00 ↓ -74%
Kaiser Medicare|All Plans $110.00 ↓ -74%
Central Health Plan Medicare|All Plans $110.00 ↓ -74%
BCBS - Anthem Medicaid|All Plans $110.00 ↓ -74%
BCBS - Anthem Medicare|All Plans $110.00 ↓ -74%
BCBS - Anthem Commercial|MCS $110.00 ↓ -74%
Scan Health Plan Medicare|All Plans $110.00 ↓ -74%
Aetna Commercial|Non-Gatekeeper $110.00 ↓ -74%
Humana Medicare|All Plans $110.00 ↓ -74%
First Health Medicare|All Plans $110.00 ↓ -74%
Molina Medicare|All Plans $110.00 ↓ -74%
Molina Medicaid|< 21 $110.00 ↓ -74%
Molina Medicaid|> 21 $110.00 ↓ -74%
United Commercial|All Other Plans $110.00 ↓ -74%
Aetna Commercial|Gatekeeper $110.00 ↓ -74%
United Commercial|HMO $110.00 ↓ -74%
Patton Medicare|All Plans $110.00 ↓ -74%
Health Net Medicare|All Plans $110.00 ↓ -74%
HPN Medicaid|All Plans $128.48 ↓ -69%
Health Net Medicaid|All Plans $132.50 ↓ -68%
IHCG Medicaid|All Plans $132.73 ↓ -68%
IHCG Medicare|All Plans $133.11 ↓ -68%
DHMG Commercial|All Plans $159.50 ↓ -62%
Kaiser Medicaid|All Plans $187.25 ↓ -55%
Naphcare Commercial|All Plans $214.50 ↓ -49%
United Medicare|All Plans $217.73 ↓ -48%
Blue Shield CA Medicare|All Other Plans $217.73 ↓ -48%
EPIC Health Commercial|All Plans $370.14 ↓ -11%
Cigna Commercial|PPO $399.07 ↓ -4%
Cigna Commercial|All Other Plans $399.07 ↓ -4%
Care 1st Medicaid|All Plans $437.90 ↑ +5%

Visitor-reported prices

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In situ hybridization per specimen initial single probe stain at other California hospitals

Hospital City Cash price Negotiated range
Community Hospital San Bernardino San Bernardino $499.31 $60.50 – $437.90
St. John's Camarillo Hospital Camarillo $50.81 $29.70 – $369.14
Banner Lassen Medical Center Susanville $154.03 $34.27 – $144.51
Petaluma Valley Hospital Petaluma $307.53 $78.97 – $287.00
Arroyo Grande Hospital Santa Maria $118.20 $60.00 – $358.46
Mark Twain Medical Center San Andreas $93.49 $36.32 – $137.57
French Hospital San Luis Obispo $108.26 $32.40 – $421.40
Mercy Hospitals – Bakersfield Bakersfield $155.82 $55.00 – $399.79

All California hospitals for this procedure →