Immunodiffusion nes at St. Bernardine Medical Center

2101 N Waterman Ave, San Bernardino, CA · CommonSpirit Health · · NPI 1689769911

Source: hospital's published price file ↗ · Published Feb 28, 2026 · Ingested Sep 10, 2026

$6.95

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$20.86

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$5.43 with Blue Shield CA vs $89.60 with Care 1st — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Blue Shield CA Commercial|Exchange $5.43 ↓ -22%
Kaiser Commercial|All Plans $6.26 ↓ -10%
Blue Shield CA Commercial|All Other Plans $8.14 ↑ +17%
Kaiser Medicaid|All Plans $12.08 ↑ +74%
HPN Medicare|Senior $12.31 ↑ +77%
BCBS - Anthem Commercial|Exchange $12.31 ↑ +77%
HPN Commercial|All Plans $13.15 ↑ +89%
First Health Commercial|All Plans $13.77 ↑ +98%
IHCG Medicare|All Plans $14.05 ↑ +102%
Humana Medicare|All Plans $14.05 ↑ +102%
First Health Medicare|All Plans $14.05 ↑ +102%
Molina Medicare|All Plans $14.05 ↑ +102%
United Medicare|All Plans $14.05 ↑ +102%
Health Net Medicare|All Plans $14.05 ↑ +102%
Kaiser Medicare|All Plans $14.05 ↑ +102%
Central Health Plan Medicare|All Plans $14.05 ↑ +102%
BCBS - Anthem Medicare|All Plans $14.05 ↑ +102%
Blue Shield CA Medicare|All Other Plans $14.05 ↑ +102%
Scan Health Plan Medicare|All Plans $14.05 ↑ +102%
Inland Empire Health Plan Medicare|All Plans $14.05 ↑ +102%
Epic Health Medicare|All Plans $14.05 ↑ +102%
Patton Medicare|All Plans $14.05 ↑ +102%
IHCG Medicaid|All Plans $14.05 ↑ +102%
MultiPlan Commercial|All Plans $16.69 ↑ +140%
United Commercial|HMO $16.86 ↑ +143%
United Commercial|All Other Plans $16.86 ↑ +143%
Healthsmart Commercial|All Plans $17.11 ↑ +146%
BCBS - Anthem Commercial|Non-MCS HMO $17.53 ↑ +152%
BCBS - Anthem Commercial|Non-MCS PPO $17.53 ↑ +152%
Blue Shield CA Medicare|BlueShield Promise $17.74 ↑ +155%
Partnership Health Plan Medicaid|< 21 $17.92 ↑ +158%
LA Care Medicaid|> 21 $17.92 ↑ +158%
LA Care Medicaid|< 21 $17.92 ↑ +158%
Partnership Health Plan Medicaid|> 21 $17.92 ↑ +158%
DHMG Commercial|All Plans $20.37 ↑ +193%
Redlands Commercial|All Plans $20.37 ↑ +193%
BCBS - Anthem Medicaid|All Plans $20.86 ↑ +200%
Inland Empire Health Plan Medicaid|All Plans $20.86 ↑ +200%
Aetna Commercial|Gatekeeper $20.86 ↑ +200%
Aetna Commercial|Non-Gatekeeper $20.86 ↑ +200%
BCBS - Anthem Commercial|MCS $20.86 ↑ +200%
Molina Medicaid|> 21 $20.86 ↑ +200%
Molina Medicaid|< 21 $20.86 ↑ +200%
EPIC Health Commercial|All Plans $23.89 ↑ +244%
Health Net Medicaid|All Plans $25.66 ↑ +269%
HPN Medicaid|All Plans $26.29 ↑ +278%
Naphcare Commercial|All Plans $27.40 ↑ +294%
Cigna Commercial|All Other Plans $40.29 ↑ +480%
Cigna Commercial|PPO $40.29 ↑ +480%
Care 1st Medicaid|All Plans $89.60 ↑ +1189%

Visitor-reported prices

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Immunodiffusion nes at other California hospitals

Hospital City Cash price Negotiated range
Community Hospital San Bernardino San Bernardino $8.16 $4.18 – $89.60
Banner Lassen Medical Center Susanville $3.18 $2.05 – $20.61
Petaluma Valley Hospital Petaluma $8.67 $13.77 – $104.69
Mercy Hospitals – Bakersfield Bakersfield $19.67 $10.43 – $40.36
Bakersfield Memorial Hospital Bakersfield $19.46 $10.43 – $40.36
Queen of The Valley Medical Center Napa $8.67 $14.05 – $132.31
Providence St Joseph Hospital Eureka Eureka $8.67 $14.05 – $150.04
St. Joseph's Behavioral Health Center Stockton $30.27 $2.09 – $16.69

All California hospitals for this procedure →