Icd crtd cobalt hf MRI is1 df1 at St. Bernardine Medical Center

2101 N Waterman Ave, San Bernardino, CA · CommonSpirit Health · · NPI 1689769911

Source: hospital's published price file ↗ · Published Feb 28, 2026 · Ingested Sep 10, 2026

$52,680.60

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$158,200.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$10,082.00 with Redlands vs $42,848.50 with Blue Shield CA — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Redlands Commercial|All Plans $10,082.00 ↓ -81%
Kaiser Medicaid|All Plans $10,082.00 ↓ -81%
PrimeCare Commercial|All Plans $11,090.20 ↓ -79%
PrimeCare Medicare|All Plans $11,090.20 ↓ -79%
Molina Medicaid|< 21 $11,594.30 ↓ -78%
Molina Medicaid|> 21 $11,594.30 ↓ -78%
BCBS - Anthem Medicaid|All Plans $12,602.50 ↓ -76%
Care 1st Medicaid|All Plans $13,106.60 ↓ -75%
Kaiser Commercial|All Plans $15,123.00 ↓ -71%
BCBS - Anthem Commercial|Exchange $15,123.00 ↓ -71%
Blue Shield CA Commercial|Exchange $17,139.40 ↓ -67%
Aetna Commercial|Gatekeeper $19,155.80 ↓ -64%
BCBS - Anthem Commercial|Non-MCS HMO $20,668.10 ↓ -61%
BCBS - Anthem Commercial|Non-MCS PPO $21,676.30 ↓ -59%
BCBS - Anthem Commercial|MCS $21,676.30 ↓ -59%
Cigna Commercial|PPO $22,180.40 ↓ -58%
Cigna Commercial|All Other Plans $22,180.40 ↓ -58%
Inland Empire Health Plan Medicaid|All Plans $22,684.50 ↓ -57%
Aetna Commercial|Non-Gatekeeper $23,188.60 ↓ -56%
HPN Medicare|Senior $23,692.70 ↓ -55%
Health Net Commercial|EPPO $23,692.70 ↓ -55%
HPN Commercial|All Plans $24,196.80 ↓ -54%
HPN Medicaid|All Plans $24,196.80 ↓ -54%
Blue Shield CA Commercial|All Other Plans $26,213.20 ↓ -50%
Health Net Commercial|Care Product $26,717.30 ↓ -49%
Health Net Commercial|All Other Plans $29,237.80 ↓ -44%
United Commercial|All Other Plans $29,237.80 ↓ -44%
United Commercial|HMO $30,750.10 ↓ -42%
First Health Commercial|All Plans $33,270.60 ↓ -37%
MultiPlan Commercial|All Plans $40,328.00 ↓ -23%
Healthsmart Commercial|All Plans $41,336.20 ↓ -22%
Blue Shield CA Medicare|BlueShield Promise $42,848.50 ↓ -19%

Visitor-reported prices

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Icd crtd cobalt hf MRI is1 df1 at other California hospitals

Hospital City Cash price Negotiated range
Community Hospital San Bernardino San Bernardino $61,856.20 $10,586.10 – $50,410.00
St. John's Camarillo Hospital Camarillo $59,528.15 $9,631.92 – $31,303.74
Banner Lassen Medical Center Susanville $74,444.91 $25,141.20 – $59,480.40
Petaluma Valley Hospital Petaluma $46,206.00 not published
Arroyo Grande Hospital Santa Maria $52,882.40 $9,231.28 – $39,333.28
French Hospital San Luis Obispo $48,434.35 $7,625.84 – $39,333.28
Mercy Hospitals – Bakersfield Bakersfield $50,932.74 $11,148.75 – $40,135.50
Bakersfield Memorial Hospital Bakersfield $50,383.60 $11,148.75 – $43,257.15

All California hospitals for this procedure →