Homogenization tissue at St. Bernardine Medical Center
2101 N Waterman Ave, San Bernardino, CA · CommonSpirit Health · · NPI 1689769911
$38.63
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
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What you pay up front if you don't use insurance.
$116.00
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
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The hospital's undiscounted list price — almost no one pays this.
$5.06 with Kaiser vs $37.50 with Care 1st — same scan, same building. Share
Negotiated rates by payer
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| Kaiser | Medicaid|All Plans | $5.06 | ↓ -87% |
| Blue Shield CA | Commercial|Exchange | $5.35 | ↓ -86% |
| IHCG | Medicare|All Plans | $5.88 | ↓ -85% |
| IHCG | Medicaid|All Plans | $5.88 | ↓ -85% |
| Patton | Medicare|All Plans | $5.88 | ↓ -85% |
| Epic Health | Medicare|All Plans | $5.88 | ↓ -85% |
| Inland Empire Health Plan | Medicare|All Plans | $5.88 | ↓ -85% |
| First Health | Medicare|All Plans | $5.88 | ↓ -85% |
| Molina | Medicare|All Plans | $5.88 | ↓ -85% |
| Scan Health Plan | Medicare|All Plans | $5.88 | ↓ -85% |
| Blue Shield CA | Medicare|All Other Plans | $5.88 | ↓ -85% |
| United | Medicare|All Plans | $5.88 | ↓ -85% |
| BCBS - Anthem | Medicare|All Plans | $5.88 | ↓ -85% |
| Central Health Plan | Medicare|All Plans | $5.88 | ↓ -85% |
| Health Net | Medicare|All Plans | $5.88 | ↓ -85% |
| Kaiser | Medicare|All Plans | $5.88 | ↓ -85% |
| Humana | Medicare|All Plans | $5.88 | ↓ -85% |
| Kaiser | Commercial|All Plans | $6.18 | ↓ -84% |
| United | Commercial|HMO | $7.06 | ↓ -82% |
| United | Commercial|All Other Plans | $7.06 | ↓ -82% |
| Partnership Health Plan | Medicaid|> 21 | $7.50 | ↓ -81% |
| LA Care | Medicaid|> 21 | $7.50 | ↓ -81% |
| LA Care | Medicaid|< 21 | $7.50 | ↓ -81% |
| Partnership Health Plan | Medicaid|< 21 | $7.50 | ↓ -81% |
| Blue Shield CA | Commercial|All Other Plans | $8.03 | ↓ -79% |
| DHMG | Commercial|All Plans | $8.53 | ↓ -78% |
| Redlands | Commercial|All Plans | $8.53 | ↓ -78% |
| EPIC Health | Commercial|All Plans | $10.00 | ↓ -74% |
| Molina | Medicaid|< 21 | $10.58 | ↓ -73% |
| Molina | Medicaid|> 21 | $10.58 | ↓ -73% |
| HPN | Medicaid|All Plans | $11.00 | ↓ -72% |
| BCBS - Anthem | Medicaid|All Plans | $11.25 | ↓ -71% |
| Health Net | Medicaid|All Plans | $11.34 | ↓ -71% |
| Naphcare | Commercial|All Plans | $11.47 | ↓ -70% |
| HPN | Medicare|Senior | $12.14 | ↓ -69% |
| BCBS - Anthem | Commercial|Exchange | $12.14 | ↓ -69% |
| HPN | Commercial|All Plans | $12.96 | ↓ -66% |
| First Health | Commercial|All Plans | $13.58 | ↓ -65% |
| Inland Empire Health Plan | Medicaid|All Plans | $15.00 | ↓ -61% |
| MultiPlan | Commercial|All Plans | $16.46 | ↓ -57% |
| Cigna | Commercial|PPO | $16.86 | ↓ -56% |
| Cigna | Commercial|All Other Plans | $16.86 | ↓ -56% |
| Healthsmart | Commercial|All Plans | $16.87 | ↓ -56% |
| BCBS - Anthem | Commercial|Non-MCS HMO | $17.28 | ↓ -55% |
| BCBS - Anthem | Commercial|Non-MCS PPO | $17.28 | ↓ -55% |
| Blue Shield CA | Medicare|BlueShield Promise | $17.49 | ↓ -55% |
| BCBS - Anthem | Commercial|MCS | $20.57 | ↓ -47% |
| Aetna | Commercial|Non-Gatekeeper | $20.57 | ↓ -47% |
| Aetna | Commercial|Gatekeeper | $20.57 | ↓ -47% |
| Care 1st | Medicaid|All Plans | $37.50 | ↓ -3% |
Visitor-reported prices
Comments
Homogenization tissue at other California hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| Community Hospital San Bernardino | San Bernardino | $32.07 | $4.12 – $37.50 |
| St. John's Camarillo Hospital | Camarillo | $40.30 | $5.88 – $71.76 |
| Arroyo Grande Hospital | Santa Maria | $74.05 | $5.88 – $16.66 |
| Mark Twain Medical Center | San Andreas | $9.80 | $5.88 – $14.41 |
| French Hospital | San Luis Obispo | $67.82 | $4.59 – $17.80 |
| Mercy Hospitals – Bakersfield | Bakersfield | $7.64 | $5.88 – $16.89 |
| Bakersfield Memorial Hospital | Bakersfield | $7.55 | $5.88 – $16.89 |
| St. Joseph's Behavioral Health Center | Stockton | $11.75 | $1.70 – $13.60 |