Heart infarct image at St. Bernardine Medical Center
2101 N Waterman Ave, San Bernardino, CA · CommonSpirit Health · · NPI 1689769911
$795.87
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
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What you pay up front if you don't use insurance.
$2,390.00
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
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The hospital's undiscounted list price — almost no one pays this.
$125.54 with LA Care vs $2,031.50 with Blue Shield CA — same scan, same building. Share
Negotiated rates by payer
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| LA Care | Medicaid|< 21 | $125.54 | ↓ -84% |
| Partnership Health Plan | Medicaid|< 21 | $125.54 | ↓ -84% |
| Partnership Health Plan | Medicaid|> 21 | $125.54 | ↓ -84% |
| LA Care | Medicaid|> 21 | $125.54 | ↓ -84% |
| Molina | Medicaid|< 21 | $177.01 | ↓ -78% |
| Molina | Medicaid|> 21 | $177.01 | ↓ -78% |
| HPN | Medicaid|All Plans | $184.17 | ↓ -77% |
| BCBS - Anthem | Medicaid|All Plans | $188.31 | ↓ -76% |
| Health Net | Medicaid|All Plans | $189.92 | ↓ -76% |
| Inland Empire Health Plan | Medicaid|All Plans | $251.08 | ↓ -68% |
| IHCG | Medicaid|All Plans | $340.50 | ↓ -57% |
| IHCG | Medicare|All Plans | $341.47 | ↓ -57% |
| Kaiser | Medicaid|All Plans | $439.09 | ↓ -45% |
| Aetna | Commercial|Gatekeeper | $453.47 | ↓ -43% |
| Blue Shield CA | Medicare|All Other Plans | $510.57 | ↓ -36% |
| Health Net | Medicare|All Plans | $510.57 | ↓ -36% |
| Patton | Medicare|All Plans | $510.57 | ↓ -36% |
| Kaiser | Medicare|All Plans | $510.57 | ↓ -36% |
| Central Health Plan | Medicare|All Plans | $510.57 | ↓ -36% |
| BCBS - Anthem | Medicare|All Plans | $510.57 | ↓ -36% |
| Scan Health Plan | Medicare|All Plans | $510.57 | ↓ -36% |
| Molina | Medicare|All Plans | $510.57 | ↓ -36% |
| First Health | Medicare|All Plans | $510.57 | ↓ -36% |
| Epic Health | Medicare|All Plans | $510.57 | ↓ -36% |
| United | Medicare|All Plans | $510.57 | ↓ -36% |
| Inland Empire Health Plan | Medicare|All Plans | $510.57 | ↓ -36% |
| Humana | Medicare|All Plans | $510.57 | ↓ -36% |
| Aetna | Commercial|Non-Gatekeeper | $535.73 | ↓ -33% |
| Care 1st | Medicaid|All Plans | $627.70 | ↓ -21% |
| Redlands | Commercial|All Plans | $693.10 | ↓ -13% |
| Kaiser | Commercial|All Plans | $717.00 | ↓ -10% |
| BCBS - Anthem | Commercial|Exchange | $731.31 | ↓ -8% |
| DHMG | Commercial|All Plans | $740.33 | ↓ -7% |
| United | Commercial|All Other Plans | $848.52 | ↑ +7% |
| United | Commercial|HMO | $848.52 | ↑ +7% |
| EPIC Health | Commercial|All Plans | $867.97 | ↑ +9% |
| Naphcare | Commercial|All Plans | $995.61 | ↑ +25% |
| BCBS - Anthem | Commercial|Non-MCS PPO | $1,044.57 | ↑ +31% |
| BCBS - Anthem | Commercial|Non-MCS HMO | $1,044.57 | ↑ +31% |
| HPN | Medicare|Senior | $1,410.10 | ↑ +77% |
| HPN | Commercial|All Plans | $1,505.70 | ↑ +89% |
| First Health | Commercial|All Plans | $1,577.40 | ↑ +98% |
| BCBS - Anthem | Commercial|MCS | $1,682.23 | ↑ +111% |
| MultiPlan | Commercial|All Plans | $1,912.00 | ↑ +140% |
| Healthsmart | Commercial|All Plans | $1,959.80 | ↑ +146% |
| Cigna | Commercial|All Other Plans | $1,972.88 | ↑ +148% |
| Cigna | Commercial|PPO | $1,972.88 | ↑ +148% |
| Blue Shield CA | Medicare|BlueShield Promise | $2,031.50 | ↑ +155% |
Visitor-reported prices
Comments
Heart infarct image at other California hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| Community Hospital San Bernardino | San Bernardino | $1,612.49 | $125.54 – $4,124.00 |
| St. John's Camarillo Hospital | Camarillo | $587.80 | $189.92 – $1,824.90 |
| Santa Rosa Memorial Hospital | Santa Rosa | $1,757.97 | $556.27 – $658.70 |
| Dominican Hospital | Santa Cruz | $1,540.80 | $125.54 – $6,158.70 |
| Northridge Hospital Medical Center | Northridge | $910.94 | $125.54 – $3,265.00 |
| California Hospital Medical Center | Los Angeles | $1,613.60 | $112.99 – $2,628.33 |
| St. Mary Medical Center | Long Beach | $570.61 | $112.99 – $1,327.00 |
| Glendale Memorial Hospital Health Center | Glendale | $376.86 | $125.54 – $1,533.86 |