Heart infarct image at St. Bernardine Medical Center

2101 N Waterman Ave, San Bernardino, CA · CommonSpirit Health · · NPI 1689769911

Source: hospital's published price file ↗ · Published Feb 28, 2026 · Ingested Sep 10, 2026

$795.87

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$2,390.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$125.54 with LA Care vs $2,031.50 with Blue Shield CA — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
LA Care Medicaid|< 21 $125.54 ↓ -84%
Partnership Health Plan Medicaid|< 21 $125.54 ↓ -84%
Partnership Health Plan Medicaid|> 21 $125.54 ↓ -84%
LA Care Medicaid|> 21 $125.54 ↓ -84%
Molina Medicaid|< 21 $177.01 ↓ -78%
Molina Medicaid|> 21 $177.01 ↓ -78%
HPN Medicaid|All Plans $184.17 ↓ -77%
BCBS - Anthem Medicaid|All Plans $188.31 ↓ -76%
Health Net Medicaid|All Plans $189.92 ↓ -76%
Inland Empire Health Plan Medicaid|All Plans $251.08 ↓ -68%
IHCG Medicaid|All Plans $340.50 ↓ -57%
IHCG Medicare|All Plans $341.47 ↓ -57%
Kaiser Medicaid|All Plans $439.09 ↓ -45%
Aetna Commercial|Gatekeeper $453.47 ↓ -43%
Blue Shield CA Medicare|All Other Plans $510.57 ↓ -36%
Health Net Medicare|All Plans $510.57 ↓ -36%
Patton Medicare|All Plans $510.57 ↓ -36%
Kaiser Medicare|All Plans $510.57 ↓ -36%
Central Health Plan Medicare|All Plans $510.57 ↓ -36%
BCBS - Anthem Medicare|All Plans $510.57 ↓ -36%
Scan Health Plan Medicare|All Plans $510.57 ↓ -36%
Molina Medicare|All Plans $510.57 ↓ -36%
First Health Medicare|All Plans $510.57 ↓ -36%
Epic Health Medicare|All Plans $510.57 ↓ -36%
United Medicare|All Plans $510.57 ↓ -36%
Inland Empire Health Plan Medicare|All Plans $510.57 ↓ -36%
Humana Medicare|All Plans $510.57 ↓ -36%
Aetna Commercial|Non-Gatekeeper $535.73 ↓ -33%
Care 1st Medicaid|All Plans $627.70 ↓ -21%
Redlands Commercial|All Plans $693.10 ↓ -13%
Kaiser Commercial|All Plans $717.00 ↓ -10%
BCBS - Anthem Commercial|Exchange $731.31 ↓ -8%
DHMG Commercial|All Plans $740.33 ↓ -7%
United Commercial|All Other Plans $848.52 ↑ +7%
United Commercial|HMO $848.52 ↑ +7%
EPIC Health Commercial|All Plans $867.97 ↑ +9%
Naphcare Commercial|All Plans $995.61 ↑ +25%
BCBS - Anthem Commercial|Non-MCS PPO $1,044.57 ↑ +31%
BCBS - Anthem Commercial|Non-MCS HMO $1,044.57 ↑ +31%
HPN Medicare|Senior $1,410.10 ↑ +77%
HPN Commercial|All Plans $1,505.70 ↑ +89%
First Health Commercial|All Plans $1,577.40 ↑ +98%
BCBS - Anthem Commercial|MCS $1,682.23 ↑ +111%
MultiPlan Commercial|All Plans $1,912.00 ↑ +140%
Healthsmart Commercial|All Plans $1,959.80 ↑ +146%
Cigna Commercial|All Other Plans $1,972.88 ↑ +148%
Cigna Commercial|PPO $1,972.88 ↑ +148%
Blue Shield CA Medicare|BlueShield Promise $2,031.50 ↑ +155%

Visitor-reported prices

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Heart infarct image at other California hospitals

Hospital City Cash price Negotiated range
Community Hospital San Bernardino San Bernardino $1,612.49 $125.54 – $4,124.00
St. John's Camarillo Hospital Camarillo $587.80 $189.92 – $1,824.90
Santa Rosa Memorial Hospital Santa Rosa $1,757.97 $556.27 – $658.70
Dominican Hospital Santa Cruz $1,540.80 $125.54 – $6,158.70
Northridge Hospital Medical Center Northridge $910.94 $125.54 – $3,265.00
California Hospital Medical Center Los Angeles $1,613.60 $112.99 – $2,628.33
St. Mary Medical Center Long Beach $570.61 $112.99 – $1,327.00
Glendale Memorial Hospital Health Center Glendale $376.86 $125.54 – $1,533.86

All California hospitals for this procedure →