Ghs musc test done w/n test comp at St. Bernardine Medical Center

2101 N Waterman Ave, San Bernardino, CA · CommonSpirit Health · · NPI 1689769911

Source: hospital's published price file ↗ · Published Feb 28, 2026 · Ingested Sep 10, 2026

$197.14

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$592.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$88.18 with Partnership Health Plan vs $5,960.00 with United — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Partnership Health Plan Medicaid|> 21 $88.18 ↓ -55%
Partnership Health Plan Medicaid|< 21 $88.18 ↓ -55%
LA Care Medicaid|> 21 $88.18 ↓ -55%
LA Care Medicaid|< 21 $88.18 ↓ -55%
Health Net Medicaid|All Plans $108.46 ↓ -45%
BCBS - Anthem Medicaid|All Plans $115.26 ↓ -42%
Molina Medicaid|> 21 $137.42 ↓ -30%
Molina Medicaid|< 21 $137.42 ↓ -30%
HPN Medicaid|All Plans $142.97 ↓ -27%
Inland Empire Health Plan Medicaid|All Plans $153.68 ↓ -22%
Redlands Commercial|All Plans $154.86 ↓ -21%
Kaiser Commercial|All Plans $160.20 ↓ -19%
BCBS - Anthem Commercial|Exchange $281.49 ↑ +43%
HPN Medicare|Senior $315.06 ↑ +60%
HPN Commercial|All Plans $336.42 ↑ +71%
First Health Commercial|All Plans $352.44 ↑ +79%
BCBS - Anthem Commercial|Non-MCS HMO $402.07 ↑ +104%
BCBS - Anthem Commercial|Non-MCS PPO $402.07 ↑ +104%
MultiPlan Commercial|All Plans $427.20 ↑ +117%
Healthsmart Commercial|All Plans $437.88 ↑ +122%
Blue Shield CA Medicare|BlueShield Promise $453.90 ↑ +130%
Care 1st Medicaid|All Plans $487.30 ↑ +147%
BCBS - Anthem Commercial|MCS $534.00 ↑ +171%
United Commercial|HMO $5,761.00 ↑ +2822%
United Commercial|All Other Plans $5,960.00 ↑ +2923%

Visitor-reported prices

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Ghs musc test done w/n test comp at other California hospitals

Hospital City Cash price Negotiated range
Community Hospital San Bernardino San Bernardino $231.48 $88.18 – $7,832.00
St. John's Camarillo Hospital Camarillo $191.41 $108.46 – $340.86
Mark Twain Medical Center San Andreas $93.91 $33.38 – $126.42
Bakersfield Memorial Hospital Bakersfield $74.14 $88.18 – $202.00
St. Mary Medical Center Long Beach $233.92 $76.84 – $544.00
Providence Saint Joseph Medical Center Burbank $718.90 $191.08 – $192.28
Glendale Memorial Hospital Health Center Glendale $187.45 $96.05 – $460.00
Providence Holy Cross Medical Center Mission Hills $420.35 $99.42 – $151.30

All California hospitals for this procedure →