Ghs cutdown placement under 1 yr at St. Bernardine Medical Center

2101 N Waterman Ave, San Bernardino, CA · CommonSpirit Health · · NPI 1689769911

Source: hospital's published price file ↗ · Published Feb 28, 2026 · Ingested Sep 10, 2026

$71.60

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$215.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$48.28 with LA Care vs $7,111.00 with BCBS - Anthem — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
LA Care Medicaid|< 21 $48.28 ↓ -33%
LA Care Medicaid|> 21 $48.28 ↓ -33%
Partnership Health Plan Medicaid|< 21 $48.28 ↓ -33%
Partnership Health Plan Medicaid|> 21 $48.28 ↓ -33%
Health Net Medicaid|All Plans $59.38 ↓ -17%
IHCG Medicaid|All Plans $63.60 ↓ -11%
IHCG Medicare|All Plans $63.78 ↓ -11%
Kaiser Commercial|All Plans $81.70 ↑ +14%
BCBS - Anthem Medicaid|All Plans $90.53 ↑ +26%
Molina Medicaid|< 21 $107.29 ↑ +50%
Molina Medicaid|> 21 $107.29 ↑ +50%
HPN Medicaid|All Plans $111.62 ↑ +56%
PrimeCare Medicare|All Plans $120.40 ↑ +68%
PrimeCare Commercial|All Plans $120.40 ↑ +68%
Aetna Commercial|Gatekeeper $120.40 ↑ +68%
Inland Empire Health Plan Medicaid|All Plans $120.69 ↑ +69%
HPN Medicare|Senior $126.85 ↑ +77%
Cigna Commercial|All Other Plans $133.30 ↑ +86%
Cigna Commercial|PPO $133.30 ↑ +86%
HPN Commercial|All Plans $135.45 ↑ +89%
Redlands Commercial|All Plans $139.75 ↑ +95%
Kaiser Medicaid|All Plans $140.85 ↑ +97%
First Health Commercial|All Plans $141.90 ↑ +98%
Aetna Commercial|Non-Gatekeeper $144.05 ↑ +101%
United Medicare|All Plans $163.78 ↑ +129%
Humana Medicare|All Plans $163.78 ↑ +129%
First Health Medicare|All Plans $163.78 ↑ +129%
Molina Medicare|All Plans $163.78 ↑ +129%
Health Net Medicare|All Plans $163.78 ↑ +129%
Kaiser Medicare|All Plans $163.78 ↑ +129%
Central Health Plan Medicare|All Plans $163.78 ↑ +129%
BCBS - Anthem Medicare|All Plans $163.78 ↑ +129%
Blue Shield CA Medicare|All Other Plans $163.78 ↑ +129%
Scan Health Plan Medicare|All Plans $163.78 ↑ +129%
Inland Empire Health Plan Medicare|All Plans $163.78 ↑ +129%
Epic Health Medicare|All Plans $163.78 ↑ +129%
Patton Medicare|All Plans $163.78 ↑ +129%
MultiPlan Commercial|All Plans $172.00 ↑ +140%
Healthsmart Commercial|All Plans $176.30 ↑ +146%
Blue Shield CA Medicare|BlueShield Promise $182.75 ↑ +155%
DHMG Commercial|All Plans $237.48 ↑ +232%
EPIC Health Commercial|All Plans $278.43 ↑ +289%
Naphcare Commercial|All Plans $319.37 ↑ +346%
Care 1st Medicaid|All Plans $380.45 ↑ +431%
BCBS - Anthem Commercial|Non-MCS HMO $1,162.00 ↑ +1523%
Health Net Commercial|EPPO $1,334.00 ↑ +1763%
Health Net Commercial|Care Product $1,520.00 ↑ +2023%
Health Net Commercial|All Other Plans $1,655.00 ↑ +2211%
Blue Shield CA Commercial|All Other Plans $1,846.00 ↑ +2478%
Blue Shield CA Commercial|Exchange $2,148.00 ↑ +2900%
United Commercial|HMO $2,463.00 ↑ +3340%
United Commercial|All Other Plans $2,738.00 ↑ +3724%
BCBS - Anthem Commercial|Exchange $3,092.00 ↑ +4218%
BCBS - Anthem Commercial|Non-MCS PPO $4,417.00 ↑ +6069%
BCBS - Anthem Commercial|MCS $7,111.00 ↑ +9832%

Visitor-reported prices

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Ghs cutdown placement under 1 yr at other California hospitals

Hospital City Cash price Negotiated range
Community Hospital San Bernardino San Bernardino $90.33 $48.28 – $380.45
St. John's Camarillo Hospital Camarillo $102.93 $59.38 – $291.44
Petaluma Valley Hospital Petaluma $235.11 $179.30 – $1,921.00
Arroyo Grande Hospital Santa Maria $86.03 $48.28 – $196.98
French Hospital San Luis Obispo $78.80 $48.28 – $196.98
Mercy Hospitals – Bakersfield Bakersfield $73.46 $48.28 – $183.38
Queen of The Valley Medical Center Napa $261.63 $188.91 – $6,200.00
Providence St Joseph Hospital Eureka Eureka $263.67 $171.12 – $8,018.00

All California hospitals for this procedure →