Ghs antibodies (torch) igm at St. Bernardine Medical Center
2101 N Waterman Ave, San Bernardino, CA · CommonSpirit Health · · NPI 1689769911
$5.43
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
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What you pay up front if you don't use insurance.
$16.28
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
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The hospital's undiscounted list price — almost no one pays this.
$2.08 with Blue Shield CA vs $74.65 with Care 1st — same scan, same building. Share
Negotiated rates by payer
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| Blue Shield CA | Commercial|Exchange | $2.08 | ↓ -62% |
| Kaiser | Commercial|All Plans | $2.40 | ↓ -56% |
| Blue Shield CA | Commercial|All Other Plans | $3.12 | ↓ -43% |
| HPN | Medicare|Senior | $4.72 | ↓ -13% |
| BCBS - Anthem | Commercial|Exchange | $4.72 | ↓ -13% |
| HPN | Commercial|All Plans | $5.04 | ↓ -7% |
| First Health | Commercial|All Plans | $5.28 | ↓ -3% |
| MultiPlan | Commercial|All Plans | $6.40 | ↑ +18% |
| Healthsmart | Commercial|All Plans | $6.56 | ↑ +21% |
| BCBS - Anthem | Commercial|Non-MCS HMO | $6.72 | ↑ +24% |
| BCBS - Anthem | Commercial|Non-MCS PPO | $6.72 | ↑ +24% |
| Blue Shield CA | Medicare|BlueShield Promise | $6.80 | ↑ +25% |
| Kaiser | Medicaid|All Plans | $6.88 | ↑ +27% |
| Central Health Plan | Medicare|All Plans | $8.00 | ↑ +47% |
| BCBS - Anthem | Medicaid|All Plans | $8.00 | ↑ +47% |
| BCBS - Anthem | Medicare|All Plans | $8.00 | ↑ +47% |
| BCBS - Anthem | Commercial|MCS | $8.00 | ↑ +47% |
| IHCG | Medicare|All Plans | $8.00 | ↑ +47% |
| Humana | Medicare|All Plans | $8.00 | ↑ +47% |
| Aetna | Commercial|Gatekeeper | $8.00 | ↑ +47% |
| Aetna | Commercial|Non-Gatekeeper | $8.00 | ↑ +47% |
| First Health | Medicare|All Plans | $8.00 | ↑ +47% |
| Molina | Medicare|All Plans | $8.00 | ↑ +47% |
| Molina | Medicaid|< 21 | $8.00 | ↑ +47% |
| Molina | Medicaid|> 21 | $8.00 | ↑ +47% |
| United | Commercial|All Other Plans | $8.00 | ↑ +47% |
| United | Medicare|All Plans | $8.00 | ↑ +47% |
| United | Commercial|HMO | $8.00 | ↑ +47% |
| Health Net | Medicare|All Plans | $8.00 | ↑ +47% |
| Kaiser | Medicare|All Plans | $8.00 | ↑ +47% |
| Partnership Health Plan | Medicaid|> 21 | $8.00 | ↑ +47% |
| Scan Health Plan | Medicare|All Plans | $8.00 | ↑ +47% |
| LA Care | Medicaid|< 21 | $8.00 | ↑ +47% |
| LA Care | Medicaid|> 21 | $8.00 | ↑ +47% |
| Inland Empire Health Plan | Medicaid|All Plans | $8.00 | ↑ +47% |
| Inland Empire Health Plan | Medicare|All Plans | $8.00 | ↑ +47% |
| Epic Health | Medicare|All Plans | $8.00 | ↑ +47% |
| Patton | Medicare|All Plans | $8.00 | ↑ +47% |
| IHCG | Medicaid|All Plans | $8.00 | ↑ +47% |
| Blue Shield CA | Medicare|All Other Plans | $8.00 | ↑ +47% |
| Partnership Health Plan | Medicaid|< 21 | $8.00 | ↑ +47% |
| Health Net | Medicaid|All Plans | $9.84 | ↑ +81% |
| Redlands | Commercial|All Plans | $11.60 | ↑ +114% |
| DHMG | Commercial|All Plans | $11.60 | ↑ +114% |
| EPIC Health | Commercial|All Plans | $13.60 | ↑ +150% |
| Naphcare | Commercial|All Plans | $15.60 | ↑ +187% |
| HPN | Medicaid|All Plans | $21.90 | ↑ +303% |
| Cigna | Commercial|All Other Plans | $41.26 | ↑ +660% |
| Cigna | Commercial|PPO | $41.26 | ↑ +660% |
| Care 1st | Medicaid|All Plans | $74.65 | ↑ +1275% |
Visitor-reported prices
Comments
Ghs antibodies (torch) igm at other California hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| Community Hospital San Bernardino | San Bernardino | $6.37 | $1.60 – $74.65 |
| St. John's Camarillo Hospital | Camarillo | $5.78 | $2.16 – $38.17 |
| Banner Lassen Medical Center | Susanville | $10.19 | $2.88 – $17.18 |
| Arroyo Grande Hospital | Santa Maria | $6.97 | $4.00 – $37.06 |
| Mark Twain Medical Center | San Andreas | $10.85 | $4.34 – $8.00 |
| French Hospital | San Luis Obispo | $6.39 | $2.16 – $43.57 |
| Mercy Hospitals – Bakersfield | Bakersfield | $31.91 | $4.00 – $41.34 |
| Bakersfield Memorial Hospital | Bakersfield | $31.57 | $4.00 – $41.34 |