Gemcitabine 1 gram intravenous solution at St. Bernardine Medical Center

2101 N Waterman Ave, San Bernardino, CA · CommonSpirit Health · · NPI 1689769911

Source: hospital's published price file ↗ · Published Feb 28, 2026 · Ingested Sep 10, 2026

$108.90

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$327.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$4.20 with Molina vs $85.00 with BCBS - Anthem — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Molina Medicaid|> 21 $4.20 ↓ -96%
Molina Medicaid|< 21 $4.20 ↓ -96%
HPN Medicaid|All Plans $4.37 ↓ -96%
Health Net Medicaid|All Plans $4.51 ↓ -96%
United Commercial|HMO $4.74 ↓ -96%
United Commercial|All Other Plans $4.74 ↓ -96%
Inland Empire Health Plan Medicaid|All Plans $5.96 ↓ -95%
Aetna Commercial|Gatekeeper $6.45 ↓ -94%
Aetna Commercial|Non-Gatekeeper $6.45 ↓ -94%
Blue Shield CA Commercial|All Other Plans $10.97 ↓ -90%
Blue Shield CA Commercial|Exchange $10.97 ↓ -90%
BCBS - Anthem Medicaid|All Plans $12.59 ↓ -88%
Care 1st Medicaid|All Plans $14.90 ↓ -86%
Health Net Commercial|EPPO $15.64 ↓ -86%
Redlands Commercial|All Plans $17.00 ↓ -84%
Health Net Commercial|Care Product $17.77 ↓ -84%
PrimeCare Medicare|All Plans $18.70 ↓ -83%
PrimeCare Commercial|All Plans $18.70 ↓ -83%
Health Net Commercial|All Other Plans $19.42 ↓ -82%
HPN Medicare|Senior $20.40 ↓ -81%
HPN Commercial|All Plans $22.95 ↓ -79%
Kaiser Commercial|All Plans $25.50 ↓ -77%
Cigna Commercial|PPO $38.25 ↓ -65%
Cigna Commercial|All Other Plans $38.25 ↓ -65%
BCBS - Anthem Commercial|Exchange $53.55 ↓ -51%
First Health Commercial|All Plans $56.10 ↓ -48%
MultiPlan Commercial|All Plans $68.00 ↓ -38%
Healthsmart Commercial|All Plans $69.70 ↓ -36%
Blue Shield CA Medicare|BlueShield Promise $72.25 ↓ -34%
BCBS - Anthem Commercial|Non-MCS HMO $76.50 ↓ -30%
BCBS - Anthem Commercial|Non-MCS PPO $76.50 ↓ -30%
BCBS - Anthem Commercial|MCS $85.00 ↓ -22%

Visitor-reported prices

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Gemcitabine 1 gram intravenous solution at other California hospitals

Hospital City Cash price Negotiated range
Community Hospital San Bernardino San Bernardino $206.06 $4.17 – $115.00
St. John's Camarillo Hospital Camarillo $307.20 $4.51 – $66.30
Petaluma Valley Hospital Petaluma $281.84 $5.95 – $141.28
Arroyo Grande Hospital Santa Maria $465.67 $4.51 – $127.40
French Hospital San Luis Obispo $233.64 $2.98 – $127.40
Mercy Hospitals – Bakersfield Bakersfield $1,254.36 $2.98 – $50.40
Bakersfield Memorial Hospital Bakersfield $1,240.83 $3.79 – $49.77
Queen of The Valley Medical Center Napa $358.33 $5.95 – $152.93

All California hospitals for this procedure →