Gated heart multiple at St. Bernardine Medical Center
2101 N Waterman Ave, San Bernardino, CA · CommonSpirit Health · · NPI 1689769911
$523.81
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
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What you pay up front if you don't use insurance.
$1,573.00
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
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The hospital's undiscounted list price — almost no one pays this.
$340.50 with IHCG vs $1,972.88 with Cigna — same scan, same building. Share
Negotiated rates by payer
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| IHCG | Medicaid|All Plans | $340.50 | ↓ -35% |
| IHCG | Medicare|All Plans | $341.47 | ↓ -35% |
| Partnership Health Plan | Medicaid|< 21 | $359.78 | ↓ -31% |
| LA Care | Medicaid|< 21 | $359.78 | ↓ -31% |
| Partnership Health Plan | Medicaid|> 21 | $359.78 | ↓ -31% |
| LA Care | Medicaid|> 21 | $359.78 | ↓ -31% |
| Kaiser | Medicaid|All Plans | $439.09 | ↓ -16% |
| Redlands | Commercial|All Plans | $456.17 | ↓ -13% |
| Kaiser | Commercial|All Plans | $471.90 | ↓ -10% |
| Molina | Medicaid|< 21 | $507.29 | ↓ -3% |
| Molina | Medicaid|> 21 | $507.29 | ↓ -3% |
| Patton | Medicare|All Plans | $510.57 | ↓ -3% |
| Humana | Medicare|All Plans | $510.57 | ↓ -3% |
| First Health | Medicare|All Plans | $510.57 | ↓ -3% |
| Molina | Medicare|All Plans | $510.57 | ↓ -3% |
| United | Medicare|All Plans | $510.57 | ↓ -3% |
| Health Net | Medicare|All Plans | $510.57 | ↓ -3% |
| Kaiser | Medicare|All Plans | $510.57 | ↓ -3% |
| Central Health Plan | Medicare|All Plans | $510.57 | ↓ -3% |
| BCBS - Anthem | Medicare|All Plans | $510.57 | ↓ -3% |
| Epic Health | Medicare|All Plans | $510.57 | ↓ -3% |
| Inland Empire Health Plan | Medicare|All Plans | $510.57 | ↓ -3% |
| Blue Shield CA | Medicare|All Other Plans | $510.57 | ↓ -3% |
| Scan Health Plan | Medicare|All Plans | $510.57 | ↓ -3% |
| HPN | Medicaid|All Plans | $527.80 | ↑ +1% |
| BCBS - Anthem | Medicaid|All Plans | $539.67 | ↑ +3% |
| Health Net | Medicaid|All Plans | $544.31 | ↑ +4% |
| Inland Empire Health Plan | Medicaid|All Plans | $719.55 | ↑ +37% |
| DHMG | Commercial|All Plans | $740.33 | ↑ +41% |
| Aetna | Commercial|Gatekeeper | $805.62 | ↑ +54% |
| United | Commercial|All Other Plans | $848.52 | ↑ +62% |
| United | Commercial|HMO | $848.52 | ↑ +62% |
| EPIC Health | Commercial|All Plans | $867.97 | ↑ +66% |
| BCBS - Anthem | Commercial|Exchange | $928.07 | ↑ +77% |
| HPN | Medicare|Senior | $928.07 | ↑ +77% |
| Aetna | Commercial|Non-Gatekeeper | $951.75 | ↑ +82% |
| HPN | Commercial|All Plans | $990.99 | ↑ +89% |
| Naphcare | Commercial|All Plans | $995.61 | ↑ +90% |
| First Health | Commercial|All Plans | $1,038.18 | ↑ +98% |
| MultiPlan | Commercial|All Plans | $1,258.40 | ↑ +140% |
| Healthsmart | Commercial|All Plans | $1,289.86 | ↑ +146% |
| BCBS - Anthem | Commercial|Non-MCS PPO | $1,321.32 | ↑ +152% |
| BCBS - Anthem | Commercial|Non-MCS HMO | $1,321.32 | ↑ +152% |
| Blue Shield CA | Medicare|BlueShield Promise | $1,337.05 | ↑ +155% |
| BCBS - Anthem | Commercial|MCS | $1,573.00 | ↑ +200% |
| Care 1st | Medicaid|All Plans | $1,798.90 | ↑ +243% |
| Cigna | Commercial|All Other Plans | $1,972.88 | ↑ +277% |
| Cigna | Commercial|PPO | $1,972.88 | ↑ +277% |
Visitor-reported prices
Comments
Gated heart multiple at other California hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| Community Hospital San Bernardino | San Bernardino | $851.99 | $359.78 – $2,179.00 |
| Arroyo Grande Hospital | Santa Maria | $1,869.51 | $359.78 – $4,112.08 |
| Mark Twain Medical Center | San Andreas | $4,263.74 | $359.78 – $2,956.66 |
| French Hospital | San Luis Obispo | $1,491.96 | $358.29 – $2,083.30 |
| Mercy Hospitals – Bakersfield | Bakersfield | $364.70 | $359.78 – $1,976.45 |
| Bakersfield Memorial Hospital | Bakersfield | $360.77 | $359.78 – $1,976.45 |
| Providence St Joseph Hospital Eureka | Eureka | $3,077.85 | $514.17 – $2,687.57 |
| St. Joseph's Medical Center Stockton | Stockton | $3,473.91 | $359.78 – $4,845.38 |