Fresh frozen plasma thawing ea un at St. Bernardine Medical Center

2101 N Waterman Ave, San Bernardino, CA · CommonSpirit Health · · NPI 1689769911

Source: hospital's published price file ↗ · Published Feb 28, 2026 · Ingested Sep 10, 2026

$133.87

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$402.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$12.96 with BCBS - Anthem vs $424.57 with Naphcare — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
BCBS - Anthem Medicaid|All Plans $12.96 ↓ -90%
Aetna Commercial|Gatekeeper $41.36 ↓ -69%
Aetna Commercial|Non-Gatekeeper $48.86 ↓ -64%
Cigna Commercial|PPO $57.59 ↓ -57%
Cigna Commercial|All Other Plans $57.59 ↓ -57%
BCBS - Anthem Commercial|Exchange $87.71 ↓ -34%
Blue Shield CA Commercial|Exchange $104.52 ↓ -22%
Care 1st Medicaid|All Plans $104.52 ↓ -22%
Redlands Commercial|All Plans $116.58 ↓ -13%
Kaiser Commercial|All Plans $120.60 ↓ -10%
BCBS - Anthem Commercial|Non-MCS PPO $125.28 ↓ -6%
BCBS - Anthem Commercial|Non-MCS HMO $125.28 ↓ -6%
IHCG Medicaid|All Plans $132.73 ↓ -1%
IHCG Medicare|All Plans $133.11 ↓ -1%
Blue Shield CA Commercial|All Other Plans $156.78 ↑ +17%
United Commercial|HMO $178.99 ↑ +34%
United Commercial|All Other Plans $178.99 ↑ +34%
Kaiser Medicaid|All Plans $187.25 ↑ +40%
BCBS - Anthem Commercial|MCS $201.75 ↑ +51%
Central Health Plan Medicare|All Plans $217.73 ↑ +63%
First Health Medicare|All Plans $217.73 ↑ +63%
BCBS - Anthem Medicare|All Plans $217.73 ↑ +63%
Molina Medicare|All Plans $217.73 ↑ +63%
Health Net Medicare|All Plans $217.73 ↑ +63%
Kaiser Medicare|All Plans $217.73 ↑ +63%
Blue Shield CA Medicare|All Other Plans $217.73 ↑ +63%
Scan Health Plan Medicare|All Plans $217.73 ↑ +63%
Inland Empire Health Plan Medicare|All Plans $217.73 ↑ +63%
Epic Health Medicare|All Plans $217.73 ↑ +63%
Patton Medicare|All Plans $217.73 ↑ +63%
Humana Medicare|All Plans $217.73 ↑ +63%
United Medicare|All Plans $217.73 ↑ +63%
HPN Medicare|Senior $237.18 ↑ +77%
HPN Commercial|All Plans $253.26 ↑ +89%
First Health Commercial|All Plans $265.32 ↑ +98%
DHMG Commercial|All Plans $315.71 ↑ +136%
MultiPlan Commercial|All Plans $321.60 ↑ +140%
Healthsmart Commercial|All Plans $329.64 ↑ +146%
Blue Shield CA Medicare|BlueShield Promise $341.70 ↑ +155%
EPIC Health Commercial|All Plans $370.14 ↑ +176%
Naphcare Commercial|All Plans $424.57 ↑ +217%

Visitor-reported prices

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Fresh frozen plasma thawing ea un at other California hospitals

Hospital City Cash price Negotiated range
Community Hospital San Bernardino San Bernardino $122.00 $12.96 – $424.57
Petaluma Valley Hospital Petaluma $315.18 $70.85 – $287.00
Mercy Hospitals – Bakersfield Bakersfield $117.61 $54.42 – $246.40
Bakersfield Memorial Hospital Bakersfield $116.34 $11.40 – $243.32
Queen of The Valley Medical Center Napa $222.87 $92.86 – $287.00
Providence St Joseph Hospital Eureka Eureka $223.38 $105.30 – $287.00
St. Joseph's Behavioral Health Center Stockton $147.32 $25.80 – $206.40
Redwood Memorial Hospital Fortuna $218.28 $105.55 – $105.55

All California hospitals for this procedure →