Fetal biophys profile w/nst 76818 at St. Bernardine Medical Center

2101 N Waterman Ave, San Bernardino, CA · CommonSpirit Health · · NPI 1689769911

Source: hospital's published price file ↗ · Published Feb 28, 2026 · Ingested Sep 10, 2026

$563.44

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$1,692.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$103.66 with IHCG vs $1,438.20 with Blue Shield CA — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
IHCG Medicaid|All Plans $103.66 ↓ -82%
IHCG Medicare|All Plans $103.96 ↓ -82%
Kaiser Medicaid|All Plans $116.20 ↓ -79%
Central Health Plan Medicare|All Plans $135.12 ↓ -76%
First Health Medicare|All Plans $135.12 ↓ -76%
Molina Medicare|All Plans $135.12 ↓ -76%
United Medicare|All Plans $135.12 ↓ -76%
Health Net Medicare|All Plans $135.12 ↓ -76%
Kaiser Medicare|All Plans $135.12 ↓ -76%
Humana Medicare|All Plans $135.12 ↓ -76%
BCBS - Anthem Medicare|All Plans $135.12 ↓ -76%
Blue Shield CA Medicare|All Other Plans $135.12 ↓ -76%
Scan Health Plan Medicare|All Plans $135.12 ↓ -76%
Inland Empire Health Plan Medicare|All Plans $135.12 ↓ -76%
Epic Health Medicare|All Plans $135.12 ↓ -76%
Patton Medicare|All Plans $135.12 ↓ -76%
DHMG Commercial|All Plans $195.92 ↓ -65%
Aetna Commercial|Gatekeeper $221.15 ↓ -61%
EPIC Health Commercial|All Plans $229.70 ↓ -59%
United Commercial|All Other Plans $245.18 ↓ -56%
United Commercial|HMO $245.18 ↓ -56%
Aetna Commercial|Non-Gatekeeper $261.26 ↓ -54%
Naphcare Commercial|All Plans $263.48 ↓ -53%
BCBS - Anthem Commercial|Exchange $388.75 ↓ -31%
Redlands Commercial|All Plans $490.68 ↓ -13%
Kaiser Commercial|All Plans $507.60 ↓ -10%
BCBS - Anthem Commercial|Non-MCS HMO $555.27 ↓ -1%
BCBS - Anthem Commercial|Non-MCS PPO $555.27 ↓ -1%
Cigna Commercial|All Other Plans $569.81 ↑ +1%
Cigna Commercial|PPO $569.81 ↑ +1%
BCBS - Anthem Commercial|MCS $894.23 ↑ +59%
HPN Medicare|Senior $998.28 ↑ +77%
HPN Commercial|All Plans $1,065.96 ↑ +89%
First Health Commercial|All Plans $1,116.72 ↑ +98%
MultiPlan Commercial|All Plans $1,353.60 ↑ +140%
Healthsmart Commercial|All Plans $1,387.44 ↑ +146%
Blue Shield CA Medicare|BlueShield Promise $1,438.20 ↑ +155%

Visitor-reported prices

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Fetal biophys profile w/nst 76818 at other California hospitals

Hospital City Cash price Negotiated range
Community Hospital San Bernardino San Bernardino $388.66 $124.76 – $994.00
St. John's Camarillo Hospital Camarillo $371.43 $135.12 – $661.44
Banner Lassen Medical Center Susanville $489.84 $21.27 – $605.28
Petaluma Valley Hospital Petaluma $2,175.15 $140.89 – $325.68
Arroyo Grande Hospital Santa Maria $803.36 $135.12 – $1,533.70
Mark Twain Medical Center San Andreas $1,332.67 $130.13 – $492.94
French Hospital San Luis Obispo $587.22 $119.88 – $601.70
Mercy Hospitals – Bakersfield Bakersfield $1,525.93 $135.12 – $3,290.40

All California hospitals for this procedure →