External chromosome analysis 20-25 cells at St. Bernardine Medical Center
2101 N Waterman Ave, San Bernardino, CA · CommonSpirit Health · · NPI 1689769911
$75.46
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
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What you pay up front if you don't use insurance.
$226.60
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
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The hospital's undiscounted list price — almost no one pays this.
$45.00 with Kaiser vs $829.65 with Care 1st — same scan, same building. Share
Negotiated rates by payer
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| Kaiser | Commercial|All Plans | $45.00 | ↓ -40% |
| HPN | Medicare|Senior | $88.50 | ↑ +17% |
| BCBS - Anthem | Commercial|Exchange | $88.50 | ↑ +17% |
| HPN | Commercial|All Plans | $94.50 | ↑ +25% |
| First Health | Commercial|All Plans | $99.00 | ↑ +31% |
| MultiPlan | Commercial|All Plans | $120.00 | ↑ +59% |
| Healthsmart | Commercial|All Plans | $123.00 | ↑ +63% |
| Kaiser | Medicaid|All Plans | $124.36 | ↑ +65% |
| BCBS - Anthem | Commercial|Non-MCS PPO | $126.00 | ↑ +67% |
| BCBS - Anthem | Commercial|Non-MCS HMO | $126.00 | ↑ +67% |
| Blue Shield CA | Medicare|BlueShield Promise | $127.50 | ↑ +69% |
| IHCG | Medicare|All Plans | $144.61 | ↑ +92% |
| Humana | Medicare|All Plans | $144.61 | ↑ +92% |
| First Health | Medicare|All Plans | $144.61 | ↑ +92% |
| Molina | Medicare|All Plans | $144.61 | ↑ +92% |
| United | Medicare|All Plans | $144.61 | ↑ +92% |
| Health Net | Medicare|All Plans | $144.61 | ↑ +92% |
| Kaiser | Medicare|All Plans | $144.61 | ↑ +92% |
| Central Health Plan | Medicare|All Plans | $144.61 | ↑ +92% |
| BCBS - Anthem | Medicare|All Plans | $144.61 | ↑ +92% |
| Blue Shield CA | Medicare|All Other Plans | $144.61 | ↑ +92% |
| Scan Health Plan | Medicare|All Plans | $144.61 | ↑ +92% |
| Inland Empire Health Plan | Medicare|All Plans | $144.61 | ↑ +92% |
| Epic Health | Medicare|All Plans | $144.61 | ↑ +92% |
| Patton | Medicare|All Plans | $144.61 | ↑ +92% |
| IHCG | Medicaid|All Plans | $144.61 | ↑ +92% |
| United | Commercial|HMO | $150.00 | ↑ +99% |
| United | Commercial|All Other Plans | $150.00 | ↑ +99% |
| Molina | Medicaid|> 21 | $150.00 | ↑ +99% |
| Partnership Health Plan | Medicaid|< 21 | $150.00 | ↑ +99% |
| Partnership Health Plan | Medicaid|> 21 | $150.00 | ↑ +99% |
| Aetna | Commercial|Non-Gatekeeper | $150.00 | ↑ +99% |
| Aetna | Commercial|Gatekeeper | $150.00 | ↑ +99% |
| LA Care | Medicaid|< 21 | $150.00 | ↑ +99% |
| LA Care | Medicaid|> 21 | $150.00 | ↑ +99% |
| Inland Empire Health Plan | Medicaid|All Plans | $150.00 | ↑ +99% |
| BCBS - Anthem | Medicaid|All Plans | $150.00 | ↑ +99% |
| BCBS - Anthem | Commercial|MCS | $150.00 | ↑ +99% |
| Molina | Medicaid|< 21 | $150.00 | ↑ +99% |
| Health Net | Medicaid|All Plans | $184.50 | ↑ +145% |
| Redlands | Commercial|All Plans | $209.68 | ↑ +178% |
| DHMG | Commercial|All Plans | $209.68 | ↑ +178% |
| HPN | Medicaid|All Plans | $243.42 | ↑ +223% |
| EPIC Health | Commercial|All Plans | $245.84 | ↑ +226% |
| Naphcare | Commercial|All Plans | $281.99 | ↑ +274% |
| Cigna | Commercial|All Other Plans | $414.82 | ↑ +450% |
| Cigna | Commercial|PPO | $414.82 | ↑ +450% |
| Care 1st | Medicaid|All Plans | $829.65 | ↑ +999% |
Visitor-reported prices
Comments
External chromosome analysis 20-25 cells at other California hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| Community Hospital San Bernardino | San Bernardino | $88.61 | $82.50 – $829.65 |
| St. John's Camarillo Hospital | Camarillo | $76.65 | $40.50 – $383.71 |
| Arroyo Grande Hospital | Santa Maria | $77.90 | $75.00 – $372.62 |
| Mark Twain Medical Center | San Andreas | $116.55 | $94.73 – $171.50 |
| French Hospital | San Luis Obispo | $71.35 | $40.50 – $438.04 |
| Mercy Hospitals – Bakersfield | Bakersfield | $93.50 | $87.50 – $415.57 |
| Bakersfield Memorial Hospital | Bakersfield | $92.49 | $87.50 – $415.57 |
| St. Joseph's Behavioral Health Center | Stockton | $143.90 | $18.00 – $144.00 |