Evaluation heart device at St. Bernardine Medical Center

2101 N Waterman Ave, San Bernardino, CA · CommonSpirit Health · · NPI 1689769911

Source: hospital's published price file ↗ · Published Feb 28, 2026 · Ingested Sep 10, 2026

$2,213.79

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$6,648.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$554.72 with Partnership Health Plan vs $22,141.00 with BCBS - Anthem — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Partnership Health Plan Medicaid|< 21 $554.72 ↓ -75%
LA Care Medicaid|> 21 $554.72 ↓ -75%
LA Care Medicaid|< 21 $554.72 ↓ -75%
Partnership Health Plan Medicaid|> 21 $554.72 ↓ -75%
Health Net Medicaid|All Plans $682.31 ↓ -69%
BCBS - Anthem Medicaid|All Plans $1,040.10 ↓ -53%
Molina Medicaid|< 21 $1,240.00 ↓ -44%
Molina Medicaid|> 21 $1,240.00 ↓ -44%
HPN Medicaid|All Plans $1,290.12 ↓ -42%
Inland Empire Health Plan Medicaid|All Plans $1,386.81 ↓ -37%
Redlands Commercial|All Plans $1,927.92 ↓ -13%
Kaiser Commercial|All Plans $1,994.40 ↓ -10%
BCBS - Anthem Commercial|Non-MCS HMO $3,612.00 ↑ +63%
HPN Medicare|Senior $3,922.32 ↑ +77%
HPN Commercial|All Plans $4,188.24 ↑ +89%
First Health Commercial|All Plans $4,387.68 ↑ +98%
Care 1st Medicaid|All Plans $4,397.15 ↑ +99%
MultiPlan Commercial|All Plans $5,318.40 ↑ +140%
Healthsmart Commercial|All Plans $5,451.36 ↑ +146%
Blue Shield CA Medicare|BlueShield Promise $5,650.80 ↑ +155%
United Commercial|All Other Plans $6,210.00 ↑ +181%
United Commercial|HMO $6,367.00 ↑ +188%
BCBS - Anthem Commercial|Exchange $9,626.00 ↑ +335%
BCBS - Anthem Commercial|Non-MCS PPO $13,752.00 ↑ +521%
BCBS - Anthem Commercial|MCS $22,141.00 ↑ +900%

Visitor-reported prices

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Evaluation heart device at other California hospitals

Hospital City Cash price Negotiated range
Community Hospital San Bernardino San Bernardino $2,523.52 $554.72 – $8,268.00
Arroyo Grande Hospital Santa Maria $2,973.32 $554.72 – $6,808.06
French Hospital San Luis Obispo $2,645.22 $554.72 – $6,613.04
Queen of The Valley Medical Center Napa $9,940.41 $2,747.00 – $19,158.00
Providence Mission Hospital - Mission Viejo Mission Viejo $239.04 $1,200.00 – $16,338.00
Northridge Hospital Medical Center Northridge $592.04 $530.50 – $4,018.00
Providence Cedars-Sinai Tarzana Medical Center Tarzana $517.65 $637.14 – $10,759.00
California Hospital Medical Center Los Angeles $1,955.52 $554.72 – $4,397.15

All California hospitals for this procedure →